Matt Bouchard the Mortgage Maker

Matt Bouchard the Mortgage Maker 🏡 Your Goals. Our Expertise.

I have been helping individuals and Families reach their homeownership goals for over two decades.
🔑 Mortgage Broker | FL & MI Licensed |
NMLS # 2166082, FL
Lic # MBR4351, MI
Lic # FL0023663
📞 (352) 577-0991

Your dream home is closer than you think. 🏡Maybe you think you need perfect credit, a huge down payment, or to wait anot...
09/10/2026

Your dream home is closer than you think. 🏡

Maybe you think you need perfect credit, a huge down payment, or to wait another year. The truth?
You might be ready right now—you just need someone who'll shop multiple lenders to find the right fit for YOUR situation.

No pressure. No games. Just honest guidance from someone who's been doing this for 27+ years.

Let's talk about what's actually possible for you. Schedule a free consultation and let's map out your path home.

📅 Book your call: https://calendly.com/mattbouchard/yourgoals
📞 (352) 577-0991
📧 [email protected]
🌐 www.msbhomeloans.com

MSB Home Loans | NMLS #2166082
Licensed in Florida & Michigan

Moved Manufactured Homes Now Qualify for Conventional Financing! Freddie Mac changed the rule.A moved manufactured home ...
09/08/2026

Moved Manufactured Homes Now Qualify for Conventional Financing!

Freddie Mac changed the rule.

A moved manufactured home can now qualify for conventional financing, including purchase or refinance loans.

Here's the catch......

It has to pass a structural inspection by a licensed engineer.

And here's the part that matters most if you're on Florida's Nature Coast. The home can't be built for a calmer wind zone than the one it's sitting in now. Almost all of Florida is Wind Zone two or three.

So if that home came from up north, or out west.....it might've been built for Wind Zone one. Which means it still won't qualify, even with a perfect inspection.

There's a metal data plate inside every manufactured home.
It tells you exactly what wind zone it was built for. That's the first thing to check before you get excited. Before an offer, before an inspection, before anything.

If you've got a manufactured home that's been moved...
..comment the word MOVED and we'll help you figure out if it qualifies.

🔐 Buy your retirement home — without a monthly mortgage payment.*Most people don't know this exists — and it's a game ch...
09/04/2026

🔐 Buy your retirement home — without a monthly mortgage payment.*

Most people don't know this exists — and it's a game changer for the right buyer.

A HECM for Purchase allows eligible homeowners 62+ to buy a new primary residence using a reverse mortgage. You put down a portion of the purchase price, and the HECM covers the rest — with no required monthly mortgage payments for as long as you live in the home.*

Perfect for downsizing, relocating to Citrus County, or freeing up retirement cash flow.

✅ Buy a home without required monthly payments*
✅ Available to buyers 62 and older
✅ Keep more retirement funds accessible
✅ Primary residences in FL & MI

*Must maintain taxes, insurance & property upkeep.

Considering a retirement move to Citrus County? Ask Matt about HECM for Purchase!
🔗 https://msbhomeloans.com/loan-options/hecm-for-purchase/

📞 (352) 577-0991 | 📧 [email protected] | 🌐 msbhomeloans.com | MSB Home Loans Inc. | NMLS #2166082 | Matt Bouchard NMLS #140807 | Licensed FL & MI | Equal Housing Opportunity | All loans subject to credit approval.

09/03/2026

I get this one a lot from people buying with a parent, or a partner they’re not married to: “can someone just be added to help me qualify?”

Sometimes, yes. But it’s not as simple as writing another name on the paperwork. That person’s income, debt, and credit all become part of the file, which means their financial life is now genuinely tied to this decision too. Have the real conversation — what happens if one of you wants to sell later, what happens if life changes — before you have the paperwork conversation.

Comment COSIGN and I’ll walk you through what it actually involves.

MichiganMortgage

Matt Bouchard, Loan Officer | NMLS 2166082
Licensed in Florida and Michigan
(352) 577-0991 | [email protected] | www.msbhomeloans.com

Disclaimer used: This is education, not advice — talk to a licensed lender for your situation.

09/02/2026

“Escrow” sounds fancy. It means something pretty simple.

