Ruggles Insurance Agency

08/29/2026

Summer is a great time to get outdoors with your pets but it's important to make sure they're safe in the heat. Liberty

When the temperatures soar, it’s crucial for pet owners to keep their furry friends' safe. Protect your pets in extreme heat this summer.

08/27/2026

School days bring congestion: School buses pick up their passengers, kids on bikes hurry to get to school before the bell rings, and harried parents are trying to drop their kids off before work. It's never more important for drivers to slow down and pay attention than when kids are present – especially before and after school.

Back-to-school mean sharing the road. It's never more important for drivers to slow down and pay attention than when kids are present – especially before and after school.

08/23/2026

Turning 65? Getting ready to retire? Medicare got your confused? Give Ruggles Agency a call. We can help make it less confusing. 248-714-8767

08/22/2026

Commercial auto insurance. Get property and liability protection to cover you and your employees when you're driving for your small business.

Ensure your small business vehicles are protected with commercial auto insurance. We'll help you get coverage for liability, physical damage, and more. Get a customized quote.

08/19/2026

Keep your roof in tip top shape with these gutter and roof tips. A few simple steps can prevent insect infestation, leaks, and loose shingles.

Severe weather-related events can cause significant damage to your home’s roof, leaving it vulnerable to insect infestations and water leaks, as we...

08/17/2026

Inland marine insurance includes different types of commercial property policies designed to cover a small business's products, equipment, and materials when damaged or lost in transit over land.

Get a customized quote today and protect your small business assets in transit over land with inland marine insurance. Get coverage for valuable property, equipment, and tools wherever they go.

08/15/2026

Get ready to celebrate National Relaxation Day. You deserve it. If you're heading out this weekend, review this checklist provided by Travelers to help you keep your home safe and protected while you’re away. http://tkpl.us/tr0b6

08/15/2026

Get ready to celebrate National Relaxation Day. You deserve it. If you're heading out this weekend, review this checklist provided by Travelers to help you keep your home safe and protected while you’re away. http://tkpl.us/tr0c6

08/13/2026

Don’t Get Confused: General Liability vs. Professional Liability
What’s the difference?

General Liability Insurance covers physical risks such as third-party bodily injury, property damage, and certain advertising injuries.

Professional Liability Insurance (Errors & Omissions) covers financial losses resulting from service-related mistakes, poor advice, missed deadlines, or other professional errors.

A simple way to remember it:

General Liability = physical accidents and damages.
Professional Liability = mistakes or errors in your professional services.

Many businesses may need both types of coverage to help protect against different risks.

Not sure what coverage is right for your business? Call the Ruggles Agency—we’re here to help you understand your options and find the right coverage for your needs.

08/12/2026

3 food recalls you need to know about this week. Check your refrigerator, freezer and pantry to make sure you are safe.

Three new food recalls have been announced, including one linked to 12 illnesses. Find out if you need to check your refrigerator, freezer, or pantry.