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Finance Factors

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Finance Factors

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Founded in 1952, Finance Factors is Hawaii’s largest depository financial services loan company.

Finance Factors has been providing financial services in Hawaii for 70 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaii’s working class, into Hawaii’s largest locally-owned depository financial services loan company. Today, Finance Factors continues to work diligently to help generations of families fulfill their financial dreams with creative lending and savings products. Finance Factors specializes in residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial real estate loans. Finance Factors also offers some of the best rates on certificates of deposit and savings accounts, with deposits insured by the FDIC. Visit or contact any of our 13 branches throughout Hawaii, including one on Maui, one on Kauai, two on the Big Island, and nine on Oahu.

10/09/2026

Finance Factors is open for business on Kauai. Our Lihue branch is open, and we are ready to support you on your path to financial well-being while continuing to serve the island that many of our employees call home.

We are supporting local organizations such as
and have launched a Hurricane Lowell Recovery HELOC to help streamline financing for home repairs on Kauai.

# Finance Factors NMLS #449916 # MortgageExpert

09/10/2026

Today is the day! 🏌🏼‍♂️🎉

We are so excited to host our 12th Annual Charity Golf Tournament in support of Family Promise of Hawaiʻi.

Each swing, sponsorship, and donation helps further their mission of helping ʻohanas experiencing homelessness through interim housing, emergency rental assistance, case management, and affordable housing solutions that create lasting stability and brighter futures.

Mahalo to everyone joining us on the course today. Your support helps create brighter futures for local families and keiki.

Let's make it a beautiful day on and off the green! ⛳️✨

Finance Factors NMLS #449916

09/08/2026

Finance Factors Lihue Branch will be closed today, September 8th, 2026, due to weather conditions by Hurricane Lowell. We apologize for any inconvenience this may cause and thank you for your patience.

Please be safe and take care.

Finance Factors NMLS #449916

08/28/2026

🚨 IT'S BACK! 🚨

⛳️ The 12th Annual Finance Factors Foundation Charity Golf Tournament is officially on the calendar!

Join us on Thursday, September 10 for a day filled with friendly competition, ono grindz, exciting prizes, and most importantly, giving back to our community. 💚

Whether you're a longtime participant or joining us for the first time, this is one event you won't want to miss.

So dust off those clubs and round up your crew! ⛳️

📩 Sponsorship and team registration opportunities are available now - be sure to click the link in our bio!

💚 Proceeds from this year's tournament will benefit Family Promise of Hawaiʻi, helping local families on their journey toward stable housing and brighter futures.

Stay tuned for event highlights, sponsor spotlights, and more as we count down to tournament day! ⛳️✨

Finance Factors NMLS #449916

08/17/2026

As Hurricane Lala continues to impact our islands, power outages have temporarily affected our Kailua and Kapiolani branches.

For the safety of our customers and employees, these locations are currently closed until power is restored. We apologize for the inconvenience and appreciate your understanding during this time.

We will share updates as they become available. Please stay safe and take care.

07/17/2026

Continuing our countdown to the 2026 Charity Breakfast, we are so proud to shine our second spotlight on the Hawaii HomeOwnership Center! 🏡✨

Believing that there is always hope for homeownership, they empower our local communities through education, guidance, and support. Every single home built or purchased strengthens the foundation of our islands.

The Hawaii HomeOwnership Center serves the very people who keep our community running - including our teachers, government workers, restaurant servers, law enforcement officers, and hardworking single parents. Education is the first step on this life-changing journey, and we are honored to support them as they open doors for local families.

Finance Factors NMLS #449916

07/14/2026

We are so proud to announce our first Charity Breakfast beneficiary: Family Hui Hawaii! ✨

It takes a village to raise a child, and Family Hui Hawaii is making sure no local family walks that path alone. They provide completely free, relationship-based programs from pregnancy through age 5 - serving over 3,100 parents, caregivers, and keiki across the islands last year alone! 🌺

Your Charity Breakfast ticket directly fuels life-changing programs like this for our local communities. Let’s come together for our keiki!

Finance Factors NMLS #449916

07/11/2026

It's that time of the year... Drop by next week and fuel your day with a delicious, fresh breakfast plate for just $11! Start your morning right - we’ve got you covered. 🍳✨

We are so excited to host the Finance Factors 29th Annual Charity Breakfast! Join our family of over 100 volunteers as we serve up a classic Hawaiʻi breakfast of rice, eggs, and Portuguese sausage. Our goal this year is to serve 1,200+ meals and raise $10,000 for our incredible community beneficiaries: Family Hui Hawaiʻi and the Hawaiʻi Homeownership Center.

🗓️ Friday, July 17, 2026
⏰ 6:30 a.m. – 9:00 a.m.
📍 Finance Factors Center (1164 Bishop Street, Honolulu)

As a local, family-owned business, we are proud to spend nearly three decades bringing Downtown Honolulu together to strengthen local families. Come hungry and help us make a difference!

Finance Factors NMLS #449916

07/07/2026

At Finance Factors, our heart has always been with the families who make Hawaiʻi such a special place to live and grow. We know protecting your ʻohana is one of life’s greatest responsibilities.

That’s why we’re proud to announce our partnership with Paige, a trusted legacy planning platform designed to help you safeguard what you’ve spent a lifetime building.

Bringing the mission close to home, Finance Factors President Rob Nelson shares his own ʻohana’s story and reflects on the importance of legacy planning during some of life’s most difficult chapters.

Start your legacy planning journey today by visiting our website or connecting with a representative at your local branch.

Finance Factors NMLS #449916

07/06/2026

A little extra green for the Red, White, and Blue! Visit a branch near you or call us to learn more. ❤️🤍💙

Just remember to bring a photo ID and check from another financial institution to start earning. 💰

Disclosure: This promotion is available from July 6-July 13. Annual Percentage Yield (APY) effective 6/15/26 (assumes interest will remain on deposit), subject to change without notice prior to account opening. A $10,000 minimum deposit and minimum balance is required to be maintained for the entire term. Penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. This special rate is available to Hawaii residents and businesses only and may be discontinued at any time. Rates may be different for business accounts. Deposits are insured up to $250,000 by the FDIC per depositor.

† Opening deposit must be drawn from a financial institution other than Finance Factors.

Finance Factors NMLS #449916

Address

1164 Bishop Street, #300
Honolulu, HI
96813

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+18085222000

Website

https://www.financefactors.com/, https://linktr.ee/financefactors

Alerts

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