Jhojhy Insurance

04/17/2024

Amazing!😍

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04/07/2024

🚨 It's Time to Fortify Your Family's Future! 🚨 Don't settle for basic work coverage. Dive into a life insurance review and compare options that enhance your existing benefits. Secure the financial security your loved ones deserve. Act now, reassess your insurance protection, and elevate their dreams to untouchable heights!

10/03/2023

07/02/2023

Navigating health insurance plans can be a daunting task.

The terminology is confusing, policy breakdowns are hard to follow, and the stakes are awfully high.

So to make the selection process easier, here are a few things for you to consider:

1) Your employer’s plan may not be the best deal

This is because group insurance premiums are based on the group’s average health — so if you’re healthy as a horse, you might find a cheaper plan or one with more benefits- that you control. Also, sf you decide to get a permanent policy., you can use the cash value to supplement your retirement or pay off your home early.

2) The lowest premium plan may not be cheaper in the long run

Low premiums are tempting, we get it!
3) But don’t avoid high-deductible plans either if you have an HSA or an adequate emergency fund.

There’s a lot to think about when it comes to picking the right plan — so if you’d like to discuss it further, drop a comment below or send us a message :)

07/02/2023

If you ask us, insurance plan proficiency is key to getting the most out of your policy.

So let’s test your knowledge ;)

07/02/2023

Considering buying insurance, but unsure about where to start?

No problem – that’s why we are here to help :)

Before you commit to any pesky premiums, you’ll want to assess your options and pick the best policy for you and your budget.

So here are two tips to make the process easier:

First, consider your worst case scenario. This is the annual premiums plus the out-of-pocket maximum for each plan option. You can compare the totals of each plan and see how they stack up.

Second, keep an eye on the deductible — cheaper isn’t always better! You may be better off with a slightly higher premium with lower out-of-pocket costs.

We know it’s a lot to think about — so if you need a hand making the decision, just send us a message and we’ll be happy to help you out :)

07/02/2023

There’s a lot to think about when it comes to picking the perfect policy 🤔