HBE Group, Inc.

HBE Group, Inc. HBE is an Independent Insurance Agency with offices at Herkimer and Dolgeville, NY www.hbegroup.com

HBE is an Independent Insurance Agency and Real Estate Firm with three offices located at 410 Folts Street, Herkimer, 6 Slawson Street, Dolgeville, and 3084 Bridge Street, Newport, New York.

With back-to-school season right around the corner and August recognized as National Traffic Awareness Month, our team a...
08/28/2026

With back-to-school season right around the corner and August recognized as National Traffic Awareness Month, our team at HBE Insurance Group wanted to share a few timely safety reminders for families and drivers throughout Herkimer and the surrounding communities.

As routines shift and school traffic picks back up, even small moments of extra awareness can make a major difference. From busy morning drop-offs to afternoon crosswalks, staying cautious helps protect students, parents, and everyone on the road.

We put together a few key safety considerations for both motorists and families as the new school year approaches. Taking these steps helps keep our roads safer—and supports the community we’re proud to serve.

If you find this helpful, feel free to share it with someone who may benefit. And if you ever have questions about auto insurance, personal coverage needs, or anything else our independent agency can support, our team is always here to help.

With summer winding down and everyone settling back into their fall routines, now is a great time to make sure your insu...
08/19/2026

With summer winding down and everyone settling back into their fall routines, now is a great time to make sure your insurance keeps up with the changes in your business.

At HBE Insurance Group, we help local businesses throughout Herkimer stay protected with commercial insurance solutions that fit where you are today.

If it has been a while since your last coverage review or your needs are shifting, our team is here to walk through it with you. Give us a call anytime—we’re ready to help keep your business covered.

Professional liability insurance is essential for any business that provides services or expert guidance. At HBE Insuran...
08/11/2026

Professional liability insurance is essential for any business that provides services or expert guidance. At HBE Insurance Group, we help local businesses protect themselves with the right errors and omissions coverage so they can focus on doing what they do best.

Our team put together a quick overview to explain what this coverage includes, who needs it, and why it matters for small businesses here in Herkimer and the surrounding areas.

If you have questions about your professional liability insurance or want to review your current policy, reach out to us. We’re here to help your business stay protected and prepared.

Construction projects come with plenty of moving parts, and so do the risks that go with them. From subcontractor liabil...
08/05/2026

Construction projects come with plenty of moving parts, and so do the risks that go with them. From subcontractor liability to unexpected claims long after a job is done, having the right construction insurance is essential for protecting your crew, your business, and your bottom line.

At HBE Insurance Group, our team helps contractors in and around Herkimer, NY understand the coverages that matter most and spot the gaps that often get overlooked.

If you want to make sure your current policy still fits your operation or you're looking to build a stronger coverage portfolio, we’re here to help. Reach out anytime to get started.

🌟E-bikes have become very popular. 🚲 Here is some good information to share‼️🔽
07/29/2026

🌟E-bikes have become very popular. 🚲 Here is some good information to share‼️🔽

Before the grill heats up and friends start gathering, it’s a good time to ask yourself whether your homeowners insuranc...
07/28/2026

Before the grill heats up and friends start gathering, it’s a good time to ask yourself whether your homeowners insurance is ready for the unexpected. At HBE Insurance Group, we want you to enjoy every moment without worrying about what could go wrong.

Swipe through for a few reminders to help you prepare before hosting this summer.

If you’re planning a get‑together, now is the perfect moment to take a fresh look at your coverage and make sure there aren’t any gaps. Our team is here to help you feel confident and ready to welcome guests to your home.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you’ve probably wondered whose auto insur...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you’ve probably wondered whose auto insurance applies if there’s an accident. The truth is that coverage typically follows the vehicle first — not the driver — but there are exceptions every car owner should know.

Our team at HBE Insurance Group sees this question come up often, so we put together a quick reminder: the vehicle owner’s policy is usually the primary coverage, and the driver’s policy may step in as secondary depending on the situation.

If you’re unsure how your coverage works or want a quick policy review, we’re always here to help. Give us a call anytime — our team is happy to walk through your auto insurance options with you.

Summer projects are picking up, and it’s a good moment to make sure your tools and equipment are properly protected. At ...
07/14/2026

Summer projects are picking up, and it’s a good moment to make sure your tools and equipment are properly protected. At HBE Insurance Group, we help local businesses safeguard the equipment they rely on, whether it’s damaged, lost, or stolen on the job.

Tools and equipment coverage can offer important protection for your machinery, gear, and job‑site essentials. But coverage can vary based on your policy, listed items, limits, and endorsements.

If you’re unsure what’s currently covered, our team is here to help. Reach out so we can review your tools and equipment coverage and make sure you have the right protection in place.

As boating season gets closer here in Herkimer, our team at HBE Insurance Group has been hearing from more clients who a...
07/08/2026

As boating season gets closer here in Herkimer, our team at HBE Insurance Group has been hearing from more clients who are getting ready to launch their boats or take another look at their coverage before heading out on the water.

This is a great time to review your boat insurance, especially as more people are enjoying local lakes and rivers. We put together an overview of common boating accidents, liability concerns, and how the right policy can help protect you.

If it's been a while since you last reviewed your coverage, or if you're thinking about setting up your own dedicated boat policy, our team is here to help. Reach out anytime to start the conversation.

This July, we’re not just celebrating Independence Day — we’re also celebrating 250 years as a nation, a truly once-in-a...
07/03/2026

This July, we’re not just celebrating Independence Day — we’re also celebrating 250 years as a nation, a truly once-in-a-lifetime holiday. Our team wishes each of you a happy, safe, and memorable Fourth of July!

Please note that our office is closed on Friday, July 3rd. We’ll be back on Monday, July 6th, ready to assist with any early summer questions or needs.

Address

410 Folts Street
Herkimer, NY
13350

Opening Hours

Monday 8:30am - 4pm
Tuesday 8:30am - 4pm
Wednesday 8:30am - 4pm
Thursday 8:30am - 4pm
Friday 8:30am - 4pm

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