Richard Harris Home Loans

Richard Harris Home Loans As your mortgage loan officer I work to make things go as smoothly as possible getting your mortgage for buying your new home or refinancing the home you have.

My team and I are very efficient and effective and we care about you.

Ok friends, I’ve jumped on board with the collagen thing.  Who else is using it and what difference does it make for you...
01/03/2024

Ok friends, I’ve jumped on board with the collagen thing. Who else is using it and what difference does it make for you?

So fun watching the best in the world do their thing!
08/19/2023

So fun watching the best in the world do their thing!

Homes have continued to appreciate. Buying now is still a good plan.
08/09/2023

Homes have continued to appreciate. Buying now is still a good plan.

Thoughts on this whole situation?
07/28/2023

Thoughts on this whole situation?

A wonderful Memorial Day started out with hot air balloons and pickleball in the park.  In between games one of my buddi...
05/30/2023

A wonderful Memorial Day started out with hot air balloons and pickleball in the park. In between games one of my buddies turned to me and said, “Richard, how great is this?” Great indeed! I loved the day and I love our wonderful country. Thank you to those who gave all to preserve it.

Larger loan limits starting in January. We can start to underwrite these loans now. Shoot me a message if I can help!
12/13/2022

Larger loan limits starting in January. We can start to underwrite these loans now. Shoot me a message if I can help!

😱So this happened the other day. I got a message that one of our broker partners bit the dust.  Looks like a victim of w...
09/09/2022

😱So this happened the other day. I got a message that one of our broker partners bit the dust. Looks like a victim of what we at Direct Mortgage like to call a “race to the bottom”. A lot of wholesale lenders have been dropping their rates by cutting margins in an effort to garner more business. Sometimes it’s unsustainable, like in this case. At Direct Mortgage we have in-house lending options AND we have broker options. That benefits our borrower clients, and we love that. We’ve been through a lot of ups and downs over the years and definitely still going strong. 💪🏼

I have been looking for and hoping for rates to stabilize. It looks like Freddie Mac thinks we’ll be pretty stable over ...
07/29/2022

I have been looking for and hoping for rates to stabilize. It looks like Freddie Mac thinks we’ll be pretty stable over the rest of this year and next year.

It’s a rough day for mortgage rates, my friends. Fortunately, I’m on vacation this week and this amazing view makes me h...
06/10/2022

It’s a rough day for mortgage rates, my friends. Fortunately, I’m on vacation this week and this amazing view makes me happy! Shoot me a message about how I can help you with your lending needs.

It’s true that refinances have cooled off in the current market but there is still an option to do a cash out refinance....
06/01/2022

It’s true that refinances have cooled off in the current market but there is still an option to do a cash out refinance. I helped a friend of mine pull some cash out of his hole a few months ago and he shared this picture with me of the amazing new look he has given his home with the cash. I referred my roofer to him too and that ended up being great for both of them.

Gotta go to work.
04/09/2022

Gotta go to work.

What are your favorite local eateries? Today was my first time at The Park Cafe in downtown SLC. I definitely recommend ...
04/08/2022

What are your favorite local eateries? Today was my first time at The Park Cafe in downtown SLC. I definitely recommend it!

Address

6322 W 10890 N
Highland, UT
84003

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