Sage Financial Investments

03/07/2025

Navigate market volatility with your Hawaii Financial Advisor to establish a financial plan that fits your risk profile and time frame, regardless of the economic environment.

Contact us for a Complimentary Consultation, (808) 753-1868 - Offering Phone & Virtual Appointments if preferred.

, , , , , , , , , , , , , , , , , .

Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.

12/16/2024

The incoming administration has investors nervous about the future for their investment accounts. Gain some clarity with a solid financial plan that achieves your families goals!

Contact us for a Complimentary Consultation, (808) 753-1868 - Offering Phone & Virtual Appointments if preferred.

, , , , , , , , , , , , , ,

Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.

https://sagefinancialinvestments.com/2024/12/16/presidents-first-year-sp-500-return/

10/31/2024

Market history demonstrates that shortly following the market’s worst days are its best days. It may be tempting to try to miss the worst days, but in the long run it might be a risky strategy that exposes an investor to missing the best days!

Contact us for a Complimentary Consultation, (808) 753-1868 - Offering Phone & Virtual Appointments if preferred.

, , , , , , , , , , , , , ,

Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interests, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information.

09/07/2024

Stock volatility changes, depending on disagreements with analysts, earnings and the market reaction. Pay attention to your financial plan and stay invested. Read More on our Blog.

https://sagefinancialinvestments.com/2024/09/07/september-effect-trump-tariff/

Contact us for a Complimentary Consultation, (808) 753-1868 - Offering Phone & Virtual Appointments if preferred.

, , , , , , , , , : , , , , ,

Registered Investment Advisor Representatives act as fiduciaries for all our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interest, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. Investments and/or investment strategies involve risk including the possible loss of principal. For a complete description of investment risks, fees and services, review the Brookstone Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Brookstone Capital Management.

Stock volatility changes, depending on disagreements with analysts, earnings and the market reaction. Pay attention to your financial plan and stay invested.

05/25/2024

Seek out help from a Hawaii Financial Advisor and implement the Vanguard Advisor Alpha Framework that can potentially add 3% in net returns by working with an advisor. Read More on our Blog.

https://sagefinancialinvestments.com/2024/05/24/hawaii-financial-advisor-value-2/

Contact us for a Complimentary Consultation, (808) 753-1868 - Offering Phone & Virtual Appointments if preferred.

, , , , , , , , , : , , , , ,

Registered Investment Advisor Representatives act as fiduciaries for all our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interest, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. Investments and/or investment strategies involve risk including the possible loss of principal. For a complete description of investment risks, fees and services, review the Brookstone Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Brookstone Capital Management.

04/12/2024

The Dalbar Study provides reasons that Do-It-Yourself Investors Should Seek Help. Establish a Financial Plan with a Hawaii Financial Advisor to get your investment portfolio set up properly. Read More about The DIY Approach on Blog.

https://sagefinancialinvestments.com/2024/04/11/do-it-yourself-investor-approach/

Contact us for a Complimentary Consultation, (808) 753-1868 - Offering Phone & Virtual Appointments if preferred.

, , , , , , , , , : , , , , ,

Registered Investment Advisor Representatives act as fiduciaries for all our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interest, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. Investments and/or investment strategies involve risk including the possible loss of principal. For a complete description of investment risks, fees and services, review the Brookstone Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Brookstone Capital Management.

04/05/2024

Mutual Fund Conversion with a Hawaii Financial Advisor can enhance portfolio performance. We have a fiduciary obligation to convert these shares to cost-effective alternatives like exchange-traded funds, which an advisor can assist with. Read blog post on my site for more information.

https://sagefinancialinvestments.com/2024/04/04/mutual-funds-vs-etf-expenses/

, , , , , , , , , , , , , , , , ,

Registered Investment Advisor Representatives act as fiduciaries for all our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interest, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. Investments and/or investment strategies involve risk including the possible loss of principal. For a complete description of investment risks, fees and services, review the Brookstone Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Brookstone Capital Management.

06/14/2023

Think long-term with your investment plan and go against your emotions when your allocations do not feel right in the short-term. Zoom out and focus on the financial plan

https://sagefinancialinvestments.com/2023/06/14/staying-the-course/

Think long-term with your investment plan and go against your emotions when your allocations do not feel right in the short-term. Zoom out and focus on the financial plan!

05/09/2023

The U.S. hit the debt ceiling ($31.4 Trillion) earlier this year in January. Since that time, the U.S. Treasury has been spending the cash down from its General Account (cash on hand) to meet the government’s obligations. Two factors have caused increased strain on the Treasury: weakening tax receipts and a rise in interest rates. Raising the debt ceiling is nothing new. The debt ceiling has been raised 78 times since 1960! The last time Congress raised the debt ceiling was 2021.

The Treasury runs the government’s checkbook and is responsible for meeting the government’s obligations. If there is not enough cash in the General Account to fund the expenditures, the U.S. Treasury sells bonds (Treasuries) to raise the necessary funds. The debt is the accumulation of the government running annual deficits (spending greater than receipts).

However, Congress puts a limit on the amount of debt that the Treasury can issue before it has to get Congressional approval to issue more debt. It is important to point out that the debt ceiling is not about new spending, it is about paying for what policymakers have already agreed upon. Currently, the spending breaks down into approximately 63% mandatory spending, 7% interest on Treasuries, and 30% discretionary spending.

The most market moving debt ceiling scenario occurred in 2011. Stocks began to decline sharply in the fall of the year as the debate raged and the debt was downgraded one notch. Congress resolved the stand-off with the Budget Control Act of 2011 and raised the debt limit from $14.3 to $16.4 Trillion. Stocks recovered and were little changed by the end of the year before marching ahead with double digit returns for the S&P 500 in the subsequent year.

In 2011, Treasury did put together a contingency plan if Congress has not resolved the debt ceiling debate. The plan was to ensure no default on Treasury securities and continue to pay interest and redeem maturing Treasuries. Other payments would be slightly delayed and federal workers would continue to work, but with delayed payments (no government shutdown). We would expect the Treasury to put this playbook or something similar into action if necessary.

While the short-term impact on the market can be unpredictable, we would expect any market reaction to be short-lived before the market returns its focus to underlying economic conditions.

05/02/2023

Create a Financial Plan with a Hawaii Financial Advisor and learn how to plan for an emergency. Learn more and call Sage Financial Investments for a Free Consultation.

Create a Financial Plan with a Hawaii Financial Advisor and learn how to plan for an emergency. Learn more and call Sage Financial Investments a Free Consultation.

02/17/2023

Market volatility, debt ceiling, treasuries, and surging borrowing costs. The Unites States Government is a currency issuer, not a family household budget.

Market volatility, debt ceiling, treasuries, and surging borrowing costs. The Unites States Government is a currency issuer, not a family household budget.

11/18/2022

The best months and best days are right near the worst days or worse months. The stock market could rally very sharply. Zoom Out and Focus on The Financial Plan!

The best months and best days are right near the worst day or worse months. The stock market could rally very sharply. Zoom Out and Focus on The Financial Plan!)