Marketplace 4 Insurance - Hendersonville, NC

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Marketplace 4 Insurance - Hendersonville, NC Marketplace 4 Insurance, Henderson, NC, provides personalized insurance solutions with local knowledge and trusted service. Meet our team!

We’re here to help individuals, families, and businesses protect what matters most with coverage tailored to their needs. Lora Patton - Personal Lines Agent
Mike Gilliam - Commercial Producer

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
10/16/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

Fall is here, and between the busyness of the season and the end of the year fast approaching, it can be easy for things...
10/14/2026

Fall is here, and between the busyness of the season and the end of the year fast approaching, it can be easy for things to fall by the wayside. Amidst the rush, we want to remind you that we are always here whenever you need support.

Whether you have questions, need guidance, or just want to touch base, do not hesitate to reach out. We are always just a call away.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/12/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/09/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

âš« Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

âš« Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

âš« Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

âš« Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

âš« Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

Since October is Long-Term Care Planning Month, we want to share information about the impact of long-term care planning...
10/07/2026

Since October is Long-Term Care Planning Month, we want to share information about the impact of long-term care planning on retirement and financial security. Swipe through for a few of the most common questions we hear about long-term care planning.

If you'd like to discuss your long-term care planning options, please feel free to contact us. We are always happy to help.

The freelance workforce in the U.S. has grown significantly in recent years, reaching 72.9 million freelancers in 2025. ...
10/05/2026

The freelance workforce in the U.S. has grown significantly in recent years, reaching 72.9 million freelancers in 2025. However, one of the biggest challenges many freelancers and self-employed individuals face is finding affordable, comprehensive health insurance coverage.

Without access to traditional employer-sponsored benefits, navigating health insurance options can feel overwhelming. Fortunately, several solutions are available, depending on your unique situation, including:

🔹Health insurance marketplace plans
🔹Medicaid
🔹State assistance programs
🔹Private health insurance options
🔹Supplemental coverage such as dental, vision, and accident insurance

Having the right coverage in place can help protect you from unexpected medical expenses and provide greater peace of mind as you focus on growing your business.

Our team understands the unique needs of freelancers and self-employed professionals and can help you explore health insurance options that fit your goals and budget. Contact us today to learn more about your coverage options and find a plan that works for you.

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about earl...
10/01/2026

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about early screening. Breast cancer remains one of the most common cancers in the U.S., and early detection through routine screenings can make a meaningful difference.

Swipe for a few important facts and statistics to keep in mind.

As a reminder, many health insurance plans cover preventive screenings at little or no cost, making it easier to take an active role in your health. And, if you're not sure whether your plan covers preventive breast cancer screenings, our team is happy to help. Please do not hesitate to reach out with any questions.

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your ...
09/30/2026

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your wishes. While many people set these up once, it’s worth revisiting them from time to time. Swipe through to learn more.

If you’d like to review your current policies or talk through your beneficiary designations, feel free to reach out anytime. We are always happy to help.

Choosing the right health insurance plan is one of the most important financial decisions you can make. A high-deductibl...
09/28/2026

Choosing the right health insurance plan is one of the most important financial decisions you can make. A high-deductible health plan might save you money every month, but is it actually the right fit for you? Swipe through to find out.

Have questions about your health coverage options? Give us a call, and let's talk through what makes sense for your situation.

Your age plays a big role in life insurance ,and it can affect everything from the types of policies that make sense for...
09/24/2026

Your age plays a big role in life insurance ,and it can affect everything from the types of policies that make sense for you to what you may qualify for. Swipe through for a breakdown of the main policy types and what you should know about how age can impact each.

We hope you found this overview helpful. As always, if you’re interested in adding life insurance or would like to talk through your current policy, please don’t hesitate to reach out to our team. We are here to help you.

Address

108 Joel Wright Drive
Hendersonville, NC
28739

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18286921170

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