Matt Bouchard the Mortgage Maker

Matt Bouchard the Mortgage Maker 🏡 Your Goals. Our Expertise.

I have been helping individuals and Families reach their homeownership goals for over two decades.
🔑 Mortgage Broker | FL & MI Licensed |
NMLS # 2166082, FL
Lic # MBR4351, MI
Lic # FL0023663
📞 (352) 577-0991

06/03/2026

And I know I’m not the only one that’s happened to.

When you buy a home, the purchase price is not the only thing you’re paying at closing. There are fees involved in processing, approving, and closing your loan — lender fees, title insurance, appraisal costs, prepaid taxes and insurance...

It adds up. And it’s due at closing, not later.

The good news? You’ll receive something called a Loan Estimate early in the process. That document spells out what you’re expected to pay before you ever sit down at the closing table. Ask your lender to walk you through it line by line. Don’t let it be a surprise.

Some programs also offer help with closing costs — so ask about that too. Knowledge is your best tool in this whole process.

Comment COSTS below and I’ll send you a breakdown of what to expect. Or click our link in bio to connect with us directly.

📞 (352) 577-0991 🌐 www.msbhomeloans.com | DM us anytime.

Always work with a licensed professional — this is general info only

NMLS #2166082 | Matt Bouchard
FL Real Estate License: SL3542001
Serving Florida & Michigan

📖 NEW on the MSB Blog!🏡 Common Mistakes to Avoid After Pre-ApprovalGetting pre-approved is a huge milestone — but certai...
06/03/2026

📖 NEW on the MSB Blog!

🏡 Common Mistakes to Avoid After Pre-Approval

Getting pre-approved is a huge milestone — but certain mistakes can cost you that approval before you close. Read this before you do anything else!

👉 Read the full article: https://msbhomeloans.com/common-mistakes-to-avoid-after-pre-approval/

💬 Questions? Drop them in the comments or give us a call!

📞 (352) 577-0991 | msbhomeloans.com
📧 [email protected]
NMLS #2166082 | Matt Bouchard NMLS #140807
Licensed in Florida & Michigan

06/02/2026

Let me explain the difference — because this one really matters.

Pre-qualification is basically a ballpark. You share some numbers, someone does quick math, and you get a figure. Nobody verified anything. No credit pull. No real proof.

Pre-approval is a whole different conversation. A lender actually reviews your documents — pay stubs, tax returns, bank statements. They pull your credit. They do the real work.

And THAT is what sellers and agents actually take seriously.

I’ve seen buyers show up with a pre-qual letter thinking they were good to go... and lose the house to someone who had a solid pre-approval in hand. It’s heartbreaking. And totally avoidable.

If you’re serious about buying, get the real thing. Don’t find out the hard way.

Comment PRE below and I’ll send you a checklist of exactly what you need to get started.

📞 (352) 577-0991 | 🌐 www.msbhomeloans.com | Or DM us directly — we’re happy to help.

Not financial advice — always work with a licensed lender for your specific situation.

NMLS 2166082 | Matt Bouchard
Serving Florida & Michigan

🔐 Buy your retirement home — without a monthly mortgage payment.*Most people don't know this exists — and it's a game ch...
06/02/2026

🔐 Buy your retirement home — without a monthly mortgage payment.*

Most people don't know this exists — and it's a game changer for the right buyer.

A HECM for Purchase allows eligible homeowners 62+ to buy a new primary residence using a reverse mortgage. You put down a portion of the purchase price, and the HECM covers the rest — with no required monthly mortgage payments for as long as you live in the home.*

Perfect for downsizing, relocating to Citrus County, or freeing up retirement cash flow.

✅ Buy a home without required monthly payments*
✅ Available to buyers 62 and older
✅ Keep more retirement funds accessible
✅ Primary residences in FL & MI

*Must maintain taxes, insurance & property upkeep.

Considering a retirement move to Citrus County? Ask Matt about HECM for Purchase!
🔗 https://msbhomeloans.com/loan-options/hecm-for-purchase/

📞 (352) 577-0991 | 📧 [email protected] | 🌐 msbhomeloans.com | MSB Home Loans Inc. | NMLS #2166082 | Matt Bouchard NMLS #140807 | Licensed FL & MI | Equal Housing Opportunity | All loans subject to credit approval.

📖 NEW on the MSB Blog!🏡 Why Waiting for the "Perfect Rate" to Refinance Might Cost You MoreChasing the "perfect" refinan...
06/01/2026

📖 NEW on the MSB Blog!

🏡 Why Waiting for the "Perfect Rate" to Refinance Might Cost You More

Chasing the "perfect" refinance rate is one of the most expensive things homeowners do. Here's why acting sooner — even imperfectly — often wins.

👉 Read the full article: https://msbhomeloans.com/why-waiting-for-the-perfect-rate-to-refinance-might-cost-you-more/

💬 Questions? Drop them in the comments or give us a call!

📞 (352) 577-0991 | msbhomeloans.com
📧 [email protected]
NMLS #2166082 | Matt Bouchard NMLS #140807
Licensed in Florida & Michigan

📖 NEW on the MSB Blog!🏡 How to Prepare for Your First Consultation with a Mortgage ProfessionalYour first conversation w...
05/30/2026

📖 NEW on the MSB Blog!

