Michael Cassano at New American Funding, NMLS ID: 2024770

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Michael Cassano at New American Funding, NMLS ID:  2024770 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Michael Cassano at New American Funding, NMLS ID: 2024770, Mortgage brokers, 3145 Street Rose Parkway Suite 201, Henderson, NV.

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/23/2024

🏡 How to Prepare Yourself to Buy a Home 🏡

If you’re waiting for rates to drop before buying a home, I totally get it. But while you’re on the sidelines, you need to be prepping for when it’s time to jump in. Here are three crucial steps to make sure you’re ready to strike when the competition heats up:

1️. Check Your Credit Score: Do a soft credit pull to see where you stand now. If your score needs improvement, start working on it ASAP. You don’t want your credit holding you back when you find the perfect home.

2️. Tackle Your Debt: Now’s the time to aggressively pay down credit card bills, auto loans, and student debt. The less debt you bring to the table, the better your chances of qualifying for the mortgage you want.

3️. Build Your Real Estate Squad: Use this time to connect with Realtors and Lenders. Think of it like scouting for your dream team—you want the best players in your corner when it’s game time.

When the market heats up again, you’ll be ready to hit the ground running!

Need help getting mortgage-ready? DM me, and let’s start building your path to homeownership together!

🚀 Entrepreneurs & Self-Employed: Ever been denied a mortgage by banks due to your smart tax strategies?✨ There's a way t...
03/29/2024

🚀 Entrepreneurs & Self-Employed: Ever been denied a mortgage by banks due to your smart tax strategies?

✨ There's a way to keep your write-offs AND get your dream home!

🔑 Discover how with specialized loan programs designed just for YOU.

The Insight:

Navigating home buying as a successful entrepreneur or self-employed business owner can be frustrating. Banks often see your tax benefits and write-offs as hurdles to approving a mortgage. But what if you could maintain those financial strategies and secure a home?

The Solutions:

Bank Statement Loans: Use your bank statements to prove income, bypassing traditional income documentation like tax returns and paystubs.

Asset Depletion Loans: Leverage your liquid assets to qualify for a mortgage, even without a regular income stream.

Investment Property Loans (DSCR): Qualify based on your investment property's cash flow, not your personal income.

Securing a mortgage doesn’t mean sacrificing your business’s financial savvy. With the right loan program, you can leverage your unique position as an entrepreneur or self-employed individual to buy your dream home.

👉 Which program sounds like a game-changer for you? Let’s discuss below!

Stepping into your first home? 🏡 There's a crucial piece of the puzzle many overlook: the closing costs. Yes, beyond the...
03/11/2024

Stepping into your first home? 🏡 There's a crucial piece of the puzzle many overlook: the closing costs. Yes, beyond the down payment, there's more to prepare for.

Closing costs: A mix that goes beyond the initial down payment, often surprising first-time homebuyers. We're talking about appraisal fees, lender or origination fees, title services, credit report fees, tax service fees, and more. While sellers might cover a part, it’s wise to have funds set aside.

Here’s why it matters:

Beyond the Down Payment: Understanding the full financial scope helps you budget smartly, ensuring no surprises.

Seller Contribution: Yes, sellers often contribute, but relying solely on this can leave you short. Knowing your potential costs puts you in a position of strength during negotiations.

Planning is Key: Setting aside funds for these expenses means you're fully prepared to make your homeownership dream a reality, smoothly.

Embarking on the homebuying journey is exciting, but being fully informed makes you unstoppable. Don’t let closing costs catch you off guard.

Ready to tackle closing costs with confidence? Connect with me for personalized advice and strategies to manage your homebuying process effectively!

03/05/2024

Ever dreamt of hacking your way into homeownership? 🏘🚀

Here’s a strategy that’s about to make that dream a lot more attainable.

Welcome to the world of housing hacking with just a 5% down payment on multi-family homes, courtesy of the recent initiative by Fannie Mae and Freddie Mac. This isn’t just about buying a home; it’s about smart investment and affordability combined.

Here's why it’s a game-changer:

1. Minimal Initial Investment: With only 5% down, the financial barrier to owning a property is significantly lowered. This opens the door to homeownership for many who thought it was out of reach.

2. Live and Earn: Occupy one unit as your primary residence while renting out the others. This way, you’re not just a homeowner; you’re an investor earning rental income that can cover your mortgage and potentially more.

3. Boost Your Affordability: This strategy isn’t just about getting into real estate; it’s a savvy approach to reducing your living expenses. The rental income can help pay off the mortgage, making homeownership significantly more affordable.

Housing hacking with this new 5% down payment option is more than a purchase; it’s a strategic move towards financial independence and securing your future.

Isn’t it time to think beyond traditional homeownership?

Ready to explore how housing hacking can revolutionize your path to owning a home? Reach out and let’s turn your homeownership dreams into reality! 👇

Happy Presidents Day! Celebrating the leaders who have shaped our nation with their vision, courage, and dedication.    ...
02/19/2024

Happy Presidents Day! Celebrating the leaders who have shaped our nation with their vision, courage, and dedication.

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up...
02/06/2024

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.*

With NAF Cash, an affiliated company of New American Funding, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Why do we believe in homeownership? There are many reasons, but today we want to talk about EQUITY! You build equity wit...
01/16/2024

Why do we believe in homeownership? There are many reasons, but today we want to talk about EQUITY! You build equity with each paid mortgage payment. Building equity is beneficial for a few reasons; you can borrow from your equity or save it to use it in the future. Equity helps to build a strong financial future! Unfortunately, paying rent means 0% of that payment is going towards building a future for yourself, which can feel like paying 100% in interest.

Huge news for anyone looking to purchase a new home, who would also like some rental income. For Fannie Mae, after Nov. ...
11/10/2023

Huge news for anyone looking to purchase a new home, who would also like some rental income. For Fannie Mae, after Nov. 18th, you will no longer have to put down 25% to purchase a 4 unit. You can put down 5%, live in one of the units, rent out the other 3, and have some rental income to help pay off your mortgage!

Address

3145 Street Rose Parkway Suite 201
Henderson, NV
89052

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