09/08/2026
🐄💰 Cash Cow’s Two Cents
Cash Cow got to watch Iowa dominate its season opener this weekend! 🖤💛🏈
While waiting at the concession stand, it got him thinking about another kind of concession…
SELLER CONCESSIONS.
Most people know they can pay closing costs, but did you know they can also be used to temporarily OR permanently buy down your interest rate?
And here’s a strategy most buyers don’t know 👇
🏡 $300,000 purchase
💰 5% down = $15,000
💵 Property Tax proration credit = $5,000
Seller concessions can’t directly pay your down payment. But if the seller covers the closing costs, that property tax credit can go towards your down payment directly.
That’s why we don’t just negotiate price. We look at how to structure the whole deal.
🐄 Concessions aren’t just for popcorn.
That’s Cash Cow’s Two Cents. 💰
