The Dowd Agencies

06/01/2026

Only 7 days to go! ✨

Watch them race. Watch them shine. The 2026 Dowd Insurance IRONKIDS Western Massachusetts event with distances for every age from the toddler trot to 1 mile racers.

📅 June 6, 2026
📍 Springfield Riverfront Park
🕐 Starts at 1 PM

Sign up here: https://www.ironman.com/races/im703-western-massachusetts/ironkids

05/27/2026

A Business Owner Policy (BOP) can be a smart foundation for many small and mid-sized organizations.

It commonly combines:
• Property coverage for your space, equipment and contents
• General liability coverage for everyday operations
• Business income coverage to help after a covered interruption

Common add-ons can include equipment breakdown, cyber coverage and more depending on your operation. If you’re growing, your BOP should grow with you.

05/25/2026

We honor and remember the brave individuals who made the ultimate sacrifice for our freedom. Thank you for your service.

05/21/2026

Pets are family, and they keep life interesting. But even the best-behaved companions can have unexpected moments. In this video, Jack Dowd shares a quick overview of insurance liability for pet-related incidents.

05/19/2026

Spring is a smart time to review your employee benefits strategy before renewals and budget planning accelerate.

Consider:
• Are your costs trending where you expected?
• Are employees using the plan the way you intended?
• Do you need stronger communications or enrollment support?
• Are compliance tasks on track for your plan year?

Small adjustments now can improve retention and reduce surprises later. Explore more: https://ow.ly/Vet250Yy4X8.

05/18/2026

Local retailers and restaurants are built on trust, consistency and the ability to keep serving customers day after day.

But risks like fire, theft, equipment breakdown, inventory loss and customer injuries can interrupt operations and affect more than the bottom line. They can also impact a business’s reputation.

Our latest blog looks at small business insurance for restaurants and retailers, including common property and liability risks and why tailored coverage matters.

Let’s talk about your coverage to ensure your business is protected.

Own a local shop or eatery? Learn how small business insurance for restaurants and retailers can help protect your assets and reputation.

05/12/2026

Filing an insurance claim can feel stressful. Knowing the steps helps.

Here’s what typically happens:
1. You report the incident and share the basics
2. Gather documentation (photos, invoices, statements)
3. Coverage is reviewed and an adjuster may inspect damages
4. Repairs or replacement are coordinated
5. Payment is issued based on the policy terms

Your Dowd team can help you stay organized and keep communication moving.

05/12/2026

All of us at The Dowd Agencies had a fantastic Mother's Day celebrating the amazing moms on our team and the families they love.

05/10/2026

Happy Mother’s Day to all the wonderful mothers and mother figures. Thank you for your endless love, strength, and care.

05/05/2026

An umbrella policy adds an extra layer of liability protection above your auto, homeowners’ insurance or business liability policies. It can help when a claim is larger than expected.

Who should consider one?
• Households with teen drivers, pools or frequent guests
• People who travel often or host events
• Business owners with higher public exposure
• Anyone with assets to protect

Umbrella coverage is often one of the simplest ways to strengthen your coverage. Learn more: https://ow.ly/fOQ550Yy4Sj.