09/30/2026
Remember when we said to call your mortgage lender before you trip over the housing headlines?
Here’s one reason why:
Before asking a seller to lower the price, it may be worth asking what that same money could do toward lowering your payment instead.
In this example, a 2-1 buydown on a $500,000 conventional loan reduces the principal and interest payment by an estimated $584/month in year one and $300/month in year two.
Same house. Different strategy.
This is why we like to run the numbers before you make the offer.