The Dowd Agencies

10/15/2026

Moving to a new state? Insurance belongs on your checklist right alongside packing, utilities and your change of address.

Your destination can affect auto insurance requirements, vehicle registration procedures and your homeowners or renters coverage. Even neighboring New England states can have different rules and timelines. A little planning before moving day can make the transition much easier, and you can count on Dowd to help guide you.

Read our latest blog for practical insurance considerations before making your move.

Moving to a new state? Review this insurance checklist for auto, home and renters coverage before making your move.

10/14/2026

Have your homeowners insurance and auto insurance with different carriers? It may be worth taking another look.

Bundling eligible home and auto policies with one carrier may qualify you for a multi-policy discount. It can also make renewals, coverage questions and policy reviews easier to manage.

Savings will vary by carrier and household, but a policy review can help you understand your options.

Want to learn if you could save by bundling home, auto or other policies? Call us to review your options.

10/12/2026

Today we recognize Columbus Day—a moment to reflect on exploration, history and the journey that helped shape our nation. Wishing everyone a thoughtful and peaceful day.

10/08/2026

Workers’ compensation costs are influenced by more than just rates.

Claims history, payroll, employee classifications and workplace safety practices can all affect what an employer pays. And when an injury does occur, a clear return-to-work plan can help support both the employee and the business.

Our latest blog looks at workers’ compensation trends and best practices for employers in Massachusetts and Vermont, including premium considerations, ways to reduce claims and steps businesses can take to improve workplace safety.

Read on to learn what employers should be reviewing now and how a proactive approach can help manage risk. Ready to review your workers’ compensation coverage and risk management strategy? Schedule an appointment and we’ll discuss your options.

Learn what Massachusetts and Vermont employers should know about workers’ compensation premiums, return-to-work programs and workplace safety.

10/06/2026

Your landlord’s insurance generally protects the building—not the things you bring into it.

Renters insurance can help protect your belongings after certain covered losses, while also providing personal liability protection and additional living expense coverage if a covered loss temporarily makes your rental uninhabitable.

Take a quick look around your apartment or rental home. How much would it cost to replace your furniture, electronics, clothing and other belongings?

We share additional insights about renters insurance that many New Englanders overlook: https://ow.ly/B7LS50ZQl49.

09/30/2026

For more than 125 years, The Dowd Agencies has helped individuals, families and businesses protect what matters most.

While the insurance industry has changed dramatically over the years, one thing hasn't: our commitment to providing personalized guidance and customized insurance solutions.
Thank you for trusting us to be part of your journey.

09/24/2026

Bought a new vehicle? Renovated your home? Added a driver to your household?
Major life changes are a great reminder to review your insurance coverage and make sure it still fits your needs.

A quick policy review today can help provide greater peace of mind tomorrow. Are you due for an annual review: https://ow.ly/Ewh050Znm5r?

09/22/2026

A healthy-looking tree can still come down during a strong fall or winter storm. Jack Dowd explains when homeowners insurance may help with tree-related damage and why it’s smart to understand your coverage before the wind picks up.

09/19/2026

A backyard fire pit can make for a perfect fall evening—as long as the fire stays where it belongs.

Dave Griffin Jr. shares a few simple precautions that can help keep your home, property and guests safe.

09/15/2026

If a tree falls during a storm, would your homeowners insurance cover the damage?
The answer depends on the circumstances and your policy.

Understanding your coverage before a claim happens can help eliminate surprises later. Our specialists are always happy to answer your questions and review your policy with you.