Floratos Group: Citywide Home Mortgage

Floratos Group: Citywide Home Mortgage Vice President of Business Development - Licensed (NMLS #1301535) as a loan officer, I will ensure you understand the procedures involved.

You will be fully informed as to the best possible options for what you are looking for based on our conversations.

08/05/2024
Learn the Facts - Give me a call if you have any questions about how to finance your home purchase or refinance.Nick Flo...
07/06/2023

Learn the Facts - Give me a call if you have any questions about how to finance your home purchase or refinance.

Nick Floratos | PRODUCING BRANCH MANAGER
🏒 Luminate Home Loans | Floratos-Shibata Group
πŸ“² (𝟩𝟒𝟀) 332-9060 (call/text)
πŸ“§ [email protected]
NMLS #1301535

🌏 www.NickFloratos.com

Reserves Are Required on some loans for any of the following reasons. Nick Floratos | PRODUCING BRANCH MANAGER🏒 Luminate...
06/08/2023

Reserves Are Required on some loans for any of the following reasons.

Nick Floratos | PRODUCING BRANCH MANAGER
🏒 Luminate Home Loans | Floratos-Shibata Group
πŸ“² (𝟩𝟒𝟀) 332-9060 (call/text)
πŸ“§ [email protected]
NMLS #1301535

🌏 www.NickFloratos.com

Biweekly payments accelerate your mortgage payoff by paying 1/2 of your normal monthly payment every two weeks. By the e...
05/17/2023

Biweekly payments accelerate your mortgage payoff by paying 1/2 of your normal monthly payment every two weeks. By the end of each year, you will have paid the equivalent of 13 monthly payments instead of 12. , ,

Oops, he did it again.
05/03/2023

Oops, he did it again.

The Federal Reserve on Wednesday released its decision on interest rates following a two-day meeting.

INVESTORS!!! A DSCR loan is a type of non-QM loan for real estate investors. Lenders use a DSCR to help qualify real est...
05/03/2023

INVESTORS!!! A DSCR loan is a type of non-QM loan for real estate investors. Lenders use a DSCR to help qualify real estate investors for a loan because it can easily determine the borrower’s ability to repay without verifying income. Give me a call for any questions.

Nick Floratos | PRODUCING BRANCH MANAGER
🏒 Luminate Home Loans | Floratos-Shibata Group
πŸ“² (𝟩𝟒𝟀) 332-9060 (call/text)
πŸ“§ [email protected]
NMLS #1301535

This is how you calculate your Loan to Value. Give me a call if you have any questions.Nick Floratos | PRODUCING BRANCH ...
04/26/2023

This is how you calculate your Loan to Value. Give me a call if you have any questions.

Nick Floratos | PRODUCING BRANCH MANAGER
🏒 Luminate Home Loans | Floratos-Shibata Group
πŸ“² (𝟩𝟒𝟀) 332-9060 (call/text)
πŸ“§ [email protected]
NMLS #1301535

04/20/2023

Oakland Mayor Sheng Thao said negotiations with the Athletics have ended following the MLB team announcing its Las Vegas ballpark site land agreement.

These are simple avoidable situations that can delay or destroy a loan application if not handled properly.  Please be s...
04/19/2023

These are simple avoidable situations that can delay or destroy a loan application if not handled properly. Please be sure to talk to me about any of these items if they are an issue for you so that we can determine the best way to handle them. , . ,

This is how you calculate your Debt to Income ratio. Give me a call if you have any questions.Nick Floratos | PRODUCING ...
03/22/2023

This is how you calculate your Debt to Income ratio. Give me a call if you have any questions.

Nick Floratos | PRODUCING BRANCH MANAGER
🏒 Luminate Home Loans | Floratos-Shibata Group
πŸ“² (𝟩𝟒𝟀) 332-9060 (call/text)
πŸ“§ [email protected]
NMLS #1301535

Happy Saint Patrick's Day! πŸ€πŸ€Nick Floratos | PRODUCING BRANCH MANAGER🏒 Luminate Home Loans | Floratos-Shibata GroupπŸ“² (𝟩𝟒...
03/17/2023

Happy Saint Patrick's Day! πŸ€πŸ€

Nick Floratos | PRODUCING BRANCH MANAGER
🏒 Luminate Home Loans | Floratos-Shibata Group
πŸ“² (𝟩𝟒𝟀) 332-9060 (call/text)
πŸ“§ [email protected]
NMLS #1301535
________________________________

Kensaku Shibata | PRODUCING BRANCH MANAGER
🏒 Luminate Home Loans | Floratos-Shibata Group
πŸ“² (𝟩𝟒𝟀) 767-6567 (call/text)
πŸ“§ [email protected]
NMLS #433696

Other than the money in your checking or savings accounts here are some non-traditional sources of funds that you are al...
03/14/2023

Other than the money in your checking or savings accounts here are some non-traditional sources of funds that you are allowed to use for your down payment and/or closing costs. Call me with any questions, 702-332-9060

Address

3145 Street Rose Pkwy. Ste. 201
Henderson, NV
89052

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