Mike Derby with FitzGerald Financial Group

06/17/2026

Before deciding what comes next, take a moment to ground your plan in these three essentials.

1️⃣ Where do your credit scores stand? Lenders will review both, and your options are often shaped by the lower score.

2️⃣ Is your income consistent? Dual income can be a strength, but stability is key.

3️⃣ What debts are currently in the picture? All monthly payments, such as car loans, student loans, and credit cards, are factored in.

Clarity in these areas creates confidence in every step ahead. No pressure—just a plan thoughtfully designed for you. 💍

06/15/2026

Homeownership is about more than buying a house, it's about building stability, equity, and a place to truly call your own.

Whether you're thinking about your first home or your next move, understanding the long‑term value of homeownership can help you plan with confidence. A home can be the foundation for today's needs and tomorrow's goals.

If homeownership is on your mind, contact me to discuss your options!

06/11/2026

Getting your home ready for summer doesn’t have to be overwhelming, small steps now can make a big difference all season long.

From servicing your cooling system to refreshing indoor spaces and prepping your outdoor areas, a little maintenance now can help you stay comfortable and avoid surprises later.

Start simple, stay ahead, and enjoy everything summer at home has to offer. Need help planning your next step? Let’s talk.

06/06/2026

First home? That’s a big move. Luckily, we keep it simple.

No gatekeeping. No guesswork. Just a clear path from “just looking” to “just sold.” We’re here when you need us—reach out anytime.

06/02/2026

Starting over in a new city is exciting, but finding the right place to call home takes a little planning.

From getting to know local neighborhoods to understanding how a new market may affect your budget and timeline, being informed can make the transition smoother and less stressful.

Whether you're relocating for work, family, or a fresh start, having the right guidance can help you feel confident every step of the way.

Thinking about a move? Contact me to talk through your homebuying options in a new city.

06/02/2026

Before deciding what comes next, take a moment to ground your plan in these three essentials. 🏡

1️⃣ Where do your credit scores stand? Lenders will review both, and your options are often shaped by the lower score.

2️⃣ Is your income consistent? Dual income can be a strength, but stability is key.

3️⃣ What debts are currently in the picture? All monthly payments, such as car loans, student loans, and credit cards, are factored in.

Clarity in these areas creates confidence in every step ahead. No pressure-just a plan thoughtfully designed for you. 💍

06/01/2026

First home? Big move. We keep it simple.
No gatekeeping, no guesswork-just a clear path from "just looking" to "just sold."
We're here when you need us. Reach out anytime.

06/01/2026

5.0 star review received on Experience.com for Mike Derby by Courtney N - Mike is very easy to talk to and stays on top of everything .

Click to see all 128 reviews of Mike Derby, Loan Officer | NMLS # 1992656

05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our country. As we spend time with those we love, let’s pause to reflect on the freedoms we enjoy because of them.