Scotty G

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Scott Groskreutz, ChFC® Meet with Scott: https://linkly.link/2rEg7
Get your Free Tools here: https://sgretire.com/guides/
Welcome to Scotty G Money, home of the Summit Gameplan. 🚀 Personalized Retirement Plan

10/22/2026

5 things I'd never do with Social Security. #1 is almost impossible to undo.

5. File without checking your earnings record.
4. Claim early while still working before full retirement age.
3. Assume your check is tax-free.
2. Claim out of fear that Social Security is running out.
1. Let the higher earner in a marriage claim early. The survivor keeps the bigger check, so claiming it early can shrink it for the rest of your spouse's life.

Comment GUIDE and I'll send you my free Social Security guide 👇

Free retirement guides: sgretire.com/guides
Education only. Not individual advice. — Scotty G, ChFC®

10/22/2026

Moving closer to the grandkids in retirement? Watch this first.

Moving near family is one of the biggest retirement decisions you'll make, and it's hard to undo. It changes your costs, your taxes and how you spend your time. Get clear on the money and the "why" before you list the house.

Want help thinking it through? Book a call with our team: https://linkly.link/2qt1L

Free retirement guides: sgretire.com/guides
Follow for more retirement income tips to make your hard-earned dollars work for you.

Education only. Not individual advice. — Scotty G, ChFC®

10/22/2026

Social Security looks at your 35 highest earning years, not your last 10. If you only worked 30, they put zeros in the math. Here's what to check. Follow for more retirement income tips to make your hard-earned dollars work for you.

10/21/2026

Widowed before 62? Social Security can start paying you at 60.

The survivor benefit is paid from your late spouse's work record, up to 100% of what they were getting. You can start it as early as 60 (50 if you're disabled), but it's about 30% smaller than at full retirement age. Many people take the survivor check first and let their own benefit keep growing until 70, then switch if theirs is bigger. Still working? Watch the earnings limit before full retirement age.

Comment GUIDE and I'll send you my free guide on claiming a survivor benefit the smart way 👇

Free retirement guides: sgretire.com/guides
Education only. Not individual advice. — Scotty G, ChFC®

10/21/2026

Navigating retirement means shifting from accumulation to distribution. Which income style fits your disposition? A market-based approach offers flexibility but no guarantees. Or perhaps a blended approach: guarantee essential needs, then use market growth for discretionary spending. Your choice reflects your unique needs and preferences, not a universal right or wrong.

10/21/2026

She moved near the grandkids. Her bills jumped to $10K a month.

Need a paycheck plan for retirement? Book a call with our team: https://linkly.link/2qt1L

What we didn't have time to cover on camera:
• A cash cushion covers her bills when the market is down, so she doesn't have to sell at a bad time.
• Part of her money pays her now. Part is set up to grow and help keep up with rising prices.
• Her taxes are planned out each quarter, so there's no surprise bill in April.

Representative example based on a real client situation, with details changed for privacy. Education only. Not a guarantee and not individual advice.

Free retirement guides: sgretire.com/guides
— Scotty G, ChFC®

10/21/2026

Here's the tax break almost nobody uses: hand over appreciated shares and the tax on all that growth never comes due — plus you deduct what they're worth the day you give. Follow for more retirement tax tips. — Scotty G, ChFC®

10/21/2026

If you're married, the most important Social Security decision isn't yours. It's the higher earner's, because that's the check the survivor keeps. Follow for more retirement income tips to make your hard-earned dollars work for you.

10/21/2026

Divorced after 10+ years of marriage? You may be able to claim on your ex's Social Security record, and it doesn't reduce their check.

Comment GUIDE and I'll send you our free Social Security guide 👇

Educational only, not individualized advice.

10/21/2026

Have an HSA and turning 65? Medicare changes the rules, and there's a 6-month trap most people miss.

Comment MEDICARE and I'll send you my free checklist on sorting out your healthcare coverage the day you retire 👇

Educational only, not individualized advice.

Address

1489 W Warm Springs Road STE 110
Henderson, NV
89014

Telephone

+17145851058

Website

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