Choices Brokerage

Choices Brokerage Brokerage Choices leads clients through the complex Medicare system, advising on Medicare Options and Supplemental coverage.

Brokerage Choices leads clients through the complex Medicare system, helping them to understand their options and to select the very best coverage based on their needs and budget. We advise on Medicare options, as well as affordable Supplemental coverage to help you offset your healthcare related costs. Our Founder, Judy Pedgrift has been an agent since 1980 and is focusing almost exclusively on w

orking with Seniors who are eligible or just becoming eligible for Medicare. She is also a Medicare recipient who understands the confusion that many seniors feel when they are aging into Medicare or coming off of group insurance, onto Medicare. Once you work with Judy, you will become a valued client for life, as Judy will work with you each and every year to make sure your plan is still meeting your needs. Judy strives to continually educate herself and remain up-to-date on every new plan, option and regulation within the ever-changing Medicare system. Our insurance plans include:

Medicare Advantage
Medicare Supplements
Medicare Part D
Critical Care Insurance
Final Expense Insurance
Long Term Care
Hospital Indemnity Insurance
Dental & Vision Insurance
Short Term Health Insurance
Life Insurance

Many Medicare Supplement (Medigap) and Medicare Advantage plans require you to be enrolled in both Medicare Part A and P...
06/24/2026

Many Medicare Supplement (Medigap) and Medicare Advantage plans require you to be enrolled in both Medicare Part A and Part B before you can join their plans.

Your best time to buy a Medicare Supplement plan is during your six-month Medigap Open Enrollment Period, which begins w...
06/23/2026

Your best time to buy a Medicare Supplement plan is during your six-month Medigap Open Enrollment Period, which begins when you're 65 or older and enrolled in Medicare Part B. During this time, you generally cannot be denied coverage due to health conditions.

Medicare Part B helps cover doctor appointments, outpatient care, preventive services, lab work, durable medical equipme...
06/22/2026

Medicare Part B helps cover doctor appointments, outpatient care, preventive services, lab work, durable medical equipment, and many other medically necessary services.

Prescription Drug Formularies Change: Medicare drug plans can change their covered medications and costs each year. Revi...
06/19/2026

Prescription Drug Formularies Change: Medicare drug plans can change their covered medications and costs each year. Reviewing your plan during the Annual Enrollment Period can help ensure your prescriptions remain affordable.

Medicare and Travel: If you travel frequently, it's important to understand how your Medicare coverage works away from h...
06/18/2026

Medicare and Travel: If you travel frequently, it's important to understand how your Medicare coverage works away from home. Some plans may offer more flexibility and broader access to care than others.

Medicare Is Not One-Size-Fits-All: The best Medicare plan for one person may not be the best plan for another. Your doct...
06/17/2026

Medicare Is Not One-Size-Fits-All: The best Medicare plan for one person may not be the best plan for another. Your doctors, prescriptions, budget, and lifestyle all play a role in choosing the right coverage.

Medicare Enrollment Timing: Turning 65 soon? Your Initial Enrollment Period begins three months before your 65th birthda...
06/16/2026

Medicare Enrollment Timing: Turning 65 soon? Your Initial Enrollment Period begins three months before your 65th birthday month and lasts for seven months, helping you avoid costly late enrollment penalties.

Medicare Doesn't Cover Everything: Original Medicare helps cover many healthcare expenses, but it doesn't pay for everyt...
06/15/2026

Medicare Doesn't Cover Everything: Original Medicare helps cover many healthcare expenses, but it doesn't pay for everything. Understanding your out-of-pocket costs can help you choose coverage that fits your needs and budget.

Long Term Care are services that include medical and non-medical care provided to people who are unable to perform basic...
06/11/2026

Long Term Care are services that include medical and non-medical care provided to people who are unable to perform basic activities of daily living such as dressing or bathing. Long-term supports and services can be provided at home, in the community, in assisted living or in nursing homes. Individuals may need long-term supports and services at any age. Medicare and most health insurance plans don’t pay for long-term care.

COBRA stand for Consolidated Omnibus Budget Reconciliation Act. It's a law that protects you and your family if you lose...
06/10/2026

COBRA stand for Consolidated Omnibus Budget Reconciliation Act. It's a law that protects you and your family if you lose your employer-sponsored health benefits. If you qualify for COBRA coverage, then you have the option of continuing your employer-sponsored health plan for a limited period of time.

Address

18141 Dixie Highway, Ste 109
Homewood, IL
60430

Opening Hours

Monday 10am - 4pm
Tuesday 10am - 4pm
Wednesday 10am - 4pm
Thursday 10am - 4pm
Friday 10am - 4pm

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