PRJ Wealth Advisors LLC, Philip R Johnson, Wealth Advisor

PRJ Wealth Advisors LLC, Philip R Johnson, Wealth Advisor Helping clients manage wealth & plan for the future, with 30+ years of financial services experience. Member FINRA/SIPC.

Securities and advisory services offered through Independent Financial Group, LLC, a Registered Investment Adviser. OSJ Branch: 12671 High Bluff Dr. Ste. 200, San Diego, CA 92130

Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to in

dicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites. Licensed to sell securities in the following states: FL, IA, IL, ME, MI, MI, NY, OH, VA

Money wisdom from Ben Franklin!
06/09/2026

Money wisdom from Ben Franklin!

Checking Your Portfolio Isn't the Same as Reviewing It
06/01/2026

Checking Your Portfolio Isn't the Same as Reviewing It

Nearly half of investors check their portfolio at least once a day.1Many of them aren't reviewing anything.They're refreshing a number. Watching it move. Sometimes celebrating. Sometimes panicking. But not actually evaluating whether the portfolio is built for the life they're heading into.That's a....

Markets don't take vacations. But your strategy is built for the bumps.
05/27/2026

Markets don't take vacations. But your strategy is built for the bumps.

Every earnings season is different, but the influence of a handful of companies is undeniable.
05/05/2026

Every earnings season is different, but the influence of a handful of companies is undeniable.

What $100 Invested in 1928 Would Be Worth Today
05/01/2026

What $100 Invested in 1928 Would Be Worth Today

Many people think the biggest risk with money is losing it. A bad investment. A market crash. A bet that doesn't pay off.But what if the most expensive financial decision isn't a bad choice — it's no choice at all?That's what nearly a century of market data suggests. And the numbers are hard to ar...

Two out of every three S&P 500 companies mentioned AI on their Q4 earnings calls. That's not a trend. That's a signal.Th...
04/24/2026

Two out of every three S&P 500 companies mentioned AI on their Q4 earnings calls. That's not a trend. That's a signal.

The last time a technology shifted this many boardroom conversations at once? Smartphones. And we know how that turned out. Some sectors are all in. Others are barely speaking the word. That gap between the early movers and the quiet ones? It matters for investors.

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested...
04/16/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested. But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

The Artemis program faced years of delays, budget fights, and other issues, leaving many wondering whether it would ever...
04/07/2026

The Artemis program faced years of delays, budget fights, and other issues, leaving many wondering whether it would ever get off the ground. But it did. There will be times when it can be a challenge to stay focused on your investing goals when the financial markets hit a rough patch. But that’s when you need to step back, look past the daily headlines, and realize investing is a commitment.

When the Headlines Keep Changing, Your Strategy Shouldn’t
04/02/2026

When the Headlines Keep Changing, Your Strategy Shouldn’t

It rarely starts calmly.A headline breaks. Markets react. Another update follows—then another. Before long, the story feels like it’s shifting by the hour.And with every new development, there’s that quiet pressure in the background:Should I be doing something right now?That feeling is common....

Investors are anxious, and with good reason. The unsettling events in the Middle East are dominating the headlines, whic...
03/31/2026

Investors are anxious, and with good reason. The unsettling events in the Middle East are dominating the headlines, which can put even the most seasoned investor on edge. Will the number of corrections for the S&P 500 increase to 27 this year?

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