Vertex Financial Group

09/14/2022

"𝓐𝓜𝓐𝓩𝓘𝓝𝓖 𝓔𝓧𝓟𝓔𝓡𝓘𝓔𝓝𝓒𝓔!"

If you want to work with a mortgage lender who provides an amazing experience, then Vertex Financial Group is here for you.

09/11/2022

We will the bravery and sacrifice of so many on this day 21 years ago. Our gratitude for them is eternal.

09/07/2022

🥵It may not feel like it yet in certain parts of the country, but🍂 Fall is right around the corner. Here's an article to help you get a jump on your Fall home maintenance to-do list.

Feel that nip in the air? Fall has arrived! Here's how to get your home and yard ready for winter before it's too late.

09/05/2022

"Without labor nothing prospers."- Sophocles

08/31/2022

𝐖𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐚 𝐛𝐚𝐥𝐚𝐧𝐜𝐞𝐝 𝐦𝐚𝐫𝐤𝐞𝐭 𝐦𝐞𝐚𝐧?

A balanced market, where there is considered to be an equal number of buyers and sellers, traditionally has 5 to 7 months of supply.

For example, according to Land Title Guarantee Company, that number would be 23,868 active units, representing a 6-month supply. In May 2022, the Denver metro had just over 3,652 homes for sale, meaning that the market was not balanced and was, therefore, a seller's market.

08/29/2022

It's said that kitchens🍽 and bathrooms🚿 sell a home.

Here are some simple and inexpensive ways to update your bathroom if you are putting your house on the market.

We detail exactly how to quickly and effectively update your bathroom for less than $1,000—no special skills or hired labor required!

08/25/2022

We're throwing it back 21 years to August 2001. The year Andy Duncan joined the Vertex Team a mere year after Vertex Financial Group started.

Please join us in Congratulating Andy, one of the Vertex Team OGs, on his 21st work anniversary at Vertex! The company wouldn't be the same without him.

08/23/2022

It's always gratifying to receive positive feedback from our clients. It's especially meaningful when those clients are first-time homebuyers.🏡

08/22/2022

According to the U.S. Census Bureau, new business applications for July 2022, adjusted for seasonal variation, were 425,698, an increase of 3.7 percent compared to June 2022.

There are so many different things that you need to think about when you are starting a new business. For example, sales, marketing, and accounting may be top of mind. But, on the other hand, you may not be thinking about qualifying for a mortgage at the moment. Still, it's essential to know that a borrower with an ownership interest of 25% or more in a business (S Corp or C Corp) is considered self-employed.

It may be best to speak with an experienced loan advisor to ensure you understand the different eligibility requirements. No one like surprises when it comes to applying for a mortgage.

08/19/2022

It's never too early to start enjoying the perks of homeownership.😏

08/18/2022

DO NOT DO THIS...

Once you have been pre-approved for a mortgage, do not move large amounts of money OUT OF or INTO your accounts. This may raise a red flag during the underwriting process.

08/15/2022

Here are some tips on how to get through underwriting quickly:

𝐂𝐨𝐦𝐩𝐥𝐞𝐭𝐞 𝐞𝐯𝐞𝐫𝐲 𝐝𝐨𝐜𝐮𝐦𝐞𝐧𝐭. Take your time, and don't rush when completing the required documentation. The devil is in the details, and a missing signature, figure, or document could slow down the underwriting process.

𝐁𝐞 𝐡𝐨𝐧𝐞𝐬𝐭. Underwriting is fact-checking, so make sure you tell the truth on your mortgage application.

𝐀𝐝𝐝𝐫𝐞𝐬𝐬 𝐩𝐨𝐭𝐞𝐧𝐭𝐢𝐚𝐥 𝐜𝐨𝐧𝐜𝐞𝐫𝐧𝐬 𝐚𝐡𝐞𝐚𝐝 𝐨𝐟 𝐭𝐢𝐦𝐞. Take an honest look at your situation and see if any issues will slow down the process. Talking with an experienced loan advisor allows you to find workable solutions to potential problems ahead of time.

𝐖𝐨𝐫𝐤 𝐰𝐢𝐭𝐡 𝐚𝐧 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞𝐝 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐥𝐨𝐚𝐧 𝐚𝐝𝐯𝐢𝐬𝐨𝐫. Working with an experienced loan advisor is your best bet to get through underwriting quickly and with the least stress.