Nikki Hopkins Senior Mortgage Banker NMLS #118135

12/07/2023

May your candles burn bright this Festival of Lights. 🕎 🔥

Happy Hanukkah, from my home to yours!

12/06/2023

You’ve found the right home, now get the right rate, too – no matter what the markets do!

- Our Float Down Flexibility program lets you lock your rate with confidence.
- Lower your rate if markets improve before you close.
- The upfront fee is refundable if you don’t close, or don’t use the float down.

Rates rise? You’re safe. Rates lower? So is yours! Call us today to learn more.

For a full list of program terms and conditions, visit https://atlanticbay.com/float-down-terms/.

http://www.nikkihopkinsmortgage.com/

11/30/2023

Home values are still seeing record growth. Pair that with your hard work toward paying down your mortgage, and you’ve got a win-win to leave debt behind and enjoy life again!

- Consolidate high-rate credit cards and other debts with a cash-out refi
- Enjoy fewer overall monthly payments for less stress
- Have extra money each month to build a better financial future

It’s time to take control of your debt – and Atlantic Bay is here to help, every step of the way!

11/30/2023

I’m proud to announce that our team was recently named a 2023 Civic 50 Honoree. 🎉

The award honors companies utilizing their time, talent, and resources to serve others and strengthen our communities. 💪 🏘️

Congratulations to all the winners!

11/28/2023

The 2024 conforming loan limits are now in effect!

The Federal Housing Finance Agency (FHFA) sets these limits so U.S. housing money flows smoothly. The limits change each year according to home prices. The new limits have risen to $766,550, so you can apply for larger loan amounts, with more flexibility.

Learn more about conforming loans and loan limits in our latest Knowledge Center article: ? https://www.atlanticbay.com/knowledge-center/2024-conforming-loan-limits/

11/27/2023

Hot off the press! 🔥📰🔥

With fall and winter months approaching, you may consider gathering your family by the fireplace to keep cozy while temperatures drop. 🌡️⬇️

But before you light it up, check out our fireplace safety tips to keep kids, pets, and the whole family safe and snug this season.

https://brev.is/tadCD

Don't sweat it! These fireplace safety tips will ensure a cozy and safe fall or winter season. Keep your family warm without risking harm or injury.

11/23/2023

Gratitude makes the perfect seasoning for any feast. Wishing you a Thanksgiving filled with warmth, joy, and thankfulness. 🍁🧡

11/20/2023

The weather outside may be frightful, but the holidays are still a wonderful time to buy a home. Why?
Less competition from other busy buyers. 😃
Faster closings with motivated sellers.✔
Possible tax breaks.📊
A home for the holidays!🏡❤

➡️ Learn more straight from our Knowledge Center: https://brev.is/Ht53G

Holiday homebuying comes with many advantages, if you’re prepared for a tighter timeline.