Doug Capps - Certified Mortgage Lender - NMLS# 68160

Doug Capps - Certified Mortgage Lender - NMLS# 68160 Guaranty Bank and Trust Company
NMLS #405570
LO NMLS #68160
Equal Housing Lender
Member FDIC

As a certified mortgage professional, I have built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process. Industry Designations:

MMS - Military Mortgage Specialist
CLO - Certified Loan Officer
CRMS - Certified Residential Mortgage Specialist
CHMS

- Certified Military Housing Specialist
FICO PRO - Certified FICO Professional
Lending Integrity Seal of Approval


Member FDIC - An Equal Housing Lender

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new ...
06/05/2026

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new progress. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Guaranty Bank Mortgage is an Eq...
05/29/2026

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Together, let’s remember and honor the brave men and women who gave their lives in service to our country. We honor thei...
05/25/2026

Together, let’s remember and honor the brave men and women who gave their lives in service to our country. We honor their courage and give thanks for their sacrifice. Guaranty Bank Mortgage is an Equal Housing Lender.

Rates crept higher during the week ending May 22, 2026, as inflation fears continued to drive up bond yields globally. G...
05/22/2026

Rates crept higher during the week ending May 22, 2026, as inflation fears continued to drive up bond yields globally. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

05/18/2026

🚨 BIG NEWS for our lending & servicing partners! 🚨

The 2026 Income & Acquisition Limits are officially LIVE! 🎉🏡

Here’s what you need to know ⬇️

📅 Effective Date:
All new limits apply to MHC reservations taken on or after May 18, 2026.

⚠️ Reminder:
Reservations taken before 5/18/2026 must still follow the 2025 income limits.

💡 2026 Smart7 Program Limits:
✔️ Income Limit: $137,870
✔️ Acquisition Limit: $413,610

🔎 Need the full list?
Visit the MHC website → Lenders/Realtors tab → Lender Resources → Select your program.

Here’s to helping more Mississippians achieve homeownership in 2026! 🏠✨

Mortgage rates creeped higher during the week May 15, 2026, as both wholesale and consumer inflation jumped. Guaranty Ba...
05/15/2026

Mortgage rates creeped higher during the week May 15, 2026, as both wholesale and consumer inflation jumped. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

It's a day to honor mothers! Today, I join you in honoring all of the mothers you love, whether it's your mom, stepmom, ...
05/10/2026

It's a day to honor mothers! Today, I join you in honoring all of the mothers you love, whether it's your mom, stepmom, foster mom, mom-in-law or, most especially, if that mother is you! Happy Mother's Day to all who love and care for us as only a mom can. Guaranty Bank Mortgage is an Equal Housing Lender.

Rates moved higher early in the week ending May 8, 2026, but dropped later in the week on optimism that a deal with Iran...
05/08/2026

Rates moved higher early in the week ending May 8, 2026, but dropped later in the week on optimism that a deal with Iran is forthcoming. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

05/04/2026

It's Military Appreciation Month! All of us at Guaranty Bank Mortgage are honored to serve those who serve our country, and we extend our heartfelt thanks to current and former members of the U.S. military. Please let us know if we can help you in any way. Guaranty Bank Mortgage is an Equal Housing Lender.

Rates moved higher during the week ending May 1, 2026, as oil prices rose and the Strait of Hormuz remained closed to co...
05/01/2026

Rates moved higher during the week ending May 1, 2026, as oil prices rose and the Strait of Hormuz remained closed to commercial traffic. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Address

2600 Panola Street
Hernando, MS
38632

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