Finance Factors

Finance Factors Founded in 1952, Finance Factors is Hawaii’s largest depository financial services loan company.

Finance Factors has been providing financial services in Hawaii for 70 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaii’s working class, into Hawaii’s largest locally-owned depository financial services loan company. Today, Finance Factors continues to work diligently to help generations of families

fulfill their financial dreams with creative lending and savings products. Finance Factors specializes in residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial real estate loans. Finance Factors also offers some of the best rates on certificates of deposit and savings accounts, with deposits insured by the FDIC. Visit or contact any of our 13 branches throughout Hawaii, including one on Maui, one on Kauai, two on the Big Island, and nine on Oahu.

Customers, your next branch visit just got a lot sweeter... 🍪✨We are so excited to partner with Girl Scouts of Hawaii! A...
05/28/2026

Customers, your next branch visit just got a lot sweeter... 🍪✨

We are so excited to partner with Girl Scouts of Hawaii! As of last week, May 20, through July 3 (or while supplies last), current Finance Factors customers can stop by any of our branches to pick up a complimentary box of Girl Scout Cookies.

For over a century, Girl Scouts of Hawaiʻi has been empowering local young leaders to reach their goals and strive higher, and we are incredibly proud to support their mission. Find your nearest branch and come celebrate with us! 💚

Finance Factors NMLS #449916

Honoring the brave. Remembering the fallen.Today, we express our deepest gratitude for those who gave everything to prot...
05/25/2026

Honoring the brave. Remembering the fallen.

Today, we express our deepest gratitude for those who gave everything to protect our freedom. Wishing our community a reflective and peaceful Memorial Day. 🕊️

(Reminder: Our branches are closed today. Standard mobile banking is available anytime.)

All Finance Factors Branches will be closed on May 25th, 2026 in observance of Memorial Day. Finance Factors NMLS #4499...
05/25/2026

All Finance Factors Branches will be closed on May 25th, 2026
in observance of Memorial Day.

Finance Factors NMLS #449916

A meaningful evening for our Finance Factors ʻohana. 🧡We were honored to take part in the Patsy Mink Center for Business...
05/06/2026

A meaningful evening for our Finance Factors ʻohana. 🧡

We were honored to take part in the Patsy Mink Center for Business & Leadership Wisdom Series at the YWCA, featuring a heartfelt mother-daughter conversation between Connie Lau and Jen Lau.

Together, they reflected on leadership across generations - sharing the realities of breaking barriers, the fortune we have today because of trailblazers like Connie who have paved the way for people like those in the MCBL program and Jen, and the evolving challenges women continue to navigate today.

It was a powerful reminder that progress doesn’t happen in isolation. It’s built on the courage of those who came before us—and sustained by our commitment to open doors for those who follow.

Mahalo to the Patsy Mink Center for creating space for these important conversations, and to the community of women leaders who continue to shape Hawaiʻi’s future.

It’s amazing how something as simple as a pair of slippers can make such a big difference. 🩴✨At Finance Factors, we’ve s...
04/30/2026

It’s amazing how something as simple as a pair of slippers can make such a big difference. 🩴✨

At Finance Factors, we’ve seen how proper footwear helps keep keiki in school, safe, and focused - without missing valuable class time. That’s why our team is so proud to support Wishing Well for Maui’s students through our annual Slipper Drive hosted, by our Maui Branch team. 💙

With the help of our community, we’ve collected nearly 2,000 slippers over the past few years—each pair helping a child stay in class where they belong.

It may seem small, but we know that small steps lead to big impact. 🌺

Want to help? Visit www.ramaui.com/foundation

📸: Alma Tassi

Finance Factors NMLS #449916

04/15/2026

When purpose meets presence: you already know we had to show up and show out ✨

Grateful to be surrounded by so many familiar faces, all coming together in support of something bigger than us 💫 Honored to celebrate 65 years of impact at the East-West Center Gala - an evening rooted in connection, community, and purpose 🤝🌺

Finance Factors NMLS #449916

Maybe Spring Break wasn’t your moment... and that’s okay!Summer is just around the corner ☀️ Start building toward the m...
04/05/2026

Maybe Spring Break wasn’t your moment... and that’s okay!

Summer is just around the corner ☀️ Start building toward the moments you don’t want to miss - with a Premier Savings Account. 😎✨

Finance Factors NMLS #449916

At Chaminade University of Honolulu, the Women in Leadership Development (WILD) program continues to make a meaningful i...
04/03/2026

At Chaminade University of Honolulu, the Women in Leadership Development (WILD) program continues to make a meaningful impact on women students 🌺

We’re especially excited to highlight that our very own Jen Lau partnered with the program - sharing her experience and helping inspire the next generation of leaders 💼

WILD creates a supportive space where women can grow their confidence, connect with one another, and prepare for life beyond college through mentorship, workshops, and honest conversations about leadership.

It’s inspiring to see community and education come together to uplift and empower women right here in Hawaiʻi 💛

All branches will be closing early at 4:00pm today due to weather conditions. Stay safe everyone!
03/21/2026

All branches will be closing early at 4:00pm today due to weather conditions. Stay safe everyone!

⚠️ Weather Update ⚠️Due to the severe rainstorm impacting our state, all of our bank branches will be closing early toda...
03/14/2026

⚠️ Weather Update ⚠️

Due to the severe rainstorm impacting our state, all of our bank branches will be closing early today at 4:00 PM to ensure the safety of our customers and staff.

We encourage everyone to stay safe, avoid unnecessary travel, and monitor local weather updates as conditions continue to develop.

Our digital banking services remain available 24/7 for your convenience.

Thank you for your understanding, and please take care out there. 🌧️💙

Finance Factors NMLS #449916

Address

1164 Bishop Street, #300
Honolulu, HI
96813

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18085222000

Website

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