Risk Masters Group

12/05/2025

11/14/2025

We are almost to the 4th quarter of this Medicare open enrollment and I’m properly WOOPED!! Still here for ya tho!

11/07/2025

Medicare will not call to verify your Medicare number. They will also never threaten to cancel your benefits if you refuse to give it to them. This is a sign the caller is a scammer. If you get a call asking for your Medicare number, hang up.

If you did give out your Medicare number, don't panic. Contact the SMP to report it and get help on next steps.

10/11/2025

Do you live in Stone, Taney or Ozark county????

If you do AND you have ANTHEM HMO MEDICARE ADVANTAGE this year, please reach out to your trusted broker for help.

DO NOT CALL A CALL CENTER OR AN INSURANCE COMPANY to guide you through this process. They have incentive to get or keep you in their company and may not be able or willing to guide you through all your options.

This isn’t entirely bad news but you have to act before Dec 31 or you will be left with only original Medicare parts A and B. This means that if you do nothing, you won’t have drug coverage and you will be subject to 20% co-insurance and hospital deductibles as of January 1.

If you are losing your Medicare Advantage plan and you wanted to switch to a Medicare supplement with no health questions, now is the time to do that.

If you don’t have a broker, please call us 417-598-6144. We have appointments available but are truly booking up quickly.

We are independent and unbiased!! We don’t charge for our advising so you have nothing to lose and everything to gain.

09/09/2025

Anual Enrollment Period is fast approaching and we have you covered!!

DON’T fall for junk mail like pictured!!!!

I will be reaching out to clients after Sep 23 to schedule appointments to review your coverage for 2026.

I am actually out of the office until Sep 23 and have very limited access to communication methods while I am away but please know that I have your back just as I have for so long!!!

My office number is 417-598-6144

Michelle Funk

07/11/2025

Be on the lookout for calls coming from popular, big-name pharmacies asking for your Medicare number or offering free Medicare kits. These are scammers trying to steal your Medicare number. If you have gotten a call like this and have given out your Medicare number, please report it to the SMP for help.

07/11/2025

Paper or plastic? Not when it comes to your Medicare card. Offers of a plastic Medicare card are scams. Don't accept these, no matter how good the offers sound. Medicare only offers and approves of using a paper card. If you have given out your information to receive a plastic Medicare card, contact the .

07/03/2025

Medicare enrollment periods are important times when people can sign up for Medicare or make changes to their plans:
Initial Enrollment Period: when new members first join Medicare
Annual Enrollment Period: (Oct 15 to Dec 7), allows everyone to change their plans if needed
Medicare Advantage Open Enrollment Period: when those already in a Medicare Advantage plan switch or drop their coverage
Special Enrollment Period: for people with specific life changes who can enroll outside the regular times
General Enrollment Period: for anyone who missed their initial sign-up opportunity
Each period helps ensure that people can find the right healthcare options for them.
Talk to your SHIP if you have questions about your Medicare timeline! www.shiphelp.org/locations