The Oddo Group - Origin Point

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The Oddo Group - Origin Point I believe that relationships matter and getting a mortgage in today’s world should be high tech but also high touch! Are we a good fit? You all are amazing!!

Michelle Oddo​,​ NMLS #297239
OriginPoint NMLS #2185899

Linktr.ee/michelleoddo

Michelle Oddo: M 303-961-6906

Licensing information visit https://nmlsconsumeraccess.org/ People | Experience | Integrity

Nothing excites me more than to show you how a mortgage done correctly can help you achieve your real estate dreams and increase your financial health. I was raised with the belief that “every problem has a solution” and my superpower is thinking outside the box to get to that solution! I take my years of underwriting background and mortgage knowledge to come alongside you, serve as your guide, and work to plan a successful path for you and with you – so YOU can enjoy the process! What makes my heart sing…

Cooking amazing food with my husband and having others come and enjoy with us
Anything beach – the ocean sounds soothe my soul, feet in the sand and the sun on my face is my happy place. Being mom to my 2 teenage boys is wild, fun, and exhausting but mostly it is my greatest joy! Renovating properties and taking them from ugly to beautiful is my side hustle and fills my inner creative. Top 1% of all Mortgage Lenders in the Country | 5280 Five Star Professional award recipient 12 years in a row | Host on the national tv show Financing The American Dream | #1 Lender in Highlands Ranch (total volume) | Helped 406 families achieve home ownership or refinance in 2021 | Platinum sponsor of Chamber of Northwest Douglas County | Homes for Heroes | Member of SMDRA (South Metro Denver Real Estate Association | Circle of Excellence winner

I was always told if you can’t say it best yourself, find someone else to say it for you…

“Michelle gave me all the time I needed to understand the numbers, help me make an informed decision and I never felt rushed. The team gets you to the finish line. My wife and I are grateful Thanks ladies!! Let’s do it again on an investment property nearby!” – G. Kaleski

09/24/2026

🚨 Missed a mortgage payment? Don’t panic—but don’t ignore it either.

A lot of homeowners assume that one missed payment automatically means foreclosure or a hit to their credit. That’s not how it works.

Typically, there’s a grace period, followed by a late fee if the payment remains unpaid. If the loan becomes significantly delinquent, it can eventually be reported to the credit bureaus and lead to more serious consequences.

The most important thing? Communicate early. If you know you’re going to have trouble making a payment, call your mortgage servicer before the situation gets bigger.

No judgment. No panic. Just options. 🏡

🏡 Feel the fear. Do it anyway.Buying a home can feel BIG.What if I’m not ready?What if I can’t afford it?What if I make ...
09/23/2026

🏡 Feel the fear. Do it anyway.

Buying a home can feel BIG.

What if I’m not ready?
What if I can’t afford it?
What if I make the wrong decision?

Those questions are normal. You don’t have to have it all figured out before you take the first step.

Start with a conversation. Let’s look at your numbers, your goals, and what’s actually possible.

You might discover you’re closer than you think. And sometimes, the biggest step toward owning a home is simply deciding to see if there’s a way forward. ❤️🏡

🏡 Feeling like there’s no way you could buy a home right now?Before you count yourself out, let’s take a look. Your inco...
09/21/2026

🏡 Feeling like there’s no way you could buy a home right now?

Before you count yourself out, let’s take a look. Your income, credit, savings, debts, down payment options, and the right loan strategy can all change the picture.

Maybe the answer is “not yet.” Maybe there’s a path forward you haven’t considered.

And who knows… you could be celebrating the holidays in a home of your own. 🎄🏡

Let’s stop guessing and start with the numbers.

There may be more possibilities than you think.

09/18/2026

🏡 Did you know you can change your mortgage term without refinancing?

You might think going from a 30-year mortgage to a 15-year means taking out a whole new loan.

Not necessarily.

By making additional principal payments, you can potentially pay off your existing mortgage much sooner—without refinancing or giving up your current interest rate.

The trick is knowing how much extra to pay, how often, and whether it actually fits your financial goals.

Your mortgage isn’t just a payment. It’s a strategy.

Want to see what paying your loan off faster could look like? Let’s run the numbers. 📊🏡

09/17/2026

🏡 Is your 3% mortgage becoming a trap? I know... that probably sounds strange.

A 3% interest rate is an incredible asset. But sometimes the fear of giving it up keeps homeowners from making decisions that could improve their overall financial picture.

I've talked with people who have outgrown their home, need more space, want to downsize, relocate for work, or tap into opportunities they've been putting off—all because they're holding on to that low rate.

Here's the question I encourage people to ask:

Are you making decisions based on your goals... or based on your interest rate?

Don't get me wrong—I'm not suggesting you give up a great mortgage. For many homeowners, keeping that loan is absolutely the right move.

But your mortgage should support your life—not dictate it.

Sometimes the best strategy is staying put. Other times, there are creative financing options that can help you move forward with confidence.

Every situation is different. That's why it's worth having a conversation before assuming you're "stuck."

📩 If you've been wondering whether your 3% mortgage is helping you—or holding you back—let's talk through your options.

🏡 REALITY CHECK: Is your home still the right size?Be honest…Is that “guest room” actually a guest room—or just where th...
09/16/2026

🏡 REALITY CHECK: Is your home still the right size?

Be honest…

Is that “guest room” actually a guest room—or just where the treadmill, holiday decorations, and random stuff go to die? 😂

Maybe the kids are gone.
Maybe the family grew.
Maybe you’re working from home.
Or maybe you’re paying to heat, cool, clean, and maintain space you barely use.

Your home should fit your life—not your life from 10 years ago.

Before you decide to stay, downsize, move up, or make a change, let’s look at the numbers.

Because sometimes the smartest move is moving.
And sometimes… it’s staying exactly where you are.

Either way, let’s make sure your mortgage fits the life you’re living now. 🏡

🧡💙 Game day with my three favorite guys! Whether I'm closing loans or cheering on my boys, I show up ready to win. Let's...
09/14/2026

🧡💙 Game day with my three favorite guys! Whether I'm closing loans or cheering on my boys, I show up ready to win. Let's go Broncos! 🏈

Today we pause to remember the lives lost on September 11, 2001 — and to express our deepest gratitude to the first resp...
09/11/2026

Today we pause to remember the lives lost on September 11, 2001 — and to express our deepest gratitude to the first responders, veterans, and military families who have sacrificed so much in service to this nation.

What a privilege it is. 🤍To be trusted with someone’s biggest financial decision.To help turn “maybe someday” into “we d...
09/11/2026

What a privilege it is. 🤍

To be trusted with someone’s biggest financial decision.
To help turn “maybe someday” into “we did it.” 🏡🔑
To solve problems, answer the questions, and be in someone’s corner through it all.

Being a lender isn’t just about mortgages.

It’s about people, possibilities, and the privilege of being part of the journey.

And I never take that for granted. 🤍

Think you need to pay off all your debt before buying a home? 🤔Not necessarily.Sometimes paying down debt makes sense. S...
09/10/2026

Think you need to pay off all your debt before buying a home? 🤔

Not necessarily.

Sometimes paying down debt makes sense. Sometimes keeping cash for your down payment and reserves makes more sense.

The right strategy depends on your numbers.

Before you make a big financial move, talk to your lender. We can look at your debt, income, credit, cash, and homeownership goals to help you understand what makes the most sense.

Don’t guess. Have a strategy. 🏡💡

Address

300 Plaza Drive Suite 205
Highlands Ranch, CO
80129

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+17207381081

Website

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