Tucker Landreth, CPCU Insurance Agent

11/17/2021

One of the rating factors that goes into home insurance rates is how far you are away from a fire hydrant for this exact reason.

"The closest fire hydrant was two miles away. The Chattanooga Fire Department had to start drafting water from the Tennessee River to get additional water to the scene and put the fire out."

Before purchasing a home, make sure you take in to consideration how far your home is away from the closest fire hydrant. Not only will a close fire hydrant help save on your homeowner premium, but it could help save your home from being totally destroyed.

https://www.wrcbtv.com/story/45202474/suck-creek-road-home-destroyed-in-a-fire-cause-believed-to-be-heating-lamp-in-chicken-coop?fbclid=IwAR1K9oVwspABaG0MjdxHeg2GSpMPidWiFtnSaQyX7xe0LwZaWUgtEbivtYg

The home is a total loss but no one was injured. Crews faced a number of challenges as the nearest fire hydrant was two miles away.

08/04/2021

Very Interesting Article on some of the insurance companies responses to the victims from the Surfside Condo Collapse.

Insurance is for the unpredictable, and when the unpredictable happens the last thing you want to worry about is your insurance policy.

Always review your policy renewals to make sure you are adequately covered!

These Surfside condo owners survived a harrowing disaster. Now they're forced to battle with big insurers.

06/04/2021

Here is a home sitting on the edge of a sinkhole in New Mexico. Fun Fact, most homeowner insurance policies do not provide sinkhole coverage automatically, it is a coverage that usually has to be endorsed(added) by the insured.

This coverage usually ranges from $20-$40 a year roughly.

Personally, this is a risk that I take and my homeowners policy is not endorsed with sinkhole coverage. However, I do believe it is my job to inform you as much as possible so that you can make your own decision on whether to transfer a risk like this to insurance or decide to retain it yourself!

05/04/2021

All individuals and families have personal liability loss exposures that can reduce their financial assets. Owning property comes with liability loss exposures. For example: If a homeowner has a guest over to their home, and the guest is on their back deck and falls off the deck and is injured, the guest might sue the homeowner, who then may be required to pay damages for the resulting medical expenses and wages the guest loses during recovery. This is because the homeowner has a legal duty to ensure the deck is safe. Liability limits are INCREDIBLY cheap to increase on your homeowner’s insurance policy.

I ALWAYS max out homeowner liability coverage on each policy that I write to help transfer as much liability risk as possible away from the client. If your homeowner’s policy does not currently have $500,000+ in liability coverage, call your agent today to see what the cost would be to max the coverage out. Do not wait!

04/13/2020

Praying for all of the families affected by the storm last night. 🙏

04/02/2020

Have you finished every episode from your new favorite show or series? Follow it up with one of these 15 classic TV shows.

Prepare to laugh, cry, and scratch your head with some of the best classic TV shows available.

03/20/2020

If you have kids that are going stir crazy because of school closures due to the Coronavirus, 30 parents have shared their favorite at-home activities for bored kids.

From educational games to apps and websites, here are some creative ways to keep children entertained during school closures.

03/03/2020

Plant-based diets and burgers have grown in popularity in the past year. However, with the absence of meat make sure you are getting enough protein with this guide.

Switching to a veggie-friendly lifestyle can still meet your protein needs. Here's what to eat and stay healthy.

02/17/2020

Remember now and again to allow yourself time to completely unplug, to negate burnout. This article reminds us of the importance of work-life balance.

Smartphones aren’t the only killers of work-life balance.

02/10/2020

As cold and flu season are in full swing, you may be taking extra precautions to disinfect your home. However, be wary of cleaners labeled as "disinfecting", as they can have long-term health effects on small children. Read on for tips on how to safely disinfect your house!

Consumer Reports urges parents to be cautious when using household disinfectants. Disinfecting wipes and similar items can help eliminate some bacteria and viruses, but they also contain EPA-registered pesticides.

02/04/2020

https://wreg.com/2020/02/03/tennessee-governor-proposes-117m-for-teacher-pay-raises/

Bill Lee Proposes $117 million for teacher pay raises.

“Make no mistake: We’ll do whatever it takes to make Tennessee the best state in the country to be a student, and that means making Tennessee the best state in America to be a teacher.”

Love it!

NASHVILLE, Tenn. (AP) — Republican Gov. Bill Lee declared Monday that his proposal to funnel an additional $117 million to K-12 teacher salaries would be the largest investment in teacher pay in Tennessee history. Lee made the announcement during his second annual address in front of lawmakers, de...