Whitehall Mortgage Financial, Florida

Whitehall Mortgage Financial, Florida We are a father and son company- putting people into homes for over 40 years. NMLS #102617

Are you looking to become a home-owner?πŸ₯³ Welcome to  , where we share home buying tips! 😏 This week we will talk about b...
08/05/2025

Are you looking to become a home-owner?πŸ₯³ Welcome to , where we share home buying tips! 😏 This week we will talk about bank statements and sourcing the cash to close!πŸ’Έ

During your application, we will get two most recent month's bank statement. Now we don't care how much Chinese food you bought.. we are focused on your DEPOSITS! πŸ‘

Any large or unusual deposits, outside of your normal paycheck, must be sourced and verified. ✍️ Anything we cannot source.. we must back out.

"Cash is King!" but not for mortgages! Since we cannot verify where you got the cash under your mattress.. we cannot use it! 🏑

"You can't use borrowed funds.. to borrow funds!" Any personal loans that we see deposited.. we cannot use it!πŸ‘Ž HOWEVER, if the deposit was in a bank statement 3 months ago, we will not see it.. making that money 'seasoned'. πŸ‘Œ

Are you looking to become a home-owner? πŸ€” Message us any questions you have!

Follow us for more house buying tips! πŸ”₯
NMLS #102617

Are you looking to become a home-owner?πŸ₯³ Welcome to  , where we share home buying tips! 😏 This week we will talk calcula...
07/29/2025

Are you looking to become a home-owner?πŸ₯³ Welcome to , where we share home buying tips! 😏 This week we will talk calculating income!πŸ’Έ

πŸ“Salaried employees- we will simply divide your gross annual salary by 12 months to get your monthly income.πŸ‘

πŸ“Hourly employees- We have a very simple math equation we use! Hourly wage * Average hours worked per week * 52 weeks per year / 12 months = monthly income πŸ”₯

πŸ“Self Employed or 1099 Employees- This you need two years of Tax Returns for us to get an average. We will request your Federal Tax Return, and average your two year net Income! (We have ways to add income like adding back in depreciation, message us to learn more!πŸ˜‰)

πŸ“Overtime- this must be consistent for two years. We will average your overtime and add it to your base income!πŸ’₯

πŸ“Part time jobs- You must show that you worked a full time and part time job for two years to include BOTH incomes. πŸ™Œ

Are you not sure how to average your income?πŸ€” Do you have other pays like bonus' or side hustles you aren't sure about? Message us any questions you might have!πŸ₯³

Follow us for more house buying tips!🏑
NMLS #102617

Looking to go house hunting this weekend?πŸ€” Sick of renting and looking to become a home-owner? We don't blame you!πŸ™Œ With...
07/25/2025

Looking to go house hunting this weekend?πŸ€” Sick of renting and looking to become a home-owner? We don't blame you!πŸ™Œ With rent skyrocketing, it never made more sense to buy! πŸ”₯

Landlords are making it harder to rent than to buy.. so it's time to kick renting to the curb!😀

Landlords want a 700 FICO.. we can go down to a 600!😏

Landlords want 3 months upfront.. we only need 3.5% down!πŸ’Έ

Landlords restrict dogs... WE LOVE DOGS! 🐢

What are you waiting for? Ditch your landlord for us!🏑

Our pre-approvals are FREE and good for 120 days! πŸ₯³

Message us TODAY to see houses TOMORROW!πŸ”₯

NMLS #112289

Looking to go house hunting?πŸ€” Sick of renting and looking to become a home-owner? Tired of following their insane rules?...
07/23/2025

Looking to go house hunting?πŸ€” Sick of renting and looking to become a home-owner? Tired of following their insane rules? We don't blame you!πŸ™Œ With rent skyrocketing, it never made more sense to buy! πŸ”₯

Landlords are making it harder to rent than to buy.. so it's time to kick renting to the curb!😀

Landlords want a 700 FICO.. we can go down to a 600!😏

Landlords want 3 months upfront.. we only need 3.5% down!πŸ’Έ

Landlords restrict dogs... WE LOVE DOGS! 🐢

What are you waiting for? Ditch your landlord for us!🏑

Our pre-approvals are FREE and good for 120 days! πŸ₯³

Message us TODAY to see houses TOMORROW!πŸ”₯

NMLS #112289

Are you looking to become a home-owner?πŸ₯³ Welcome to  , where we share home buying tips! 😏 This week we will talk about w...
07/22/2025

Are you looking to become a home-owner?πŸ₯³ Welcome to , where we share home buying tips! 😏 This week we will talk about what your Debt-To-Income ratio is.🏑

In simple terms, your Debt-To-Income ratio (DTI) is the amount you spend on debts verse your income.πŸ€“ Your debts will be minimum payments on credit cards, any auto loans, installment or Student Loans.

