Terri Ellis, SouthState Bank Mortgage Banker, NMLS #504511

Terri Ellis, SouthState Bank Mortgage Banker, NMLS #504511 Views expressed are my own and do not necessarily represent those of StateState Bank N.A.

Mortgage rates dropped the first week of June, causing total mortgage application volume to surge nearly 16% compared wi...
07/31/2024

Mortgage rates dropped the first week of June, causing total mortgage application volume to surge nearly 16% compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index.
However, rates quickly jumped back up after a stronger-than-expected monthly employment report was issued at the end of the week.

Rate fluctuation is inevitable, but that doesn't mean it isn't a great time for you to buy a home. Give me a call to talk about the mortgage option that is best for you!

https://www.SouthStateBank.com/TerriEllis

In this rate environment, every win helps! Did you know that SouthState has improved pricing on Second Homes and Investm...
07/30/2024

In this rate environment, every win helps! Did you know that SouthState has improved pricing on Second Homes and Investment properties? Ask me for details on how this improvement may help your second home dreams come true, or make the difference in cash flowing that rental property!

https://www.SouthStateBank.com/TerriEllis

Getting pre-approved is a great place to start the mortgage process. It gives you an idea of what you qualify for before...
07/29/2024

Getting pre-approved is a great place to start the mortgage process. It gives you an idea of what you qualify for before starting the house hunt. This estimated loan amount is subject to credit approval. Here are a few other things to keep in mind:
- Start saving for a down payment
- Know your credit score
- Continue to pay bills on time
- Don't take on any new debts like credit cards, cars, boats, etc.
- Clear up any old, outstanding debt

Give me a call to get started on your homebuying journey!

https://www.SouthStateBank.com/TerriEllis

Buying a home is big deal and massive accomplishment. Having the right people by your side is crucial to get your throug...
07/26/2024

Buying a home is big deal and massive accomplishment. Having the right people by your side is crucial to get your through the mortgage process. Give me a call to get started on your homebuying journey!

https://www.SouthStateBank.com/TerriEllis

Ask me about the SouthState Hometown Choice program offering $5,000 in closing cost assistance, plus other benefits, mak...
07/20/2024

Ask me about the SouthState Hometown Choice program offering $5,000 in closing cost assistance, plus other benefits, making homeownership more accessible.

Give me a call today to learn more!

https://www.SouthStateBank.com/TerriEllis

Don’t put your plans of purchasing a home on hold because of higher mortgage interest rates. With SouthState Saver, when...
07/20/2024

Don’t put your plans of purchasing a home on hold because of higher mortgage interest rates. With SouthState Saver, when you refinance your SouthState mortgage, we will waive our administration fee.

Product and timing restrictions apply. Give me a call today to learn more!

https://www.SouthStateBank.com/TerriEllis

Florida Housing announced its allocation of $100 million dollars for the 2024 Hometown Heroes Program effective July 1st...
07/12/2024

Florida Housing announced its allocation of $100 million dollars for the 2024 Hometown Heroes Program effective July 1st. Funds can be used by eligible borrowers for down payment or closing cost assistance. Reach out for eligibility requirements and program details!

https://www.SouthStateBank.com/TerriEllis

The path to homeownership can be overwhelming at first, but we've broken it down to six easy pit stops! 1. Organize Your...
07/11/2024

The path to homeownership can be overwhelming at first, but we've broken it down to six easy pit stops!

1. Organize Your Documents: This will streamline your application process.
2. Pre-Approval: This lets the seller know your home loan request has been reviewed and your offer is more likely to get accepted.
3. Start Home Shopping: Find the perfect place to call home!
4. Processing & Underwriting: The approval process includes review and verification of the information you provided in your loan application.
5. Close On Your Home: Sign the final loan documents and pay any closing costs.
6. Moving Day: Once you've closed, you'll receive the keys and be able to move in!

Ready to get started? Give me a call today to get on the path to homeownership!

https://www.SouthStateBank.com/TerriEllis

Compact and convenient, condo living is enticing for many city dwellers. If you’re looking to adopt the lifestyle for yo...
06/08/2024

Compact and convenient, condo living is enticing for many city dwellers. If you’re looking to adopt the lifestyle for yourself, we have a financing guide for you: https://bit.ly/3SoZuxp

Address

28801 SW 157th Avenue
Homestead, FL
33033

Alerts

Be the first to know and let us send you an email when Terri Ellis, SouthState Bank Mortgage Banker, NMLS #504511 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Terri Ellis, SouthState Bank Mortgage Banker, NMLS #504511:

Share