Kristina Steuer NMLS #1947070- Mortgage Loan Officer

Kristina Steuer NMLS #1947070- Mortgage Loan Officer Loan Officer dedicated to helping clients accomplish their home ownership goals. Available 24/7. Call or text me anytime! NMLS #1947070

Congratulations to these two on closing on their new Kona investment condo! Can't wait to continue the celebrations when...
08/28/2025

Congratulations to these two on closing on their new Kona investment condo! Can't wait to continue the celebrations when they are back on island!

Major congrats to my Jersey girl  on your new investment condo in Kona. Thank you for trusting me even when things got a...
03/25/2025

Major congrats to my Jersey girl on your new investment condo in Kona. Thank you for trusting me even when things got a little bumpy. Now let's celebrate 🍾🍾🍾

💘 Happy Valentine’s Day! 💘 This season, fall in love with a mortgage rate that works for you. Lock in a rate you can fee...
02/14/2025

💘 Happy Valentine’s Day! 💘
This season, fall in love with a mortgage rate that works for you. Lock in a rate you can feel confident about, and start building the future you’ve always dreamed of. 🏡✨ Let’s make this the year you secure your home with the perfect rate.

🏈 It’s your Mortgage Super Bowl! 🏡 Here’s the game plan: 1️⃣ Tackle that credit card debt—don’t let it hold you back! 💳 ...
02/07/2025

🏈 It’s your Mortgage Super Bowl! 🏡 Here’s the game plan:
1️⃣ Tackle that credit card debt—don’t let it hold you back! 💳
2️⃣ Don’t fumble your debt-to-income ratio—keep your finances in check! 💸
3️⃣ Touchdown = Closing Day! 🎉
Let’s make your homeownership dream a reality—no penalties, just a win. 🏆

Check out the new 2025 Conventional & FHA Loan Limits for 2025!
01/03/2025

Check out the new 2025 Conventional & FHA Loan Limits for 2025!

Every New Year brings a fresh start, and with it, the perfect opportunity to turn dreams into plans. Last year, I helped...
01/02/2025

Every New Year brings a fresh start, and with it, the perfect opportunity to turn dreams into plans. Last year, I helped many first-time buyers find their way home, families upgrade their space, and savvy planners lock in pre-approvals to secure their future.
This year, it’s your turn. Whether you’re eyeing your first home, looking to refinance for better rates, or planning a move, let’s make your mortgage goals a reality.

Drop a 🏠 in the comments or send me a DM to get started! Your journey to smart homeownership begins now.

So beyond excited for M&M for purchasing their first home in Kona. We monitored and watched the market and were able to ...
11/27/2024

So beyond excited for M&M for purchasing their first home in Kona. We monitored and watched the market and were able to lock a great VA rate right before rates shot up. Thank you for trusting me to help with your home financing 🤍🤍

Here to help whether you are purchasing a home or looking to refinance! Call or text me and let's chat!
09/24/2024

Here to help whether you are purchasing a home or looking to refinance! Call or text me and let's chat!

Yes I know, I haven't posted since February. I've been majorly slacking and to be honest, I've been so busy with loans a...
08/10/2024

Yes I know, I haven't posted since February. I've been majorly slacking and to be honest, I've been so busy with loans and life that I just haven't gotten around to it. I also felt the massive shift in the market and it was scary as hell. BUT rates are down, buyers are returning and I love to help your clients (or you) with the mortgage process. Recently, I have had some of the hardest loans with some of the most unfathomable things pop up, BUT we got it done and that's all that matters. Looking forward to see what the rest of 2024 brings 🫶🏽🤍

Have any questions? Let's chat, I'd love to help you!
01/10/2024

Have any questions? Let's chat, I'd love to help you!

🔍🏠 Ever played a high-stakes game of ‘hide and seek’? That’s kind of like buying a home without title insurance! 🙈 Witho...
01/08/2024

🔍🏠 Ever played a high-stakes game of ‘hide and seek’? That’s kind of like buying a home without title insurance! 🙈 Without it, you might end up in a pickle over who really owns your new digs.
Title insurance is that knight in shining armor 🛡️ protecting you from ancient claims, forgery, undisclosed heirs, and even spooky liens!
So, next time you’re in the market for a new home, make sure you have title insurance to protect yourself.

Ah, the closing process – the final stretch before homeownership bliss. You’ve already tackled mountains of paperwork an...
01/05/2024

Ah, the closing process – the final stretch before homeownership bliss. You’ve already tackled mountains of paperwork and downed gallons of coffee, but the end is near. Before you pop that celebratory bottle of bubbly, here are a few things to keep in mind:
🔸Prepare for a lot of paperwork. I mean, a LOT. You’ll need to sign your name so many times, you’ll start to forget what it even looks like.
🔸Don’t be afraid to ask questions. If something doesn’t make sense, speak up! It’s better to ask for clarification than to sign something you don’t understand.
🔸Bring your closing funds or prepare your wire transfer. You won't be able to bring a personal check. Cashier's check or wire transfer are the ways you can deposit your funds into escrow.

BTW….Don’t forget to celebrate! You’re officially a homeowner now, so pop open a bottle of bubbly and raise a glass to yourself (and your new mortgage). Cheers!

Address

1050 Queen Street, Suite 100, Office A2
Honolulu, HI
96814

Telephone

+18086009777

Website

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