Floratos Group: Citywide Home Mortgage

08/07/2026

I am so excited to congratulate this wonderful family on their new home! 🎉🏡

It has been an absolute pleasure helping Brad and Teddie on another chapter in their journey. After making the move from California, they've found their beautiful home in St. George, Utah—a place where they'll create countless new memories for years to come.

Thank you for once again trusting me to help with your home financing. It means so much to earn the confidence of clients who come back when it's time for their next home. Wishing you many years of happiness, laughter, and unforgettable moments in your gorgeous new home.

Congratulations, and thank you for letting me be part of such an exciting milestone! ❤️🏠

07/15/2026

HELOC Highlights:
• Interest Only Payments Required up to 10 years.
• 5 or 10 Year Draw Period Options.
• Access Up to 89.9% of Home Equity with 720 FICO.
• FICO as low as 680 up to 80% Equity.

Call Nick Floratos to discuss your needs, (702) 332-9060.

07/14/2026

Congratulations to my investor client for trusting me to help refinance their investment property using a **DSCR (Debt Service Coverage Ratio) loan**. It's always rewarding to help real estate investors reach their financial goals with financing solutions designed specifically for investment properties.

**Why investors love DSCR loans:**
🏡 No personal income verification required in many cases
📈 Loan qualification is based primarily on the property's cash flow (rental income)
💼 Ideal for self-employed borrowers and real estate investors
🔑 Great for purchasing or refinancing investment properties
⚡ Streamlined qualification process compared to traditional financing
💰 Available for both long-term and, with some programs, short-term rental properties

Whether you're growing your portfolio, lowering your monthly payment, or accessing equity to fund your next investment, a DSCR loan may be the right solution.

I'd be happy to discuss your options and help you find the loan program that best fits your goals. Call me - (702) 332-9060 or send me a message to get started!

07/01/2026

🎉 Congratulations to the Martinez family! It was a pleasure helping you secure a HELOC for your home in Las Vegas, NV. Now you have flexible access to your home's equity, giving you the freedom to tackle home improvement projects and use the funds whenever you need them. Thank you for trusting me with your financing needs! 🏡

06/30/2026

🎉 Congratulations to Luis on the purchase of your new home in Las Vegas, NV! 🏡 It was an honor to help you finance your new primary residence and be part of this exciting milestone. Thank you for trusting me with your home loan—I wish you many happy memories in your new home!

A special thank you to Realtor Manny Martinez for the outstanding communication and teamwork throughout the entire process. Working together made for a smooth and successful closing!

06/29/2026

🎉 Congratulations to my investor on the successful refinance of your investment property in Chico, CA! I'm excited we were able to lower your monthly payment by $350, helping improve your property's cash flow and long-term financial goals. Thank you for trusting me with your financing—I appreciate the opportunity to help! 🏘️

06/27/2026

🎉 Congratulations to the Schmitt family! It was a pleasure helping you secure a HELOC for your home in Lakeport, CA. Now you have flexible access to funds when you need them, making those home improvement projects easier to tackle. Thank you for trusting me with your financing needs—I appreciate the opportunity to help! 🏡

06/26/2026

Congratulations to the Pie family! 🎉 It was a pleasure helping you close your refinance loan in Rosamond, CA. I'm so happy we were able to lower your monthly mortgage payment by $250 per month! Wishing you many more years of savings and financial peace of mind. Thank you for trusting me with your home financing needs! 🏡💙

08/05/2024