06/02/2026
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Many people are often confused about Medicare enrollment periods.
ποΈ Remember, Medicare is two-part coverage, partially through the government and partially through private insurance companies.
π When you are turning 65, you have the three months before, the month of, and the three months after your birth month to apply for Medicare A and B (with the government). This time frame is called your Initial Enrollment Period, IEP.
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Once you have Medicare Parts A and B, you become eligible to enroll in a Medicare Supplement and Prescription Drug Plan π or a Medicare Advantage Plan π₯, with coverage beginning on your Medicare Part A and Part B effective dates π
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π₯ These additional coverage, through private insurance companies, have their enrollment periods in the fall from October 15th-December 7th. π
π This time frame is known as the Annual Election Period, AEP, and it's a great time to review your coverage π to ensure it's still the best fit for you! βοΈ
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