Once we pull credit, we can see all those payments!πŸ’Έ We add those payments with your new proposed mortgage payment, and put that against your income.. that is your Debt-To-Income ratio!πŸ₯³

Your typical bank will cap you out around a 43%.. however, we deal with wholesale lending and can push 50%+! πŸ˜‰ That's how we get you more house for your income!πŸ”₯

Message us TODAY and let's figure out your DTI together! πŸ₯³

Like our page for more posts! πŸ’₯

NMLS #102617

Our dogs truly make a house a home!🐢🐾 However, landlords and complexes can make it a nightmare when looking for places t...
07/18/2025

Our dogs truly make a house a home!🐢🐾 However, landlords and complexes can make it a nightmare when looking for places to live. They restrict breeds, charge extra fees, or won't allow them at all.. and dogs are family!πŸ˜ͺ

So become a home-owner and give your dog the freedom they deserve!🐾

No more restrictions to worry about, your puppy gets their dream yard.. not to mention you won't be paying your landlord's mortgage anymore! πŸ˜‰ Rent has skyrocketed like crazy!

All you need is a 600 FICO to qualify!πŸ”₯

So let's get you pre-approved so you can go shopping for that large yard to play fetch in, Fido will thank you!πŸ₯Ž

Message us TODAY to get pre-approved for TOMORROW!🏑

NMLS #1580860

Welcome back to our 2nd Networking Happy Hour! πŸ₯³Join us for an evening of networking, drinks, and fun at Howl at the Moo...
06/18/2025

Welcome back to our 2nd Networking Happy Hour! πŸ₯³

Join us for an evening of networking, drinks, and fun at Howl at the Moon Fort Lauderdale! Connect with professionals in your industry, make new friends, and enjoy a lively atmosphere. This event is the perfect opportunity to unwind after a long day of work and expand your professional circle. Don't miss out on this chance to relax and mingle with like-minded individuals.

Can't wait to see you there!πŸ’₯

We are hosting a Networking Happy Hour at  on Thursday, May 22nd 🏠πŸ₯³ Come mingle with like-minded professionals with drin...
05/15/2025

We are hosting a Networking Happy Hour at on Thursday, May 22nd 🏠πŸ₯³

Come mingle with like-minded professionals with drink specials, live music and free entry!😎

Mention the host, Allison Pinnell, at the front desk for admission.πŸ‘

This will be from 6pm to 8pm! We look forward to seeing you there!🏠πŸ’₯

NMLS #102617

Huge congratulations to Carlos on starting his journey as a Real Estate Investor! πŸ₯³Another successful closing with our t...
04/08/2025

Huge congratulations to Carlos on starting his journey as a Real Estate Investor! πŸ₯³

Another successful closing with our top broker πŸ™

This wouldn't be possible without the help from his realtor .howells with 🏠

Are you looking to become an investor in 2025? We got your backπŸ”₯

No income or employment check, no taxes required.. if you have the money down, good credit and the rent pays the mortgage.. we are interested! 😎

We aren't the best because we have been around for 40 years.. we've been around for 40 years because we are the best!😏

Message us TODAY to get started!😎

NMLS #112289

Are you looking to become a home-owner?πŸ₯³ Welcome to  , where we share home buying tips! 😏 This week we will talk calcula...
04/08/2025

Are you looking to become a home-owner?πŸ₯³ Welcome to , where we share home buying tips! 😏 This week we will talk calculating income!πŸ’Έ

πŸ“Salaried employees- we will simply divide your gross annual salary by 12 months to get your monthly income.πŸ‘

πŸ“Hourly employees- We have a very simple math equation we use! Hourly wage * Average hours worked per week * 52 weeks per year / 12 months = monthly income πŸ”₯

πŸ“Self Employed or 1099 Employees- This you need two years of Tax Returns for us to get an average. We will request your Federal Tax Return, and average your two year net Income! (We have ways to add income like adding back in depreciation, message us to learn more!πŸ˜‰)

πŸ“Overtime- this must be consistent for two years. We will average your overtime and add it to your base income!πŸ’₯

πŸ“Part time jobs- You must show that you worked a full time and part time job for two years to include BOTH incomes. πŸ™Œ

Are you not sure how to average your income?πŸ€” Do you have other pays like bonus' or side hustles you aren't sure about? Message us any questions you might have!πŸ₯³

Follow us for more house buying tips!🏑

NMLS #102617

Address

Hollywood, FL
33021

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 6pm
Saturday 9:30am - 3:30pm
Sunday 10am - 1pm

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