The Fitzgerald Group

09/02/2026

Your income sources, budget, and health are all important considerations for retirement that you’ll want to plan ahead for. Here are a few tips to help you prepare for your golden years

Retirement can sound like a dream. To help ensure that your retirement truly is dreamy, it’s wise to plan ahead

09/01/2026

Think earning more pushes your entire income into a higher tax bracket? That’s one of the biggest misconceptions I see.

As a financial advisor, this comes up constantly with high earners: the fear that making more money means losing more of it.

In reality, understanding marginal versus effective tax rates changes that entire picture. And that misconception doesn’t just cause unnecessary anxiety, it creates real inefficiency in planning, like leaning on the wrong type of account when a different approach would actually serve you better.

This is the kind of thing worth remembering before your next raise or bonus. 📌

09/01/2026

🗓️ September 1st means we’re officially two-thirds of the way through the year.

Summer vacations are winding down, kids are heading back to school, and routines are returning. It’s a natural time to refocus.

Take another look at the goals you set for yourself this year. What’s on track? What needs more attention? And what can you accomplish over the next four months?

There’s still plenty of year left to stay intentional and finish incredibly strong.💪

08/31/2026

If you’re a business owner, there comes a time when you think of handing over the reins to someone else. Are you ready — and is your business ready — for that change? It’s never too early to start strategizing succession and transition plans. Here ar

08/31/2026

If markets fall just as you retire, your portfolio could shrink faster than expected.

For that reason, I help clients create options so they may never have to sell investments at the wrong time.

📅 Let’s work towards shielding your income from market swings as much as possible.
[email protected]" rel="ugc" target="_blank">https://outlook.office365.com/book/[email protected]

𝗝𝗼𝘀𝗲𝗽𝗵 𝗙𝗶𝘁𝘇𝗴𝗲𝗿𝗮𝗹𝗱, 𝗖𝗙𝗣® 𝗥𝗜𝗖𝗣®
📲 (973) 557-7551
📧 [email protected]
💻 https://www.fitzgeraldwealthgroup.com

08/28/2026

Retirement is the start of your next big adventure. What type of retirement do you dream of? Read more here:

Retirement is one of the greatest adventures you’ll have. Which retirement adventure will you choose?

08/27/2026

The latest inflation report offered some encouraging signs that price pressures are continuing to moderate.

The Consumer Price Index (CPI) rose 0.1% in July, following a 0.4% decline in June, according to the U.S. Bureau of Labor Statistics. Over the past 12 months, consumer prices increased 3.4%, down slightly from the 3.5% annual rate reported in June.

Core CPI, which excludes the more volatile food and energy categories, increased 0.2% for the month and 2.5% over the past year, also easing from June's 2.6% annual rate. The results were in line with Wall Street expectations.

Shelter costs increased just 0.1% in July, although they still accounted for roughly two-thirds of the overall monthly CPI increase. Food prices also rose 0.1%, while energy prices declined 1.5% for the month. Despite the monthly decline, energy costs remain 14.7% higher than a year ago, while food prices are up 3.0%.

Elsewhere, medical care costs increased 0.4%, airline fares rose 2.2%, new vehicle prices increased 0.1%, and used cars and trucks rose 0.4%.

While annual inflation remains above the Federal Reserve's 2% target, the July report suggests that some of the inflationary pressure seen earlier in the year may be easing. Markets responded positively to the report, while expectations for a Federal Reserve rate increase in September declined.
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Sources:
https://www.bls.gov/news.release/cpi.nr0.htm
https://www.cnbc.com/2026/08/12/cpi-inflation-report-july-2026.html

08/27/2026

Are you built for whatever comes next?

A new business. A new marriage. A new house. These moments move fast, and so should your plan. Waiting until after it happens means you’re reacting instead of ready.

That’s what a good financial team should do: adjust with you, not after you.

Save this as your reminder that the right team adjusts with you, not against you. 📌

08/26/2026

As a business owner, you carry a lot of responsibility. What if something were to happen to you? Would your business survive? Protecting yourself in your personal life can help protect your business in the long term.

08/25/2026

Financial peace doesn’t happen overnight. It’s built.

As a financial advisor, one thing I remind clients of often: the best financial plans are built for patience.

There’s no shortcut to that kind of steadiness, just time and a plan you can stick with, one consistent decision at a time.

Save this as your reminder that patience is part of the plan too. 📌