Doug Capps - Certified Mortgage Lender - NMLS# 68160

Doug Capps - Certified Mortgage Lender - NMLS# 68160 Guaranty Bank and Trust Company
NMLS #405570
LO NMLS #68160
Equal Housing Lender
Member FDIC

As a certified mortgage professional, I have built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process. Industry Designations:

MMS - Military Mortgage Specialist
CLO - Certified Loan Officer
CRMS - Certified Residential Mortgage Specialist
CHMS

- Certified Military Housing Specialist
FICO PRO - Certified FICO Professional
Lending Integrity Seal of Approval


Member FDIC - An Equal Housing Lender

As of today 09/08/2026, $3,400,000.00 in HELP grants funds are now available!  This will be the last funding for 2026, s...
09/08/2026

As of today 09/08/2026, $3,400,000.00 in HELP grants funds are now available! This will be the last funding for 2026, so please reach out if you would like more information about this program. Once funds are exhausted, no new funds will be available until 2027.

09/06/2026

Wishing you a Labor Day that's free of any actual labor and filled with lots of laughter and chillin' instead!

šŸˆ Every great season starts at home!If buying a home is part of your game plan, I’m here to help you understand your opt...
09/04/2026

šŸˆ Every great season starts at home!

If buying a home is part of your game plan, I’m here to help you understand your options and find a path that works for you. From first-time homebuyers to those ready for their next move, I’ll be with you from kickoff to closing.

Give me a call when you’re ready to get started!

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible Se...
09/04/2026

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible September Fed policy rate hike. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Buying your first home is exciting and knowing what to expect can make the process feel a lot more manageable. šŸ”Start by...
09/02/2026

Buying your first home is exciting and knowing what to expect can make the process feel a lot more manageable. šŸ”

Start by thinking through what you need in a home, connect with a trusted real estate agent, and get pre-approved so you have a clearer understanding of your budget before you begin house hunting.

And you don’t have to navigate the financing side alone. As your local mortgage loan officer, I’m here to answer questions, explain your options, and help you take the next step with confidence.

09/01/2026
Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. Guar...
08/28/2026

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

08/25/2026

šŸŽ School is back, and so is HAT! šŸ”āœØ

The 2026-2027 Housing Assistance for Teachers (HAT) program is officially live. Get the down payment assistance you deserve for making an impact in a critical teaching shortage area. You build their future; let us help build yours!

Follow the link to view the critical teaching shortage areas and learn more about eligibility requirements & program details: https://archivemhc.com/sf/HAT/HATwebflyer.pdf

08/25/2026

A limited number of eligible Mississippi homebuyers can receive an additional $2,000 in down payment and closing cost assistance on top of MHC's Trusty 10 program. Mississippi Association of REALTORSĀ®

Learn more here: https://bit.ly/4e2WzVA

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil pric...
08/21/2026

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil prices. Guaranty Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Address

2600 Panola Street
Hernando, MS
38632

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