Ironwood Investment Group

07/11/2026

What are the differences between the two tax-advantage accounts: a 401(k) and IRA?

A 401(k) is an employer-sponsored retirement plan

Contribution 2026 limit is up to $24,500,

401(k) investment LIST are LIMITED to the specific funds selected By your Employer or plan administrator.

Withdrawing funds from a 401(k) before age 59 restricted UNLESS your job changes or strict hardship cases.

401k:You can only open a 401(k) if your employer offers one. If they DONT call us!

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An IRA is a personal account you open independently with more investment options.

A person with earned income can open an IRA, if child works on a farm or ranch, you can open them up an IRA

Contribution 2026 limit is $7,500, if over 50, it’s $8500

an IRA, YOU have total control to invest in almost any stock, bond, or mutual fund available through your financial advisor’s platform

IRAs generally offer more flexible access, though early withdrawals

HAVE ANY QUESTIONS, please Reach out to us!

07/07/2026

07/07/2026

Many have asked themselves, is it too late to invest?

Is it too late to get into the tech sector?

Is it too late or too earlier to invest at my age or for my family members?

The answer to all these it’s never too late to Start,
But the goal is to START

Even if you would like to know more about the 11 sectors that are part of the market or the 4 categories that help build a portfolio (investment account)

If you have any questions, no question is wrong question.

Please reach out to us

07/07/2026

06/15/2026

06/10/2026

Come join the fun! 🏓

04/30/2026

I guess you have to Invest!!