02/23/2026
Most buyers don’t realize this…
The difference between FHA and Conventional isn’t just the rate — it’s the long-term game plan.
$650K purchase example:
✔️ FHA = Lower cash to close
✔️ Conventional = Better long-term flexibility
The right move depends on YOUR credit, income, and goals.
If you’re serious about buying in 2026, let’s build a plan.
DM “PLAN” to start.
Rates, APR, and payment examples are estimates for illustrative purposes only and subject to change without notice. Actual terms, payments, and eligibility will vary based on credit profile, income, debt-to-income ratio, occupancy, and property type. FHA loans include upfront and monthly mortgage insurance. Conventional loans may require private mortgage insurance with less than 20% down. This is not a commitment to lend. All loans subject to underwriting approval. Equal Housing Opportunity. Danny Summerville | Mortgage Broker | NMLS #1696148 | Licensed in California | Vantage Funding
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