HIPac Financial

03/04/2026

If you've inherited an IRA, withdrawal rules and taxes depend on your relationship and whether the account is a Roth IRA or a traditional IRA.

An inherited IRA is an account for someone inherits an IRA or retirement plan from a deceased owner. Special rules exist for spouses and other beneficiaries.

02/24/2026

2026 tax season is coming up: Here’s what you need to know

Tax season officially begins on Monday, Jan. 26, when the IRS starts accepting and processing 2025 federal tax returns.

02/17/2026

02/13/2026

The minimum savings needed to retire at 65 in every U.S. state—it’s over $2 million in Hawaii. Here’s a look the minimum amount of savings needed to retire at 65 in each state.

The estimated savings needed to retire at 65 varies by nearly $1.5 million from state to state, driven largely by differences in housing costs.

12/20/2025

It’s an incredible honor to once again be recognized as one of the leading financial professionals in the nation by Forbes America’s Top Financial Security Professionals.

Being a 4-time recipient of this prestigious acknowledgment fills me with gratitude and pride. I remain deeply thankful to my clients and colleagues, whose trust and collaboration make this achievement possible.

Learn more about the list and the ranking methodology here https://www.forbes.com/lists/best-in-state-financial-security-professionals/

12/16/2025

“If everyone is moving forward together, then success takes care of itself” - Henry Ford

11/21/2025

Are you concerned about imposters selling forged records for deed transfers or other property documents in your name? You can now opt-in for notifications from the Bureau of Conveyance, when key words or your name appears on newly recorded documents in the State of Hawaii. For more info visit:

“Property Watch” Registration The Bureau of Conveyances is launching a new online service for customers to receive emailed notifications when a specified name is noted as a party in a […]

07/31/2025

SCHOLARSHIP OPPORTUNITY! APPLY BEFORE AUGUST 25, 2025.

New York Life and their partners are excited to offer scholarship opportunities to high school juniors and seniors. Scholarships ranging from $10,000 - $20,000 are available. To apply, register at the link below, have your student play the interactive financial education modules, and complete the scholarship application (including a short essay).

Register here: http://scholarship.nylsponsorships.com/game/home?gameId=G085

Bonus: If your child isn’t a junior or senior yet, students age 13+ can still access the game, learn personal finance basics, and win prizes—all at no cost.

This is more than a scholarship. It’s an opportunity to build financial confidence and prepare for what’s next.

07/01/2025

The Fed has indicated that interest rates aren't coming down just yet. Here's some suggestions for how to make the most of higher-for-longer interest rates.

The Fed has indicated that interest rates aren't coming down just yet. Here's how to make the most of where we stand.