It’s a holding account attached to your loan. A piece of your monthly payment goes in there, and it’s used to pay your property taxes and homeowners insurance when they come due. So instead of one giant tax bill wrecking your month once a year, it’s already been building up the whole time.

Once you know what it’s actually for, it’s one of the more helpful parts of the process.

Comment ESCROW and I’ll walk you through it.

MichiganMortgage

Matt Bouchard, Loan Officer | NMLS 2166082
Licensed in Florida and Michigan
(352) 577-0991 | [email protected] | www.msbhomeloans.com

Disclaimer used: Always work with a licensed professional — this is general info only.

Big news for anyone working with VA buyers. The VA just updated its Minimum Property Requirements — effective May 1st — ...
09/01/2026

Big news for anyone working with VA buyers. The VA just updated its Minimum Property Requirements — effective May 1st — and some of the changes are significant. Detached sheds and garages no longer have to meet MPR standards. Non-vented heaters no longer need oxygen depletion sensor certification. New construction in radon zones no longer requires a radon certificate. And post-1978 homes are off the hook for exterior paint repairs. If you've ever had a VA deal get complicated over a beat-up outbuilding or a ventless fireplace, those days are done. Timing matters though — the new rules apply based on when the appraisal is ordered, not when you close. If you've got something under contract right now, let's talk before that order goes in.
📲 MSB Home Loans — MSB Home Loans | (352) 577-0991 | NMLS #2166082

08/31/2026

This is the loan type most people default to without ever asking if it’s actually the right fit.

With a fixed rate mortgage, your rate and your payment structure stay the same for the entire loan term. No surprises when the market shifts. It’s popular because it’s predictable, and predictable is powerful when you’re budgeting your whole life around it. It’s usually the right move if you plan to stay in the home for the long haul. Honestly, if predictability helps you sleep at night, that’s worth something.
Comment FIXED and I’ll send you more info, or check the link in my bio.

DISCLAIMER: Always work with a licensed professional — this is general info only.

Matt Bouchard, Loan Officer | Company NMLS 2166082 | (352) 577-0991 | [email protected] | www.msbhomeloans.com
https://msbhomeloans.com/loan-options/fixed-rate-mortgage/

🏡 3% down and built for moderate-income buyers.Did you know Fannie Mae and Freddie Mac have special programs specificall...
08/28/2026

🏡 3% down and built for moderate-income buyers.

Did you know Fannie Mae and Freddie Mac have special programs specifically designed for moderate-income buyers? HomeReady® and Home Possible® offer 3% down conventional options with reduced mortgage insurance and flexible income guidelines.

These programs are perfect for buyers who earn a decent income but haven't been able to save a large down payment — and who want the long-term advantages of a conventional loan.

✅ As low as 3% down
✅ Reduced mortgage insurance costs vs. standard conventional
✅ Household income considered (not just borrower)
✅ Homeownership education certificate included

Ask Matt if you qualify for HomeReady or Home Possible — it could save you thousands!
🔗 https://msbhomeloans.com/loan-options/

📞 (352) 577-0991 | 📧 [email protected] | 🌐 msbhomeloans.com | MSB Home Loans Inc. | NMLS #2166082 | Matt Bouchard NMLS #140807 | Licensed FL & MI | Equal Housing Opportunity | All loans subject to credit approval.

08/28/2026

Someone told me they weren’t even going to try buying a house because they heard about mortgage insurance and got scared off. Let’s fix that.

Depending on your loan, there can be an extra monthly cost tied to mortgage insurance. It’s not a scam and it’s not permanent in every situation — it exists to protect the lender in certain scenarios, which is part of what allows some buyers to purchase with less saved up front. In a lot of cases it can come off down the road once certain conditions are met.

It’s a tool, not a villain. It matters whether it’s the right one for you.

Comment PMI and I’ll explain how it works for your situation.

MichiganMortgage

Matt Bouchard, Loan Officer | NMLS 2166082
Licensed in Florida and Michigan
(352) 577-0991 | [email protected] | www.msbhomeloans.com

Disclaimer used: This is education, not advice — talk to a licensed lender for your situation.

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Homosassa, FL
34446

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