HB Capital

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HB Capital We help small business owners with the capital they need to grow. Fast approvals, flexible options, no bank required. www.hbcapitalllc.com

HB Capital specializes in Revenue Based Funding, SBA Loans, Lines of Credit, Fix & Flip, and DSCR lending.

$25,000 FUNDED | BAKERY BUSINESS 🄐When opportunity knocks, timing is everything.This bakery owner needed $25,000 to purc...
10/20/2026

$25,000 FUNDED | BAKERY BUSINESS 🄐

When opportunity knocks, timing is everything.

This bakery owner needed $25,000 to purchase new equipment to improve his business. The challenge? He needed the capital immediately.

Waiting 30–45 days for a traditional bank wasn't an option.

That's where HB Capital stepped in.

Through our working capital financing options, we were able to secure the funding he needed, when he needed it, allowing him to move forward with his equipment purchase without unnecessary delays.

At HB Capital, we understand that business owners can't always afford to wait weeks for financing decisions.

Your business shouldn't have to put growth on hold while waiting for a bank.

šŸ“© Need capital for equipment, expansion, or day-to-day operations? Let's discuss your options and see what we can do for your business.

🌐 www.hbcapitalllc.com

CPAs, Business Brokers, Financial Advisors & Referral Partners — Let’s Work Together!Do you have clients looking for bus...
10/19/2026

CPAs, Business Brokers, Financial Advisors & Referral Partners — Let’s Work Together!

Do you have clients looking for business funding? At HB Capital, we help business owners access the capital they need to grow, expand, or manage cash flow — without the traditional banking headaches.

Here's what we can offer your clients:

ā–Ŗļø Up to $500,000 in business funding with minimal documentation.

ā–Ŗļø Up to $150,000 at 0% Intro APR for qualified clients with strong credit.

ā–Ŗļø Fast approvals and flexible financing solutions.

ā–Ŗļø Multiple funding options tailored to your client's needs.

We've been helping business owners secure financing since 2015, and we're always looking to build strong, long-term relationships with professionals who want to bring more value to their clients.

You bring the relationship. We bring the financing solutions.

šŸ“©Let's connect! Send us a DM to discuss becoming an HB Capital referral partner.

🌐 https://hbcapitalllc.com/partners

10/15/2026

Thinking About Applying for Business Funding?

Before applying, there are three important factors every business owner should understand:

1. Monthly Revenue – How much is your business generating?

2. Time in Business – How long have you been operating?

3. Credit Profile – Your credit history can influence the financing options available to you.

At HB Capital, we know that no two businesses are alike. Having the right information and understanding your options can make all the difference when seeking capital.

Whether you're looking to expand, purchase equipment, or improve cash flow, we're here to help you explore the right financing solutions.

Looking for business funding? Let's have a conversation.

Visit https://hbcapitalllc.com/workingcapital or send us a direct message to get started.

šŸ’° JUST FUNDED: $24,000 | Rhode Island Bodega!Another small business moving forward! šŸš€We recently helped a neighborhood b...
10/08/2026

šŸ’° JUST FUNDED: $24,000 | Rhode Island Bodega!

Another small business moving forward! šŸš€

We recently helped a neighborhood bodega in Rhode Island secure $24,000 in working capital to take advantage of new opportunities and continue growing.

The merchant needed additional capital to stock up on fresh produce and take advantage of a great purchasing opportunity for meat, bread, and other essential inventory.

At HB Capital, we understand that sometimes the right opportunity comes along, and having access to capital at the right time can make all the difference.

With this funding, the merchant can expand inventory, better serve customers, and continue standing out in his community.

This is what we do — help business owners access the capital they need to keep moving forward.

šŸ“© Looking for working capital for your business? Let's talk.

🌐 www.hbcapitalllc.com

$15,000 FUNDED | Cattle Breeding Operation Today, HB Capital helped an agriculture company secure $15,000 in working cap...
10/07/2026

$15,000 FUNDED | Cattle Breeding Operation

Today, HB Capital helped an agriculture company secure $15,000 in working capital to serve as a short-term bridge while they wait for upcoming product sales.

Like many seasonal businesses, there can be a gap between the money needed to operate today and the revenue expected to come in over the next few weeks.

This funding gives the business the additional liquidity it needs to keep moving without having to wait for those sales to hit.

At HB Capital, we work with business owners to find financing solutions that fit the situation—whether it’s for a temporary cash-flow gap, new equipment, inventory, expansion, or other business needs.

šŸ“ž Need working capital for your business?

Visit www.hbcapitalllc.com to explore your options.

10/06/2026

šŸ¢ $1.3MM Mixed-Use Property | DSCR Financing | Jersey City, NJ

Today I met with a longtime client in Jersey City regarding the purchase of another mixed-use investment property with a $1.3MM purchase price.

