LP Insurance Associates Inc.

10/16/2026

☕️ Today on Café con Lissette a las Tres, I’m sitting down with Ernie Garateix, CEO of Heritage Insurance, for a conversation that’s a little more personal!

From sharing the same hometown and high school to leading in the insurance industry, we talk about his journey, leadership, and one thing he wishes more people understood about insurance.

Because behind every title, there’s a story.

10/14/2026

Almost every state requires employers to have workers’ compensation insurance. Requirements vary by state, so it’s important to understand the rules that apply to your business.

Workers’ comp helps cover medical expenses and a portion of lost wages for covered work-related injuries or illnesses. Your premium depends on several factors, including your payroll, the work your employees perform, and where your business operates.

If you’re hiring employees, changing their duties, or having someone work in another state, let us know so we can review how those changes may affect your coverage and premium. Give us a call to review your workers’ compensation policy and discuss your business’s needs.

10/13/2026

10/12/2026

👷‍♀️ Is your business protected with Workers’ Compensation insurance?

Workplace injuries can happen when you least expect them. Workers’ Compensation can help cover eligible medical expenses and lost wages while helping protect your business from financial risks.

Protect your employees. Protect your business.

📲 Contact LP Insurance Associates for a quote today!

🌐 LPINSURE.COM

10/10/2026

🏡 Remodeling your home? Before construction begins, make sure you have the right protection in place! A builder’s risk policy may help protect your investment while renovations are underway.

📲 Contact LP Insurance Associates to learn more!

10/09/2026

🏠 Your home has been damaged. Now what?

When the unexpected happens, knowing what to do next matters!

☑️ Put safety first.
📸 Document the damage.
🔨 Prevent further damage.
📞 Contact your insurance agent.
📋 Keep your receipts and paperwork.

And remember, coverage depends on the terms of your policy. Don’t wait until a loss happens to understand your protection!

☕️ Café con Lissette a las Tres insurance education, one cup at a time.

10/08/2026

Your business is always on the move make sure your coverage is too. 🚐💼

From protecting your vehicles and business assets to helping cover unexpected costs, the right commercial insurance can keep your business moving forward with confidence.

At LP Insurance Associates, we’ll help you find coverage that fits your business, your vehicles, and your needs.

📲 Ready to get moving? Contact us today for a free quote!

10/08/2026

Whether you started young or took the leap later in life, building a business takes hard work. Help protect what you’ve built with insurance that fits your business’s needs.

Give us a call to review your commercial insurance.