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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Sunday 9am - 6pm

HB Capital

We help small business owners with the capital they need to grow. Fast approvals, flexible options, no bank required. www.hbcapitalllc.com

HB Capital specializes in Revenue Based Funding, SBA Loans, Lines of Credit, Fix & Flip, and DSCR lending.

09/14/2026

🏢 CLOSED | $150,000 Commercial Cash-Out Refinance

Not every deal is perfect on paper—and this one had a few hurdles to overcome.

The borrower came in with a 590 credit score, and the auto repair property needed significant improvements. Despite those challenges, we were able to structure the deal and get it across the finish line.

Closing Details:
• $150,000 Cash-Out Refinance
• 9% APR
• 30-Year Mortgage
• Commercial Auto Repair Property
• Florida

The cash-out proceeds will now give the borrower the capital needed to make major improvements to the property and shop.

One of the biggest advantages of the commercial financing options we offer is that not every deal has to fit traditional bank guidelines. Depending on the program and property, we have options that don't require the extensive financials, tax returns, and documentation associated with conventional bank financing.

If you own a commercial property and are looking to pull cash out, refinance, or purchase another property, don't assume that credit or a challenging file automatically means you can't get financing.

Bring us the deal. We'll work on the structure.

📲 Contact HB Capital to discuss your scenario.
🌐 https://hbcapitalllc.com/real-estate-financing

Financing subject to underwriting, property, borrower, and lender requirements. Terms vary by transaction.

09/10/2026

I’ve been in the financing industry for years, helping business owners and real estate investors access the capital they need to keep moving forward.

Now I want to start sharing more of what I’ve learned along the way.

At HB Capital, we help business owners with financing for working capital, equipment, inventory, expansion, and other business needs.

We also work with **real estate investors** looking for financing for acquisitions, fix & flips, DSCR loans, ground-up construction, refinances, and other investment opportunities.

Every deal is different. Our job is to understand what you’re trying to accomplish, review the available options, and help structure financing that makes sense for your situation.

This is just the beginning. I’ll be sharing more videos about business funding, real estate financing, actual deals we’ve closed, and things borrowers should know before taking on capital.

If you’re a business owner or real estate investor looking for financing — or you simply have questions about your options — let’s connect.

🌐 hbcapitalllc.com

09/09/2026

🥐 ANOTHER ONE FUNDED | $15,000

We helped a popular New York bakery secure $15,000 in working capital to support the business during one of its busiest seasons.

Simple. Fast. Funded.

✅ Application + 4 months bank statements
⚡ Approved within 1 hour
📝 Contract signed
📞 Funding call completed
💰 $15,000 FUNDED

When business picks up, having access to additional working capital can help cover inventory, payroll, supplies, and other day-to-day expenses.

At HB Capital, we make the funding process fast and seamless so business owners can stay focused on running their business.

Need working capital? Let’s talk.

🌐 www.hbcapitalllc.com

09/04/2026

Another One Funded | $55,000 💰

Right before the holiday weekend, we were able to help another business owner secure $55,000 in working capital for their Home Health Care business.

The capital will be used to purchase new beds and make improvements to the business, helping them better serve their existing patients while creating the capacity to welcome new ones.
This is what business funding should be about — using capital with a purpose.

The right funding can help you invest in better equipment, improve your customer experience, expand operations, and position your business for continued growth.

$55,000 FUNDED ✅
🏥 Home Health Care
💰 Working Capital
📈 Investing in Growth

At HB Capital, we don't just help businesses access capital. We help business owners find financing that supports what they're trying to accomplish.

Need capital to make your next move? Let's talk.

09/01/2026

Another Deal Funded | $15,000 | Providence, RI

We just helped a growing bodega in Providence secure $15,000 in business funding on an 8-month term.

The best part is that this capital has a clear purpose. The owner will be purchasing two new meat cutter machines and a larger refrigerator, giving the business more capacity to serve customers and keep up with increasing demand.

This is exactly how business funding should be used — investing in equipment that can improve operations, increase capacity, and ultimately help generate more revenue.

The business is already growing. Now they have additional capital to help take that growth even further.

$15,000 Funded | Bodega | Providence, RI

At HB Capital, we help business owners access the capital they need to keep moving forward.

08/11/2026

Another One Funded | SBA Refinance + Working Capital

This was a more complex deal, but a great example of what the right banking relationship and structure can accomplish.

The client is an established coffee distributor that already had two SBA term loans plus a $250,000 SBA line of credit. Those facilities had been in place for roughly 2–3 years, and the client was looking to refinance the existing debt, lower the monthly obligation, and free up additional working capital.

The original bank wasn't able to move forward with the refinance due to collateral and existing balance requirements.

That's where we stepped in.

Through one of our banking relationships, we were able to restructure the debt into a new $2.3MM term loan, paying off the two existing term loans and the line of credit.

After the refinance and fees, the client was able to net approximately $150,000 in additional working capital.

And we're not done — we're also working on securing an additional $500,000 line of credit.

The new capital will help the company continue growing its coffee distribution business, purchase additional inventory and imported materials, and take advantage of new contracts with larger stores and franchise opportunities.

This is what financing should do: not just provide capital, but improve the structure of the business and position it for the next stage of growth.

$2.3MM Term Loan Funded | ~$150K Working Capital | $500K LOC in Progress

HB Capital | Business & Commercial Financing

08/04/2026

Most people think funding is about covering expenses.

The businesses that grow the fastest use it differently.

We recently helped a Haitian bakery in New York secure $12,000 to purchase new equipment. That wasn't just another loan—it was an investment in the business.

With the new equipment, the owner can produce more products, serve more customers, and increase production without adding the same amount of labor.

Today, the bakery is generating around $40,000 per month in revenue. With this expansion, they're projecting approximately $60,000 per month.

That's the difference between borrowing money and using capital strategically.

When funding is tied to a clear plan that generates more revenue than it costs, it becomes a tool for growth—not a burden.

Too many business owners wait until they're out of options before looking for financing. The strongest businesses often secure capital while they're growing, so they're ready when opportunities appear.

Don't let the next opportunity pass you by because you didn't have access to the capital you needed.

If you're looking to expand your business, purchase equipment, hire employees, or take on larger projects, let's have a conversation.

07/28/2026

A lot of people want to get into real estate investing but aren't sure where to start. If you've been thinking about buying your first investment property, doing a fix-and-flip, or building from the ground up, I'd love to help.

At HB Capital, we help first-time and experienced investors with construction loans, DSCR loans, fix-and-flip financing, cash-out refinances, and more.

If you're ready to take the first step.

Let's talk about your project.

07/22/2026

🏥 Closed today: $80,000 in emergency funding for a medical home client.

She needed capital fast to navigate an urgent situation for her business. We moved quickly and got her the funding she needed to keep things running.

This is what HB Capital does: fast, flexible funding when it matters most.

Need capital for your business? Let's talk.

🌐 www.hbcapitalllc.com

07/09/2026

🎉 Deal Closed: $21,000 Funded 🎉

Another small business owner, another win. This time we helped a local store owner get $21,000 in funding fast — giving him the cash he needed to stock up on new merchandise and keep his shelves (and his business) moving.
When banks move too slow or say no, that's where we come in. We bridged the gap and got him the capital he needed, when he needed it.

That's what HB Capital does — real funding solutions for real business owners. No red tape, no runaround.

💼 Need capital for your business? Let's talk📩 www.hbcapitalllc.com

Address

10
Hillsdale, NJ
07642

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Sunday	9am - 6pm

Telephone

+12019408048

Website

http://www.hbcapitalllc.com/

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