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My Annuity Agent Retirement shouldn’t feel like a guessing game. We simplify guaranteed income options with no sales pressure.

We help to educate you, so you understand your options.

10/16/2026

If you are not earning 6% on your money, you are leaving money on the table. Contact us for a free consultation.

Retirement can feel a lot more enjoyable if you know the income you need is protected. Scheduled your free consultation ...
10/15/2026

Retirement can feel a lot more enjoyable if you know the income you need is protected. Scheduled your free consultation today.

10/14/2026

Don't wait until you retire to start retirement planning.

You don't have to wonder what your retirement income will look like. You can set up a guaranteed lifetime income that will start when you retire. The 8% roll up rate is guaranteed for up to 10 years, so there's no need to wait!

Schedule your free call today.

It is a good time to purchase an annuity. Bond yields are rising, and that has important implications for both stocks a...
10/13/2026

It is a good time to purchase an annuity. Bond yields are rising, and that has important implications for both stocks and annuities.

Higher bond yields means higher annuity rates. Insurance companies invest heavily in bonds, and higher yields can allow them to offer more attractive guaranteed rates and lifetime income benefits.

Higher bond yields put pressure on the stock market. When bonds offer more attractive returns, investors may shift money away from stocks. Higher yields can also increase borrowing costs and weigh on stock valuations.

It's a very good time to take advantage of higher interest rates and set up a multiyear guaranteed annuity to live off i...
10/10/2026

It's a very good time to take advantage of higher interest rates and set up a multiyear guaranteed annuity to live off interest earned.

If you want retirement income without whittling away your principal, set up an account that pays you interest without touching your principal.

Schedule your free consultation to learn more.

10/08/2026

What if your retire income plan didn't require you to touch your principal?

There has rarely been a better time to look at an annuity strategy designed to let you live off your interest darned while leaving your principal untouched.

Multi-Year Guaranteed Annuity rates are very favorable right now.

Think of a MYGA as similar to a CD issued by an insurance company. You choose a term—often 3, 5, or 7 years—and the insurance company guarantees your interest rate for that period.

But here’s where it can get interesting for retirees:

Instead of allowing the interest to accumulate, many MYGAs can be structured to send the interest directly to you each month.

For example, imagine putting $500,000 into a MYGA earning 6%.

That generates approximately $30,000 per year—or $2,500 per month—in interest without touching your original account balance.

You can use that income for groceries, utilities, travel or simply to supplement Social Security,without intentionally spending down your original $500,000 principal.

At the end of the guaranteed term, you will receive a renewal interest rate. If it is not competitive, you transfer it to a different account or withdraw the funds. You can decide what you want to do next with your money.

If you're approaching retirement and wondering:

“How can I make my savings generate income without constantly dipping into my principal?”

A MYGA may be worth learning about.

At My Annuity Agents, we shop multiple insurance companies to help you compare rates, financial strength, terms and withdrawal provisions.

You spent a lifetime building your nest egg. Maybe it's time to put that nest egg to work for you.

10/07/2026

Test Run Your Retirement Income by living off the interest in a multi-year guaranteed annuity for 3 or 5 years.

If you aren't sure how much income you should set up in your lifetime income annuity, choose a short term MYGA first.

If the interest earned isn't enough to meet your cashflow needs, you can withdraw an extra 10% to make sure you have what you need.

After that, you have a better idea of what you really need and you can set up a lifetime income annuity when the MYGA matures.

Schedule your free consultation today.

10/03/2026

Where you keep your safe money may affect your Medicare premiums and your Social Security Check.

If you're approaching retirement, there are two acronyms worth knowing: MAGI and IRMAA.

IRMAA is an income-related surcharge added to Medicare Part B and Part D premiums.

If your Modified Adjusted Gross Income (MAGI) crosses certain thresholds, you could pay more for Medicare—which can mean a reduction in your Social Security.

Here’s where a MYGA (Multi-Year Guaranteed Annuity) may help.

With a CD, savings account, or money market account, the interest you earn is taxable each year—even if you leave the money in the account.

With a nonqualified MYGA, your interest grows tax-deferred. You don't report that interest as taxable income until you withdraw.

That means a MYGA may not only provide a higher interest rate, it may also help keep taxable interest from increasing your MAGI and helping you stay below an IRMAA threshold.

Example: If you have $300,000 earning 5%, that's $15,000 of annual interest. In a taxable CD, that interest shows up on your tax return each year. In a MYGA, the interest can remain tax-deferred until you take it out.

The key is planning ahead: Medicare generally uses your tax return from two years earlier to determine IRMAA.

Schedule your free call to find out what MYGA rates are in your state.

09/24/2026

Boring isn’t always a bad thing.

A Multi-Year Guaranteed Annuity (MYGA) isn’t designed to be exciting. There are no stock market swings to watch, no guessing what your account will be worth next month, and no complicated investment strategy.

Instead, you get:

🔒 A guaranteed fixed interest rate for a set period
📈 Tax-deferred growth until you withdraw the interest
💵 The ability to take interest as retirement income
🛡️ Protection from stock market losses
📅 A specific date when your money becomes fully liquid at the end of the term, subject to the contract provisions

And you can even build a MYGA ladder, spreading your money across different terms so portions become available at different times.

Is it exciting? Well, generating income wihtout touching your principal is pretty exciting....

But when you're approaching retirement, knowing exactly what your money is earning can be pretty beautiful.

Sometimes boring is exactly what part of your retirement portfolio needs to be.

Want to know what MYGA rates are available and whether one makes sense for you? Contact My Annuity Agents and we'll shop the market for you.

Address

199 North Arroyo Grande, #200
Henderson, NV
89074

Opening Hours

Monday 7:30am - 4:30pm
Tuesday 7:30am - 4:30pm
Wednesday 7:30am - 4:30pm
Thursday 7:30am - 4:30pm
Friday 7:30am - 3pm
Saturday 10am - 2pm

Telephone

+17253132111

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