What makes this one especially meaningful is that this isn’t our first transaction together.

A few years ago, I helped this same client acquire another property in the area. Today, that building is being developed, and it was great to walk through the property and see the progress firsthand.

Now we’re working together again on his next acquisition.

For this purchase, we’re looking at DSCR financing, allowing the strength and cash flow of the investment property to play a major role in qualifying for the loan.

This is what we enjoy doing at HB Capital — building long-term relationships with real estate investors and helping them continue growing their portfolios from one acquisition to the next.

If you're purchasing or refinancing an investment property and want to explore your financing options, reach out to us.

🌐 www.hbcapitalllc.com

Here's a business financing option most people don't realize exists.If your business needs working capital, you're proba...
09/24/2026

Here's a business financing option most people don't realize exists.

If your business needs working capital, you're probably used to seeing repayment terms measured in months or a few years.

But what if you could spread those payments over up to 25 years?

HB Capital now has access to a non-SBA financing program offering $500K to $15M, with amortization up to 25 years when backed by real estate collateral.

That can be especially helpful for businesses carrying expensive MCA debt or other short-term obligations. A longer amortization can significantly reduce monthly debt service and free up cash flow for the business.

The program can be used for:

• Working capital
• MCA consolidation
• Equipment purchases
• Business acquisitions
• Commercial real estate

It also offers up to 80% LTV, no loan covenants, and a fixed rate for the first 5 years.

It's designed for established businesses with strong cash flow, generally 650+ credit, and sufficient real estate collateral.

If you're wondering whether your business — or someone you know — might qualify, send us a message or give us a call. We'll be happy to take a look at the scenario.

201-940-8048
www.hbcapitalllc.com

HB Capital — Financing Solutions That Actually Work.

Another deal funded. šŸ’¼$30,000 FUNDED — Restaurant | Chicago, ILThis restaurant owner needed additional working capital t...
09/22/2026

Another deal funded. šŸ’¼

$30,000 FUNDED — Restaurant | Chicago, IL

This restaurant owner needed additional working capital to cover business expenses and bring on new hires as the business continues to grow.

The goal was simple: get the capital into the business quickly so the owner could keep operations moving without slowing down.

From application to funding, we closed the deal in just 2 hours.

Now the merchant has the $30,000 in working capital needed to invest back into the restaurant, strengthen operations, and build out the team.

At HB Capital, we understand that when a business opportunity or need comes up, timing matters.

Looking for working capital for your business? Let's talk.

🌐 www.hbcapitalllc.com⁠

09/18/2026

$55,000 Funded | Commercial Cleaning Business

When an opportunity comes up in business, sometimes you have to move quickly.

A commercial cleaning company in New York had the opportunity to purchase new equipment that would help support the company’s growth, but the owner needed access to capital immediately.

We were able to step in, execute quickly, and secure $55,000 in business funding so the owner could move forward with the equipment purchase and take advantage of the opportunity.

This is what we do at HB Capital — help business owners access the capital they need when timing matters.

If you’re looking for funding to purchase equipment, expand your business, take on a new opportunity, or strengthen your working capital, reach out to us.

šŸ“© Send us a DM
🌐 www.hbcapitalllc.com

šŸ¢ CLOSED | $150,000 Commercial Cash-Out RefinanceNot every deal is perfect on paper—and this one had a few hurdles to ov...
09/14/2026

šŸ¢ CLOSED | $150,000 Commercial Cash-Out Refinance

Not every deal is perfect on paper—and this one had a few hurdles to overcome.

The borrower came in with a 590 credit score, and the auto repair property needed significant improvements. Despite those challenges, we were able to structure the deal and get it across the finish line.

Closing Details:
• $150,000 Cash-Out Refinance
• 9% APR
• 30-Year Mortgage
• Commercial Auto Repair Property
• Florida

The cash-out proceeds will now give the borrower the capital needed to make major improvements to the property and shop.

One of the biggest advantages of the commercial financing options we offer is that not every deal has to fit traditional bank guidelines. Depending on the program and property, we have options that don't require the extensive financials, tax returns, and documentation associated with conventional bank financing.

If you own a commercial property and are looking to pull cash out, refinance, or purchase another property, don't assume that credit or a challenging file automatically means you can't get financing.

Bring us the deal. We'll work on the structure.

šŸ“² Contact HB Capital to discuss your scenario.
🌐 https://hbcapitalllc.com/real-estate-financing

Financing subject to underwriting, property, borrower, and lender requirements. Terms vary by transaction.

Address

10
Hillsdale, NJ
07642

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Sunday 9am - 6pm

Telephone

+12019408048

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