Loans By Grace

Loans By Grace Mortgage Loan Consultant with over 22
years of experience working with buyers and investors
(1)

What’s your plan for the next decade? Have you addressed your pain points? Do you have the discipline to keep improving?...
05/01/2026

What’s your plan for the next decade? Have you addressed your pain points? Do you have the discipline to keep improving?

I’ve seen firsthand what it takes, I saw Bill rebuilding operations, changing systems, making hard decisions for his company last year, It’s not easy, but it’s necessary.

My goal is simple: build something that lasts-structured, scalable, and done the right way from the ground up 4 years of picking up management experience, lots of lessons, lots of wins.

Access is part of that. Expanding how I serve the Latino community was a pain point and helping first-time homebuyers isn’t a side focus- it’s foundational for me, new products address that.

Thank you for believing in the vision and most importantly in yourselves. .mortgage_girl

—Grace

Preparing to hit the ground running the last half of 2026. Ready.Set.Go 🏃‍♀️
04/30/2026

Preparing to hit the ground running the last half of 2026. Ready.Set.Go 🏃‍♀️

Just got home—long day, but the sense of accomplishment makes it all worth it. I ❤️ this moment, Key Day 🔑I met S + R tw...
04/16/2026

Just got home—long day, but the sense of accomplishment makes it all worth it. I ❤️ this moment, Key Day 🔑

I met S + R two months ago. They were living between San Mateo and San Ramon, ready to take the leap and move in together, they considered owning instead of renting.

They weren’t sure if the timing was right, or even what that next home would look like. worked tirelessly alongside them, traveling to Castro Valley, San Ramon, and everywhere in between, helping them explore every possibility.

After going through all the possibilities they made a decision and today, they closed in San Ramon.

I stopped by with a small gift, and to my surprise, they had one for me too. Moments like that mean everything, seriously.

Congratulations on this next chapter. We are so proud and truly honored to have been part of your journey. 🏡✨

I’ll be speaking in the peninsula this month for a Wealth Building Workshop where we’ll discuss how homeownership can he...
03/12/2026

I’ll be speaking in the peninsula this month for a Wealth Building Workshop where we’ll discuss how homeownership can help build long-term financial security.

Topics include:
• How to get approved for a home
• How to protect your assets and financial future
• How families build generational wealth

Saturday, March 21st
12:00 PM – 2:00 PM
Burlingame, CA

Scan the QR code or text (415) 580-8810 to reserve your seat.

Grace Davis, Mortgage Broker
NMLS #862403 | DRE #01845527

Cartoon me is a cutie 🥰 - had to hop on the trend 🙈✨ In all seriousness- You’re one call away from searching for a home ...
02/03/2026

Cartoon me is a cutie 🥰 - had to hop on the trend 🙈✨ In all seriousness- You’re one call away from searching for a home in the Bay Area ✨🌉

Let’s talk numbers, options, and next steps—so when the right home pops up, you’re ready.

📞 One call. One plan. One step closer to home. DM me to set up a time to talk.

Hard work, great people, and the Bay Area behind us 🌁 Sometimes you need to pause, enjoy the view, and remember why help...
01/31/2026

Hard work, great people, and the Bay Area behind us 🌁 Sometimes you need to pause, enjoy the view, and remember why helping people find a place here is so special. Feeling lucky to call the Bay Area home 🏠.

When clients refer their friends, their parents, their coworkers or mention you in a room you aren’t even in - what they...
12/22/2025

When clients refer their friends, their parents, their coworkers or mention you in a room you aren’t even in - what they’re really saying is, I trust you.

This year, we helped 50 families purchase or refinance their homes, and 84 families as a team. Some moments were tough, other days we were elated with a win 🏆 at times I questioned myself, but every day we showed up and got the work done.

As I look toward 2026, my focus is one word: quality.

We have the right team, and values to serve our clients well. I’m committed to protecting the client, honoring the trust placed in us, and showing up at a high level without losing the personal touch.

I want to take care of the people, agents, clients already here. I’m deeply grateful to everyone who’s supported me and my team along the way. Thank you so much.

Happy Holidays🎄

11/07/2025

In a buyer’s market, sellers often agree to offer credits—funds that can cover closing costs, reduce your rate, or pay for prepaid items like taxes and insurance.

It’s one of the best ways to take advantage of current market conditions to make your payment or what you spent to buy the home more affordable.



Isha Dwivedi
REALTOR, eXp Realty
DRE # 02212297
Grace Davis | Mortgage Broker
Motto Mortgage Future
Office: 510-647-6437 Cell: 510-375-3770
NMLS 862403 | DRE 01845527

11/03/2025

Refinancing is way easier than buying! 🙌
It’s all about finding the benefit — lowering your rate, saving money each month, or shortening your term.

Many of my clients move from FHA to Conventional or go from 30 years down to 25 or 20.

DM me “No Mortgage” and let’s get you saving some money for Christmas! 🎄💰

Miami - it’s been fun. ❤️
10/23/2025

Miami - it’s been fun. ❤️

Address

2525 Bayfront Avenue Suite G
Hercules, CA
94547

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

+15103753770

Website

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