🏡 How to Prepare for Your First Consultation with a Mortgage Professional

Your first conversation with a mortgage professional is more important than most people realize. Here's how to walk in confident — and walk out with a real plan.

👉 Read the full article: https://msbhomeloans.com/how-to-prepare-for-your-first-consultation-with-a-mortgage-professional/

💬 Questions? Drop them in the comments or give us a call!

📞 (352) 577-0991 | msbhomeloans.com
📧 [email protected]
NMLS #2166082 | Matt Bouchard NMLS #140807
Licensed in Florida & Michigan

📉 Ask the seller to lower your rate. It's a real strategy.Here's a negotiation move most buyers — and even some agents —...
05/29/2026

📉 Ask the seller to lower your rate. It's a real strategy.

Here's a negotiation move most buyers — and even some agents — don't know about: a seller-paid rate buydown.

Instead of a price reduction, you negotiate for the seller to contribute funds at closing that temporarily or permanently reduce your interest rate. The result? Lower monthly payments — funded entirely by seller concessions.

Common structures:
• 2-1 Buydown: lower rate years 1 & 2, then settles at note rate
• 1-0 Buydown: lower rate year 1 only
• Permanent buydown: lower rate for the life of the loan

✅ Seller pays — you save every single month
✅ Works great in a buyer's market
✅ Compatible with most loan types
✅ Matt helps you structure the ask correctly

Negotiating an offer right now? Ask Matt about building a buydown into your deal!
🔗 https://msbhomeloans.com/loan-options/seller-paid-buydown/

📞 (352) 577-0991 | 📧 [email protected] | 🌐 msbhomeloans.com | MSB Home Loans Inc. | NMLS #2166082 | Matt Bouchard NMLS #140807 | Licensed FL & MI | Equal Housing Opportunity | All loans subject to credit approval.

🏘️ Your next investment property starts with the right financing.Citrus County's real estate market offers real opportun...
05/28/2026

🏘️ Your next investment property starts with the right financing.

Citrus County's real estate market offers real opportunity for investors — and the right financing structure can make the difference between a good investment and a great one.

MSB Home Loans works with investors at all levels, from first-time rental buyers to seasoned portfolio holders, accessing investment programs across multiple wholesale lenders.

✅ Conventional investment property programs
✅ DSCR loans — qualify on rental income
✅ Vacation rental & short-term rental financing
✅ Multi-family options available

Building your portfolio in Citrus County? Let's talk strategy before you make an offer.
🔗 https://msbhomeloans.com/loan-options/investment-property-loans/

📞 (352) 577-0991 | 📧 [email protected] | 🌐 msbhomeloans.com | MSB Home Loans Inc. | NMLS #2166082 | Matt Bouchard NMLS #140807 | Licensed FL & MI | Equal Housing Opportunity | All loans subject to credit approval.

ATTENTION VETERANS & ACTIVE MILITARY! 🎖️Did you know VA loans are one of the BEST deals in mortgages?💪 HERE'S WHY:✅ $0 D...
05/27/2026

ATTENTION VETERANS & ACTIVE MILITARY! 🎖️

Did you know VA loans are one of the BEST deals in mortgages?

💪 HERE'S WHY:
✅ $0 DOWN PAYMENT required!
✅ NO private mortgage insurance (PMI)
✅ Lower interest rates than conventional loans
✅ More flexible credit requirements
✅ Sellers can pay YOUR closing costs!

🏆 MSB HOME LOANS SPECIALITY:
We closed a VA loan in just 16 DAYS! (That's our record and we're proud of it! 🔥)
You served our country - now let us serve YOU! We know VA loans inside and out and we'll make this process EASY! 💙

Think you don't qualify? Let's find out together! Many veterans don't realize they're eligible!

📞 Call/Text: (352) 577-0991
📧 Email: [email protected]
🌐 Visit: www.msbhomeloans.com
https://calendly.com/mattbouchard/yourgoals

Thank you for your service! Now let's get you HOME! 🏡

Licensed in FL 🌴 & MI 🏖️
NMLS #2166082 | Matt Bouchard NMLS #140807

Tag a veteran who needs to see this! 👇

🔨 Buy the house. Fund the renovation. One single loan.Found the right neighborhood but the wrong house? A Renovation Loa...
05/26/2026

🔨 Buy the house. Fund the renovation. One single loan.

Found the right neighborhood but the wrong house? A Renovation Loan is the answer.

Instead of waiting for the perfect move-in ready home, buy one that needs work — and roll the renovation costs directly into your mortgage. One loan. One closing. One monthly payment.

FHA 203k and conventional renovation options are both available.

✅ Purchase price + renovation costs in one loan
✅ FHA 203k and conventional renovation options
✅ Perfect for fixer-uppers in Citrus County
✅ Build instant equity through improvements

See a fixer-upper you love? Ask Matt how a renovation loan can make it yours!
🔗 https://msbhomeloans.com/loan-options/renovation-loans/

📞 (352) 577-0991 | 📧 [email protected] | 🌐 msbhomeloans.com | MSB Home Loans Inc. | NMLS #2166082 | Matt Bouchard NMLS #140807 | Licensed FL & MI | Equal Housing Opportunity | All loans subject to credit approval.

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Homosassa, FL
34446

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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