Burton Insurance LLC

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Burton Insurance LLC Burton Insurance LLC provides Auto, Home, Life & Commercial Insurance to all of Virginia, including Your Local Henrico Independent Insurance Agency!

Burton Insurance LLC specializes in Auto, Home, Life & Commercial Insurance. At Burton Insurance LLC, our priority is helping our customers find the best coverage in order to protect what matters most in life. As an independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation. No matter your insurance needs, we can help you find the perfect policy to give you peace of mind without breaking the bank. Contact us for a quote today!

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
10/15/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/08/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

Can you believe there are only 100 days left in the year? Before the final stretch gets away from you, it is worth pausi...
09/22/2026

Can you believe there are only 100 days left in the year? Before the final stretch gets away from you, it is worth pausing to ask one simple question: has your life changed this year?

A new car, a home purchase, a career change — these are the kinds of milestones worth celebrating. They are also the kinds of changes that can quietly create gaps in your insurance coverage if your policies have not kept up.

Here are some of the most common life events that can affect your coverage:

✅ You bought a new home or renovated your home. A new home purchase or extensive renovations require coverage that reflects the property's true replacement cost, not just its market value.

✅ You purchased a new car. Purchasing a new car is a change that always merits a check-in about your insurance coverage, especially if you purchased a car worth more than the vehicle you were previously driving.

✅ Your family or household situation changed. Marriage, divorce, welcoming a new child, adding a teen driver, sending a child off to college, or welcoming an adult child back home are all changes that can affect your auto and homeowners coverage.

✅ You’ve acquired new valuables or heirlooms. If you’ve recently obtained or inherited new jewelry, art, or other collectibles, it may be worth reviewing whether these items would be fully covered under your current homeowners policy.

✅ Your income, assets, or career changed. A promotion, a new job, a side business, or an inheritance can all increase your financial exposure in ways your current coverage may not reflect.

If any of these sound familiar, our team would love to take a few minutes to review your policies together and ensure everything still aligns with where you are now. It's a simple conversation that can make a real difference.

Feel free to reach out anytime. We are here to help ensure your coverage keeps up with your needs.

The transition into fall is the ideal window to take stock of your home and address small issues before they become expe...
09/15/2026

The transition into fall is the ideal window to take stock of your home and address small issues before they become expensive ones. A few hours of attention now can prevent thousands of dollars in damage later. Swipe for a few key areas to focus on.

We hope you found this seasonal checklist helpful! If you would like to get recommendations for trusted, local providers that can be of assistance, please feel free to reach out. And as always, if you have any questions or any other needs our team can assist you with, just give the office a call. We are here to help.

Ransomware attacks are on the rise, and companies of all sizes and sectors are feeling the impact. As these attacks cont...
09/10/2026

Ransomware attacks are on the rise, and companies of all sizes and sectors are feeling the impact. As these attacks continue to pose a serious threat to businesses, focusing on proactive, preventive measures can become more crucial.

Swipe through for details on the rise of ransomware attacks and actionable steps you and your team can take today.

While establishing key safety strategies like these can play a meaningful role in your recovery strategy, they cannot prevent attacks outright. That’s where commercial cyber insurance can step in. If your business is the victim of a ransomware attack, commercial cyber insurance can help your company navigate the aftermath with confidence.

If you'd like to talk through your current coverage or explore your options, our team would be happy to connect. Give me a call or reply to this email, and we can get started.

Labor Day is a great reminder to slow down and appreciate all the hard work that keeps our community moving. At Burton I...
09/07/2026

Labor Day is a great reminder to slow down and appreciate all the hard work that keeps our community moving. At Burton Insurance LLC, our team is taking that message to heart with a well‑deserved long weekend.

Our office will be closed on Monday, September 7th, and we’ll be back on Tuesday, September 8th—recharged and ready to help you compare coverage, review policies, or tackle your insurance questions across Henrico and Greater Richmond.

We hope your long weekend is filled with good food, good company, and absolutely no emails. Enjoy the break!

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to...
08/31/2026

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to one question: Does your policy use replacement cost value or actual cash value?

These two coverage types work very differently, and understanding them can save you from a costly surprise when you file a claim. Swipe through for a clear breakdown of each.

Have questions about your current coverage or which option is right for you? Give us a call today.

Life insurance needs change as life changes—and our team at Burton Insurance LLC sees one issue come up often: coverage ...
08/27/2026

Life insurance needs change as life changes—and our team at Burton Insurance LLC sees one issue come up often: coverage that no longer fits your current responsibilities.

It’s common to set up a policy years ago, then never revisit it. But as your income grows and you take on new commitments—marriage, kids, a mortgage, or supporting a household—your coverage should grow with you.

Life insurance is meant to replace your income. If your paycheck keeps your family moving, your policy should reflect the full picture of what they’d need.

Here are a few signs it may be time to take another look:
• Your income has increased
• Your household has grown
• You’ve taken on major financial responsibilities
• It’s been several years since a policy review

If any of these sound familiar, our team is here to help you reassess your life insurance needs and make sure everything still aligns with your goals.

Have questions or want a review? We’d love to hear from you.

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it ...
08/26/2026

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it is not always that simple. Understanding your policy's effective date and how to align it with your business operations is one of the most practical steps you can take to protect your business. Swipe to learn more.

If you have questions about your commercial insurance coverage or your policy’s effective dates, reach out to us. We are here to help.

Telematics insurance can be a great way to save if you’re a safe driver—but the decision isn’t always cut and dry. These...
08/25/2026

Telematics insurance can be a great way to save if you’re a safe driver—but the decision isn’t always cut and dry. These programs track driving habits like speed, braking, and mileage, and the results can influence your auto insurance rates.

If you’re weighing whether a telematics policy makes sense for your lifestyle, our team at Burton Insurance LLC is here to help. We work with multiple carriers across Henrico and Greater Richmond to compare your options and explain everything in plain language.

Have questions about your current auto coverage or want to explore telematics discounts? Give us a call at (804) 332-2253.

Address

Henrico, VA
23233

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+18043322253

Website

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