Stephanie Gates - NMLS 317717 - Top Flite Home Loans

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Stephanie Gates - NMLS 317717 - Top Flite Home Loans Company NMLS # 4181
Branch NMLS # 2643639
www.nmlsconsumeraccess.org
Equal Housing Opportunity
(1)

Experience The Top Flite Difference
For over 20 years, we’ve dedicated ourselves to improving lending opportunities for mortgage professionals nationwide. We aim to offer enhanced benefits, increased opportunities, and greater flexibility to help you succeed. Whether you’re an experienced mortgage professional seeking to grow your business or someone new to the industry, our exceptional network is here to support you. When you choose us, you can rely on us to be a dependable and trustworthy partner for your business. We provide a solid and reliable home where you can build a trusted home for your business.

Hope today gives you a chance to recharge, enjoy the season, and spend time with the people who matter most.
10/12/2026

Hope today gives you a chance to recharge, enjoy the season, and spend time with the people who matter most.

🏡🩺 Helping Medical Professionals Achieve Homeownership!Starting your medical career? Your student loan debt doesn't have...
10/12/2026

🏡🩺 Helping Medical Professionals Achieve Homeownership!
Starting your medical career? Your student loan debt doesn't have to stand in the way of owning a home!
Our Medical Professional Loan Program is designed with early-career medical professionals in mind, offering:
✅ Up to 100% Financing – No Down Payment!
✅ No Mortgage Insurance (MI)
✅ Flexible Student Loan Debt Considerations
✅ Employment Contract Income Options
Available to eligible physicians, dentists, veterinarians, pharmacists, and newly added Nurse Practitioners (with an MSN or DNP)
📲 Let's explore your options and get you on the path to homeownership!
Stephanie Gates
NMLS #317717 | Branch NMLS #4181
All financing subject to credit approval, eligibility requirements, and program guidelines.

Scammers know when money moves at closing. If your client gets new wiring instructions, even if it looks official, tell ...
10/07/2026

Scammers know when money moves at closing. If your client gets new wiring instructions, even if it looks official, tell them to stop and call their loan officer or title rep at a known number. Protecting their down payment is worth one phone call.

Buyers out in Q4 tend to be serious. They want to be in before the holidays or before the new year.If you've got clients...
10/02/2026

Buyers out in Q4 tend to be serious. They want to be in before the holidays or before the new year.

If you've got clients who keep saying ""maybe this fall,"" send them my way for a pre-approval this month. I'll get them a clear number fast so you can start showing with confidence.

Let's finish the year strong.

Not every future homeowner fits neatly into a traditional mortgage box.
10/01/2026

Not every future homeowner fits neatly into a traditional mortgage box.

The house that fit a growing family is not always the right one next.Downsizing often frees up space, upkeep, and equity...
09/29/2026

The house that fit a growing family is not always the right one next.

Downsizing often frees up space, upkeep, and equity for whatever you want now.

Let's talk about what your next home looks like.

There is still time to be in a new home by the holidays.Starting your loan now leaves room for each step, so many fall b...
09/24/2026

There is still time to be in a new home by the holidays.

Starting your loan now leaves room for each step, so many fall buyers are settled in before the new year.

Want to aim for the holidays? Let's start.

So you are pre-approved. Now what?Pre-approval is the starting line, not the finish. Next comes house hunting, offers, a...
09/22/2026

So you are pre-approved. Now what?

Pre-approval is the starting line, not the finish. Next comes house hunting, offers, and locking in your loan.

I will be with you the whole way.

More house, same math. Our conforming loan limit just moved to $845,000. If you were told you’d need a jumbo loan, that ...
09/21/2026

More house, same math.

Our conforming loan limit just moved to $845,000. If you were told you’d need a jumbo loan, that answer may have changed. Let’s run your numbers.

NMLS 4181, Equal Housing Opportunity, nmlsconsumeraccess.org, this is not a commitment to lend

Yes, fall slows the showings down. Slower is not the same as stalled.Fewer buyers out looking often means less competiti...
09/17/2026

Yes, fall slows the showings down. Slower is not the same as stalled.

Fewer buyers out looking often means less competition and more room to negotiate on the home you want.

This is your opening. Let's use it.

Address

200 1st Avenue NW Ste 409
Hickory, NC
28601

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+17145854299

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