Restore Home Loans

Restore Home Loans Restore Home Loans was established to help offset home unaffordability in Utah. Equal Housing Lender
NMLS: 2324302

By utilizing our local experience and leveraging technology we are allowed to operate with very low overhead and we pass that on to each of our clients!

Starting off the week on a positive note for interest rates… blip in the radar or the start of a new trend?
03/30/2026

Starting off the week on a positive note for interest rates… blip in the radar or the start of a new trend?

02/24/2026

I always tell clients to shop around. It makes what we send look even better!

After a nice two week rally for mortgage rates we saw a bit of a rebound higher after last week’s jobs report. Without a...
07/07/2025

After a nice two week rally for mortgage rates we saw a bit of a rebound higher after last week’s jobs report. Without any market moving news expect rates to stay relatively flat until we see the results of next week’s inflation report.

Obviously the big news is the US bombing Iran. Typically, when we see a war the market reacts by fleeing to safety in th...
06/23/2025

Obviously the big news is the US bombing Iran. Typically, when we see a war the market reacts by fleeing to safety in the bond market which is good for rates. We have seen a little of that but not as much as might have been expected. The reason for that is concern over increasing oil prices. While we have seen oil go up slightly it hasn’t been as drastic as anticipated. For those reasons, we start the week off with rates slightly better than last week.. we will take the W!

If you follow along I have talked a lot about the 10 year chart. We are securely back in a positive channel which is good for rates. In fact, the 10 year treasury is currently at levels we haven’t seen since May 8th. What we haven’t quite seen yet is the mortgage secondary market, which really sets mortgage rates, giving those gains to rate sheets. This is pretty typical and as long as we stay at these levels we should see small improvements day by day as the secondary market gains trust in these new levels.

The answer to this one might shock you ;)[Most mortgage loans require less than 5% down payment.]
06/13/2025

The answer to this one might shock you ;)

[Most mortgage loans require less than 5% down payment.]

We want to know what you think about this one 🤔[People in Scotland paint the front door of their house red once they’ve ...
06/11/2025

We want to know what you think about this one 🤔

[People in Scotland paint the front door of their house red once they’ve finally paid off the mortgage.]

How well do you understand lending lingo?Let’s find out ;)[APR is an acronym for ‘annual percentage rate’. It is the cos...
06/08/2025

How well do you understand lending lingo?

Let’s find out ;)

[APR is an acronym for ‘annual percentage rate’. It is the cost you pay annually to borrow money.]

“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” - Maya Angelou Y...
06/06/2025

“The ache for home lives in all of us, the safe place where we can go as we are and not be questioned.” - Maya Angelou

You deserve a safe place to retreat to, a soft place to land, a shelter during the harshest of storms.

We want to make sure that you do.

If you’re on the hunt for a home but need a little help getting your hands on the keys, send us a message or give us a call. We’re happy to tell you more about the lending services we have to offer :)

“Real estate is the best investment in the world because it is the only thing they’re not making anymore.” - Will Rogers...
06/04/2025

“Real estate is the best investment in the world because it is the only thing they’re not making anymore.” - Will Rogers

We couldn’t have said it better ourselves!

Investing in property is an investment in your future. So let us help you make your investment — while supplies last ;)

I’ll be honest, I worry about my friend who just broke up with her fiancé. She also stopped paying her mortgage. She say...
06/01/2025

I’ll be honest, I worry about my friend who just broke up with her fiancé. She also stopped paying her mortgage.

She says she did it foreclosure 😂

What do you call a woman who sets her mortgage documents on fire? Bernadette 😂I’ll let myself out.
05/30/2025

What do you call a woman who sets her mortgage documents on fire?

Bernadette 😂

I’ll let myself out.

Address

6534 W Peacemaker Way
Herriman, UT
84096

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