Cardinal Insurance

06/01/2026

FSA will begin notifying farmers on June 1 about updated base acres for Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC), marking the first opportunity to update base acreage in 24 years. The changes will calculate new eligible base acres using planting history from 2019 to 2023. Unless landowners opt out within 90 days, eligible acres will automatically be added to farm program coverage for the 2026 crop year.
The update is intended to better align farm program eligibility with current planting patterns, particularly for farms that have expanded or shifted crop rotations since base acres were last established. If demand exceeds the national cap, the USDA will prorate new acreage by crop type and geography. For farmers, the update may increase access to ARC and PLC payments and strengthen commodity program support tied to today’s planted acres rather than historical farm maps.

05/22/2026

Happy Memorial Day Weekend.
Open today so we can be out on Monday.

05/05/2026

Facts!

05/03/2026

They really need rain and for the wind to stop blowing.

05/02/2026

Persistence.
Not a word you want to hear when talking drought.

You've heard El Niño is developing but don't expect an overnight fix. El Niño's strongest influence tends to come during the winter/cold season, leaving late spring through summer subject to other drivers.

That said, the drought outlook through July from Matt Makens does show some encouraging signs for southern producers, with drought improvement and even removal expected across parts of Texas, the Gulf Coast, and the Southeast. The West, however, tells a different story — drought persistence and development dominate from California through the Rockies.

Even if drought improves in those highlighted areas during the next couple of months, July and August are projected to turn dry again — meaning patience is key. El Niño's classically wet pattern for the Southern U.S. won't be an immediate or sustained fix. Relief, where it comes, won't be uniform.

04/30/2026

Interesting

11/02/2025

For the FIRST Sunday morning in several months, we will be working to have an OPEN kitchen. Kyle will be offering our full BREAKFAST warmer menu from 7am to NOON! Spread the word. Come see Kyle in action!