Edward Jones-Financial Advisor: John Maddux

12/08/2022

When you’re retired, having many sources of income is great – but it could lead to a Medicare surcharge. However, you could possibly reduce it by making the right moves.

High-income retirees may face Medicare surcharge

12/07/2022

It’s never too soon to save for your children’s education. And one effective savings tool to consider is a 529 plan.

Saving money for college

12/06/2022

• This year the Fed raised rates at a pace not seen since the '70s and '80s, aiming to reduce demand and slow the pace of inflation. As a result, bonds experienced the largest sell-off since records started in 1926, failing to provide their typical diversification benefits.
• As we approach the end of the Fed's tightening cycle and a potential peak in yields, we believe a lot of the bond-price adjustment is now behind us. History also tells us these peaks generally occur about two months ahead of the last Fed rate hike which we think will occur in the first half of next year.
• We see attractive opportunities forming in fixed-income asset classes across bond maturities, as higher yields enhance return potential. With interest rates meaningfully higher now than at the start of 2022, we believe bonds are better positioned to provide diversification benefits.

10/20/2022

This graph shows the year-over-year change in stock prices which leads changes in economic activity by about six months.

Key Things to Keep In Mind:
• The Fed's aggressive rate hikes have yet to be fully felt through the economy and a slowdown in employment growth looks inevitable.
• However, stocks are forward-looking and move ahead of the economy by about six months, which is why we think the 25% decline in equities since January likely already reflects a mild recessionary outcome.
• If the downturn doesn’t prove to be deep, equity markets could stabilize even as economic data underwhelms. We think investors can use the pullback as an opportunity to rebalance portfolios and add quality investments at more favorable prices.

Let me know how I can help! Give me a call to discuss the markets, and how they're impacting your portfolio.

10/19/2022

The latest CPI report stresses how high inflation has broadened across the economy, pushing the Fed toward another outsized interest-rate hike. Take a look at our latest Market Pulse, and let me know if you have any questions.

Federal Reserve will press ahead for now.

10/18/2022

This boost in benefits may help retirees better meet their day-to-day needs given rising inflation.

Social Security announces larges cost-of-living adjustment to Social Security benefits in over 40 years

10/01/2022

There are 3 main benefits. Have you reviewed your portfolio lately? Let's get together to see if your investment mix aligns with your goals.

Fixed income investments offer many benefits, including diversification, stability and income.

09/30/2022

Happy Halloween! Feel free to stop in for a spell. We’d love to see you!

09/29/2022

With each investment you choose, you must weigh risk versus reward. Evaluating how the risk and return characteristics of our portfolio objectives align with your situation can help you through this step in the process. This illustration can help you visualize the risk-return tradeoff as you move across portfolio objectives. Let's meet and discuss further.

09/22/2022

As we observe Hispanic Heritage Month, let’s celebrate the histories, contributions and cultures of Hispanic Americans.

09/21/2022

Caring for an aging loved one can be a rewarding experience, but it also presents some challenges. This checklist can help make the transition a little smoother.

Use our checklist