Financial Planning Hawaii

05/18/2023

JR's Commentary Featured in U.S. News and Smart Asset

Financial Planning Hawaii's founder opines in U.S. News article on utility stocks for passive dividend income. His retirement spending research was cited in Smart Asset.

02/16/2023

What might the potential economic fallout be if the U.S. Treasury were to default on its debt? To borrow a line from Dr. Egon Spengler in the 1980s classic, Ghost Busters, “It would be bad.”

A Financial Planning Hawaii essay on the likelihood and ramifications of a default on U.S. Treasury securities.

02/16/2023

Whose side are they on? This article raises awareness of how the Genworth LTC class action settlements may be more aligned with Genworth's interests than consumers'.

This article raises consumer awareness that Genworth LTC settlement offers may not be in their best interests.

02/16/2023

2022 produced a slew of tax law updates and changes. The SECURE Act 2.0, which was signed into law at the end of 2022, contains a wide-ranging list of provisions that impact a large swath of American taxpayers. This article features Financial Planning Hawaii's list of the 15+ provisions that are likely to impact many of our clients.

This article contains a curated list of the most impactful provisions of SECURE Act 2.0

02/15/2023

Timely Tax Season Tidbits from Financial Planning Hawaii and J.R.'s favorite 2023 Tax Planning "Cheat Sheets"

Financial Planning Hawaii 1099 Status Updates, New RMD Rules, deadlines, IRA contribution limits, and J.R.'s favorite 2023 Tax Planning "Cheat Sheets."

02/14/2023

2022 was helpful in eradicating speculative excesses from the stock market and in refocusing investors on sound business fundamentals and earnings. For investors who avoided the carnage caused by owning bond mutual funds, rising interest rates are actually a welcome sight. At long last, interest income from bonds and cash can contribute to portfolio returns again! The ability to generate sufficient passive portfolio income from interest and dividends that one need not ever spend down principal may be considered the Holy Grail of retirement investing, and we are not too far from that today. READ MORE at - https://www.fphawaii.com/blog-01/irreverant-state-investment-world-address

Financial Planning Hawaii founder J.R. Robinson suggests that 2022 was cathartic for the markets and that retirement investing is now getting easier.

12/18/2022

The FTX debacle serves as a powerful lesson to individual investors about the dangers of following the so-called "Smart Money." For further details, read my latest Financial Planning Hawaii blog post -
https://www.fphawaii.com/blog-01/exhibit-why-i-dont-pay-much-attention-what-smart-money-doing

12/12/2022

How to Invest in Bonds and CDs Now That Interest Rates Have Risen

Clear, unambiguous guidance about what types of bonds to buy and how to ladder maturities in the current rising interest rate environment.

12/11/2022

Did you know that you can lose money purchasing savings bonds through the TreasuryDirect website? In a recent post to the Financial Planning Hawaii blog, my personal experience in purchasing Series I savings bonds serves as a cautionary tale. Read the full story at https://www.fphawaii.com/blog-01/two-ways-you-can-lose-money-buying-savings-bonds

09/13/2022

Many workers stop contributing to their 401(k) plans when the stock market goes down. If you are behind in saving for retirement, you should look at downturns as opportunities to catch up!

Severe, long-lasting downturns in the stock market may represent a golden opportunity for people who are behind in saving for retirement to catch up.

09/13/2022

The Power of Negative Thinking

Severe, long-lasting downturns in the stock market may represent a golden opportunity for people who are behind in saving for retirement to catch up.

08/04/2022

Age-based 529 investors find shifting to bonds as college approaches not as conservative as advertised https://bit.ly/3Qne8kF #529

John Robinson is a recognized financial planning industry thought leader. His commentary is regularly featured in the national financial news media.