Edge Benefit Partners

12/02/2024

This is a snapshot of an employer notification that recently went out to MA HC groups but it will effect groups through other exchanges (i.e. HSA Insurance), as well.

Tufts Health Direct is the lowest cost fully insured group health plan available to small Central MA employers. Many small, family-run businesses have leveraged this option with UMass in-network.

If you need assistance navigating options, we are happy to help.

www.edgeben.com

05/16/2024

Great to to sit down with the growing team at Inspire Family Medicine (West Boylston) during Wachusett Area Chamber of Commerce, Inc. business after hours at Seven Saws Brewing (Holden).

And yes we were scheming on approaches to build better health plans for Central MA businesses!!

Dr. Jenny's story is unique. Based in West Boylston, her team is one of the very few Direct Primary Care (DPC) practices in Massachusetts. DPC has more scale in other parts of the country compared to Massachusetts, but there is certainly a growing interest among both patients and physicians that have become burnt out and frustrated by the current primary care landscape.

For a monthly fee, you get unlimited call/text/email/video chat access and same day/next day appts at their West Boylston office. No copays - just direct access to a trusted Primary Care Dr. when you need it!

www.inspirefamilymedicine.com

04/23/2024

Signs going up! Feeling fortunate to have our own space and thankful to all those that have helped us get here! www.edgeben.com

03/25/2024

We made it on to Facebook! Thanks in advance for reading a quick overview of who we are and why we're here.

As benefits advisiors, we help small to mid-sized businesses based in Central MA and Greater Boston evaluate health insurance and other employer-sponsored benefit options (i.e. dental, vision, life, disability, etc).

We're not quite sure what the appetite is for health insurance tips is on here, but we know it's a growing challenge for employers and employees...

- Avg. Annual Family Premium: $8,779 (2002) >>> $23,348 (2022)
- % of plans with a Deductible: 23% (2002) >>> 88% (2022)
- Avg. Annual Family Deductible: $814 (2002) >>> $3,680 (2022)

If you're a business owner, you're frustrated. You're getting less for more, while this expense continues put pressure on your bottom line.

If you're an employee, you've seen your payroll deductions increase while your out-of-pocket costs at point of service... also increase.

Meanwhile, the benefits advisor space (like many others) has been overrun with investment from Private Equity over the last 10 years.

Small, independent brokerages have largely sold off, and a generation of insurance advisors that came on rapidly throughout the 90's is sunsetting.

Through this transition, personnel and resources have largely been shifted away from small business and directed toward large revenue accounts.

That's where we come in - we're focused on building long term relationships with small businesses... the lifeblood of each and every one of our communities.

Whether your business has a few employees, a few dozen, or a few hundred... we are here to help you navigate a challenging expense and drive better outcomes for your people/business.

Best regards,
Doug Goodhile
Owner/Operator
Edge Benefit Partners

02/21/2024