Roy Gagaza, CEP®, RFC™, is President & CEO of Journey Wealth Management, helping individuals and families pursue confident retirements through disciplined planning, proven strategies, and a lifelong commitment to service. Roy Gagaza, CEP®, RFC™, is President and CEO of Journey Wealth Management, LLC, where he helps individuals and families pursue their retirement dreams through thoughtful, well-pl
anned financial strategies. With a career rooted in service, leadership, and discipline, Roy brings a calm, mission-focused approach to guiding clients through complex financial decisions. Army Reserve before transitioning to active duty, ultimately serving 20 years as an Armor Officer. Airborne and Ranger qualified, Roy served as a Tank Platoon Leader with the 1st Armored Division during Operation Desert Shield and Operation Desert Storm, and later as a Troop Commander in South Korea with the 5/17 Cavalry Squadron, 2nd Infantry Division. He also served as an Operations and Training Officer, preparing Army units from company to brigade level for deployments during Operation Iraqi Freedom and Operation Enduring Freedom. Over the course of multiple combat deployments, Roy Gagaza earned the Bronze Star for his service in both Desert Storm and Operation Iraqi Freedom. Midway through his military career, Roy began preparing for his next chapter by combining his business marketing background with a passion for financial education. While still on active duty—including a year-long deployment to Kuwait in 2004—he began meeting with clients, hosting educational seminars, and earning professional designations as a Certified Estate Planner and Registered Financial Consultant. After retiring from the Army in 2008, Roy carried forward his lifelong commitment to service by helping people navigate their financial futures with clarity, purpose, and confidence. At Journey Wealth Management, Roy provides comprehensive services including retirement planning, investment and wealth management, tax planning strategies, health care planning, and legacy and estate services. He is known for providing sound guidance, respecting client values, and genuinely caring about the people he serves. Roy Gagaza’s approach centers on helping clients envision what their ideal post-career life looks like and designing strategies that protect assets, generate meaningful income, and remain flexible as life evolves. His military background influences his work through discipline, adaptability, and proactive leadership. Roy views the advisor-client relationship as a long-term partnership built on trust, preparation, and readiness for whatever comes next. Roy has been widely recognized for his service and results. He was inducted into the Advisors Excel Hall of Fame and has received the Advisors Excel Elite Advisor Award every year since 2018. He is also a recipient of the Security Benefit Elite Advisor Award and the Allianz Century Award for achieving $100 million in premium. Deeply committed to giving back, Roy and Journey Wealth Management support numerous organizations, including veterans’ groups, Second Harvest of the Greater Valley, the Hawaii Food Bank, The Golden State German Shepherd Rescue, and the Backcountry Horseman of California. The firm frequently matches client donations to amplify community impact. Originally from Livermore, California, Roy is married to Patricia, his life and business partner, who serves as CFO and co-founder of Journey Wealth Management. Together they have three children and two grandchildren. In his free time, Roy enjoys golf, travel, paddleboarding, snorkeling, diving, and spending time outdoors with family.
