Andrew Marlow - Mortgages by Marlow, NMLS #1735199

05/01/2025

📢 Real Estate Agents in the Vegas area!

Join us on May 15th for For Sale to Sold – a FREE CE workshop hosted with GK Properties.

We’re breaking down lending basics so you can close more deals with confidence.

✅ Free CE Credit
✅ Expert-led training
✅ RSVP now — seats are limited!

11/13/2024

Click here for my ultimate home buyer checklist.

Buying a home is one of life’s most exciting milestones, but let’s be honest—it can also feel overwhelming. Between understanding finances, navigating the housing market, and tackling all the paperwork, it’s easy to feel lost in the process. That’s exactly why we’ve created the Ultimate ...

10/30/2024

Great news for conventional loans! Freddie Mac’s has updated their underwriting system, the improvements give us lenders better feedback, so we have more details on what is needed to get approved for our clients.

On top of that, both Fannie Mae and Freddie Mac are expanding appraisal waivers, loans will now be eligible for an appraisal waiver with just 10% down. Appraisal waivers have saved buyer's billions since they started allowing them. These changes mean less time and money spent on appraisals. Now, it is not always a good idea to use an appraisal waiver if you get one, but having the option is always a good thing.

Curious if this applies to you? Send me a message to learn more!

10/15/2024

Thinking about buying in the next 6 months? Here are 5 things you need to do now:

1. Shop for a trusted lender – Not all offer the same rates. Not all are pros. The smallest difference can save you thousands and headaches.

2. Boost your credit – Higher credit scores get better rates. Start improving yours today.

3. Explore loan options – Look beyond the 30-year mortgage. Your lender will help you strategize this.

4. Re-review your budget – Factor in taxes, insurance, HOA, and PMI before making a decision.

5. Get pre-approved – It gives you an edge when you’re ready to make an offer.

Let’s be real—doing this alone isn’t easy. That’s what my team and I are here for, comment “HOME” to schedule a free home buying strategy consultation.

10/04/2024

The mortgage process doesn’t have to be stressful, and one of the BEST ways to ensure that is by submitting all required documents right from the start!

Not only will this make things go faster when you're in contract, but it also prevents those dreaded "surprises" that can pop up during underwriting.

Get ahead of the game and set yourself up for success!

If you have received a pre-approval letter but haven't given the lender your docs, you do not have a pre-approval letter, you have a recipe for a potential stressful process.

09/24/2024

It’s no secret that we’re in the midst of a hot seller’s real estate market. That means that good homes are going fast, usually at or above list price. This is largely the result …

09/23/2024

This summer, quality homes are being scooped up almost as fast as they’re being listed – and for top price. Yes, it’s a seller’s market out there, which is great news if you…

09/20/2024

Home improvements are key investments when it comes to quality of life and property value. While decks, solar panels and smart technologies are trendy options, installing a home generator may be ev…

09/19/2024

Staging is one of the most important aspects of any home sale. The more attractive your home is to potential buyers, the faster you can finalize the sale and move on. With that in mind, let’s…

09/18/2024

Housing loans are some of the most common loans worldwide. And if you’re reading this, you probably have a mortgage loan of your own or planning to get one.   Whether you already have a home o…

09/17/2024

If you’ve decided to sell your home, you’ve probably paid a lot of attention to the inside of your home. You have likely cleaned and staged your living room, bedrooms and kitchen to per…

09/16/2024

Is There a Perfect Interest Rate to Buy a Home?

While rates are dipping below 6.5% for a 30-year fixed loan, waiting for that "perfect" rate could mean missing out on a great home.

Here’s how to navigate it:

1. Set Your Rate Goal – Know what rate works for you and keep an eye on the market. Some buyers wait for rates under 6%, while others prefer waiting for 5%. Nail down on your budget and see what rate works for the monthly payment you are wanting.

2. Act When the Time Is Right – Lower rates often mean higher prices and more competition. Be ready to jump in before the market heats up.

3. Prepare While You Wait – Get pre-approved and find a real estate agent so you can move quickly when the opportunity arises.

Remember, the perfect time to buy isn’t just about the lowest rate—it’s about finding the right home at the right time for you and your goals.

As always, if you have any mortgage/real estate questions, don't hesitate to DM me.