Lisa Spitters - Alliance Financial & Insurance

09/22/2026

Today's Tidbit: Your home’s market value ≠ its insurance value

Your home might sell for $450,000, but that doesn’t necessarily mean it should be insured for $450,000.

Your insurance coverage is based on the estimated cost to rebuild your home—which can be very different from what someone would pay for it on the market.

So, as we head into a new season....HAPPY FALL!!!!... it’s a good time to ask: “If something happened to my house tomorrow, would my coverage be enough to rebuild it?”

09/10/2026

Fall schedules are back....time to take a look at your insurance policies?!

08/18/2026

07/31/2026

New profile pic...if you need photos, check out Kamrin, she's as delightful as she is talented and I've loved her since the day we became neighbors!😄

Did You Know? (Insurance Trivia)

True or False: If you lend your car to a friend and they cause an accident, their insurance automatically pays first.

❌ False! In most cases, your auto insurance is the primary coverage because insurance generally follows the vehicle.

One more reason it's good to know who's borrowing your car. 😉

Have a safe, fun weekend!

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06/12/2026

AUTO INSURANCE MYTH BUSTER

MYTH: "The color of your car affects your insurance rate."

FACT: Insurance carriers don't care if your vehicle is red, black, blue, or neon green. Your premium is based on factors like the vehicle's make and model, age, safety features, repair costs, your driving history, location, and coverage selections.

So, if you've been avoiding that bright car because you thought it would cost more to insure, you can cross that myth off your list!

Have questions about auto insurance? Drop them in the comments or send us a message—we're happy to help!

Oh, and I hope you have a fantastic weekend! 😃

06/04/2026

Want some cheery color in your kitchen? Have someone who could use some encouragement? Need an idea for a fun time with a friend? Check out Happy Hens Farm!

Happy Hens Farm Flowers and Florist Services Available