Ellen Hakala Mortgage Loan Officer NMLS #1542848

09/11/2022

The mouth of the Mississippi River

09/08/2022

Inventory levels continue to rise, providing more options to homebuyers who are still actively looking for a new home and price reductions are also increasing, as sellers adjust to the new normal: https://bit.ly/3TBOFWN

09/07/2022

House hacking can be an easy start-up path to real estate investing. Here’s what you need to know to get started.

House hacking might be the shortest, simplest path to beginning successful real estate investment. What is house hacking? How can it help you?

09/06/2022

The Federal Reserve does not set the interest rates mortgage borrowers pay directly, but its actions influence them: https://cnn.it/3wLz4Kr

09/05/2022

Happy Labor Day to the workers of every field! The world runs on your contributions, and you all deserve respect, recognition, and a day to relax. We hope you have a great one!

09/02/2022

Want to make the most of your September buying power? Here’s what’s on deep discount this month.

Major appliances, furniture, laptops and school supplies are all discounted in September, starting with heavily advertised sales over Labor Day weekend. Also, keep a lookout for deals on air conditioners as the weather cools down and demand drops.

09/01/2022

Summer is winding down, and fall is in the air. Here are twelve home maintenance musts for September.

Here’s a handy to-do list to help you navigate the switch from the summer doldrums to glorious fall.

08/31/2022

Home prices appear to have peaked in a growing number of U.S. markets, which makes the likelihood of significant price increases in the near future less likely: https://bit.ly/3pHiTKx

08/30/2022

You’re in competition to buy the house of your dreams, but the other buyer will pay all cash. If you need a mortgage, are you beaten before you even begin? Not necessarily! Check out these strategies that might just help you win the deal.

We’ve all heard the saying that “cash is king.” But what if you can’t pay cash for a home and are competing against an all-cash buyer? Find answers here.

08/29/2022

Balance is returning to the U.S. housing market following two years of frenzied activity: https://mansion.global/3Kk2Pb4

08/26/2022

When calculating your monthly payment on a home you want to buy, don’t forget about homeowners insurance. Here’s how to make sure the cost of coverage won’t bust your home buying budget.

It’s important to research the cost of homeowners insurance early in the buying process to avoid unpleasant surprises down the road.

08/25/2022

Outdoor lighting is a quick way to dress up the exterior of a house. Learn how to shine a light on your home’s best features.

The right outdoor lighting can bring an almost magical transformation to a house and landscaping at night. Here are some of the ways outdoor lighting can shine a light on a home’s best features. Function first. At the most basic level, outdoor lighting covers the key points of access to the proper...