Kimberly White, Independent Insurance Agent

08/21/2026

Another carrier certification is done and in the books!!

08/17/2026

💰 YOUR MONEY IS SITTING IN SAVINGS… BUT IS IT ACTUALLY WORKING FOR YOU?

If you have $10,000, $25,000, $50,000 or more sitting in a savings account or a CD earning less than you’d like, we need to talk.

🔥 MYGA rates are looking VERY attractive right now:

💵 3-Year — 5.50%
💵 5-Year — 5.80%

A MYGA (Multi-Year Guaranteed Annuity) can be a great option for money you want to keep safe while earning a guaranteed fixed interest rate for a set period of time.

And here’s the question I want you to ask yourself:

👉 Do you even know what interest rate your savings account is paying you right now?

If the answer is “not really…” or “definitely not 5%+,” it may be worth seeing what your money could be doing instead.

📲 Message me or CALL ME and say “MYGA.”

I’ll show you how it works, what your money could earn, and whether it makes sense for you.

⚠️ Rates can change — so if you have money sitting on the sidelines, now is the time to ask!

Kimberly White & Associates

08/07/2026

08/03/2026

Hearing News About Humana or UnitedHealthcare?

Don’t panic.

Every year, insurance companies make changes to some Medicare plans and service areas. That doesn’t mean everyone’s coverage is changing.

📬 When your Annual Notice of Change (ANOC) arrives this September, review it carefully. If your plan is changing, it will explain exactly what you need to know.

⚠️ Don’t rely on social media or unsolicited phone calls for Medicare advice. Scammers often claim to represent Medicare or major insurance companies.

Have questions about your current plan, want to review your options for 2027, or turning 65 soon? I’m here to help.

📞 Call or text 765-562-9531 to schedule your complimentary Medicare review.

Licensed in 9 states. If I’m not licensed where you live, I’ll connect you with a trusted local agent.

06/15/2026

🍕 RETIREMENT PLANNING WORKSHOP 🍕

It’s never too early to start planning for your retirement!

Choose the date that works best for you:

📅 Thursday, June 25 at 6:00 PM
📅 Thursday, July 9 at 6:00 PM

📍 503 N. 8th Street
Clinton, IN 47842

Join us for an informative one-hour workshop where we’ll discuss:

✅ Retirement Planning Basics
✅ Why You Should Consider a Social Security Analysis
✅ Medicare Basics and Enrollment Information

🍕 Pizza will be provided!

Seating is limited and fill up fast, so RSVP is required.

📞 Call or Text: 765-592-6220

Hosted by Kimberly White & Associates

Plan today for a more confident tomorrow!

06/10/2026

Did you receive a letter from UnitedHealthcare stating that your Ascension/St. Vincent doctor may no longer be in-network beginning August 1?

Don’t panic.

These letters are required by CMS whenever an insurance company and healthcare provider are in contract negotiations. Similar notices are often sent before an agreement is reached, and many negotiations are successfully resolved before any network changes take effect.

At this time, negotiations are ongoing. If you received a letter, it’s simply informing you of the possibility of a network change if an agreement is not reached.

If you have questions about your Medicare plan or how a potential network change could affect you, feel free to reach out. I’ll continue monitoring the situation and provide updates as they become available.

05/18/2026

Shared from another post:

Your Medicare Advantage carrier sends a letter. They're pulling out of your county. Coverage ends in a few weeks. The letter doesn't tell you the most important part.

When a Medicare Advantage plan ends its contract, federal rules open two doors at once — and most folks only walk through the first.

Door one: a Special Enrollment Period. It starts one month before your plan ends and runs two full months after. During that window you can pick another Advantage plan, or you can drop back to Original Medicare.

Door two — the one most people miss: the Medigap guaranteed-issue right. You have 63 days from the day your coverage ends to buy a Medicare supplement (Medigap Plan A, B, C, D, F, G, K, or L from any company that sells it in your state) with no medical underwriting. One catch: if you first became Medicare-eligible on or after January 1, 2020, Plans C and F are off the menu — Plan D or G is the comparable swap. No health questions. They cannot turn you down. They cannot charge you more for a heart condition or diabetes.

That door normally closes six months after you first sign up for Part B. The Medicare Advantage contract ending reopens it. Once. For 63 days.

Keep the letter from the plan — you'll need a copy when you apply for the supplement, as proof of the right.

Most folks never hear this rule until it's too late. Worth knowing about before you need it.

05/04/2026

🚨 ATTENTION INDIANA MEDICARE CLIENTS 🚨

Something BIG has changed… and it WILL impact your premiums 💰

👉 As a Medicare Insurance Broker, here’s what you NEED to know:

📈 Supplement rates are going UP across the board.
Why? Because of Indiana’s new “Birthday Rule.”

🎂 So what is the Birthday Rule?
Each year, you now get a 60-day window around your birthday to:
✔️ Switch to another company
✔️ Keep the SAME plan (like Plan G or Plan N)
✔️ NO health questions asked 🙌

💡 Translation:
Insurance companies know people can move to lower rates…
➡️ So they’re adjusting premiums NOW to prepare.

⚠️ Here’s where it matters for YOU:
If you’re relatively healthy (able to answer NO to health questions)…
👉 You may NOT need to wait for your birthday
👉 You could switch NOW and lock in a LOWER premium

🔥 But heads up:
The companies with the lowest rates today may soon be taking on higher-risk clients… which could mean future rate increases.

👀 Don’t just renew and hope for the best.
This is the time to REVIEW your plan.

💬 Want to see if you can save money?
Message me or drop a “REVIEW” below and I’ll take a look for you.

📲 Call/Text: 765-592-6220

— Kim White
Your Financial Security Navigator 🧭