Joe Pecinovsky, Licensed Agent with New York Life Insurance Company

04/25/2022

When was a time that teamwork helped you solve a problem that you couldn’t tackle on your own?

04/24/2022

This column addresses questions you may have about the maximum Social Security benefit an individual can receive, taking benefits early in order to invest them privately, and spousal benefits.

Today's Social Security column addresses questions about the maximum Social Security benefit an individual can receive, taking benefits early in order to invest them privately and overpayment of spousal benefits after filing and suspending.

04/22/2022

Here are a few ways you can encourage financial literacy in children and teens.

April is Financial Literacy Month, a time to raise awareness about financial education for young people. As a mom to two teenage girls, I can certainly attest to its importance.

04/21/2022

Saving for college can be a challenging task. Learn about available options parents have when building a college funding strategy.

Did you know a whole life insurance policy can be used as a college savings fund? Learn from New York Life how you can start saving for college with whole life.

04/20/2022

Did you know it's possible to get life insurance without a medical exam? Before you forgo the exam, however, click here to learn the pros and cons and reach out if you want to discuss your options together.

Discover what life insurance without a medical exam means within context of insurance and other financial products. This could be a beneficial option for you.

04/19/2022

Whatever the future holds for you and your family, I take pride in helping you prepare for it. Letʼs talk about how I can give your family a little more peace of mind.

04/18/2022

Helping protect your employees, their families, and their peace of mind—the business owner hat trick. Like and share if you go the extra mile for your employees.

Improve workplace morale with New York Life group employee benefits and insurance product offerings for small businesses.

04/17/2022

Worried you may not have enough saved for retirement? That's what I'm here for. Reach out and I can help you identify insurance solutions, investments, and strategies to make your savings last.

Are you planning for retirement and concerned about your savings? New York Life can help you identify the insurance and investment solutions to make them last.

04/16/2022

When it comes to retirement, more income means less worry. Learn how New York Life's deferred income annuities can help.

Wouldn't it be nice if you had a consistent monthly income to rely on, even after you retire? Secure a steady income with deferred annuity from New York Life!

04/15/2022

Even the best-laid plans for retirement can go awry without a tax strategy. From types of retirement vehicles to the timing of withdrawals, with the right strategy in place I can help you keep more of what you've earned. Let's talk.

Plan for your retirement by investing in tax advantaged accounts and by using efficient withdrawal strategies to prepare for your retirement. 

04/14/2022

Transitioning from saving for retirement to living in retirement can be overwhelming, but that's why I'm here. Check out these tips and reach out if you want some expert advice.

As you transition from retirement saving to living in retirement, consider how to structure your income and manage your portfolio to plan for a longer life.

04/13/2022

Investing can be a great way to build wealth, but how much you earn affects how much you pay in taxes. Click here to learn what to look out for and let's discuss the best way for you to keep more of what you've earned.

Although investing can provide additional income, it is essential understand capital gains and tax breaks to be more tax efficient.