Karin Keel-Todd Farmers Insurance and Financial Services Agent

Karin Keel-Todd Farmers Insurance and Financial Services Agent Disclosure: farme.rs/disclosure Stop by in person, reach out online or call to get a free quote today.

Whether you're looking for homeowners insurance, auto insurance, renters insurance, or another kind, I'm here to help you understand the insurance coverage you may want. Serving the Hemlock, MI area since 2003, I can help you understand your coverage options so you can protect what matters most to you.

Michigan has 11 confirmed tornados from January 1 through April 8th, 2026, and we haven’t even come into severe storm se...
04/10/2026

Michigan has 11 confirmed tornados from January 1 through April 8th, 2026, and we haven’t even come into severe storm season. Storm damage results in homeowners insurance claims. I have stayed loyal to Farmers Insurance for 23 years partially because of their phenomenal claims department and the way they take care of our clients. If you are insured with a competitor,and have not had an insurance review to make sure you are properly covered, please call our office at 989-695-8181 for a free review!

04/06/2026

Wishing you and your family a Blessed Easter. He has Risen!

Which is better, a Traditional IRA, or a Roth IRA?Both have benefits! One thing’s for sure: an IRA that you’ve started s...
04/04/2026

Which is better, a Traditional IRA, or a Roth IRA?

Both have benefits! One thing’s for sure: an IRA that you’ve started saving in is better than an IRA you’re still thinking about.

As we kick off the New Year, let’s talk about your financial future.

Slips and falls happen. If you’ve got the fun house on the block, let’s talk about an umbrella policy that covers pool p...
04/03/2026

Slips and falls happen. If you’ve got the fun house on the block, let’s talk about an umbrella policy that covers pool parties, holiday parties, dance parties — or whatever kind of party you dream up next.

There’s no better time than spring to plant seeds for the future. Life insurance is a great place to start as you plan f...
04/01/2026

There’s no better time than spring to plant seeds for the future. Life insurance is a great place to start as you plan for helping financially protecting your loved ones.

Keeping your trees trimmed and removing unhealthy ones around your yard can help reduce the chances of property damage d...
03/30/2026

Keeping your trees trimmed and removing unhealthy ones around your yard can help reduce the chances of property damage during a tornado or severe weather.

How many employers have you had over the years?How many of them had retirement plans?Do you know where your money from t...
03/28/2026

How many employers have you had over the years?

How many of them had retirement plans?

Do you know where your money from those plans is now?

Let’s review all your retirement assets, and I can help as you chart a course to your financial future.

You spend years building your business, but one lawsuit could sink it overnight. Liability insurance can help you with t...
03/26/2026

You spend years building your business, but one lawsuit could sink it overnight. Liability insurance can help you with the cost of legal defense and damages. Let’s talk about how Farmers® can help you protect your business.

The average cost of a cyber attack? Around $200,000, according to the National Cybersecurity Alliance. If your small bus...
03/24/2026

The average cost of a cyber attack? Around $200,000, according to the National Cybersecurity Alliance. If your small business website or online store collects customer information, let’s talk about cyber liability and data breach response coverage to help you protect your customers and your business.

At 55 miles an hour, sending or reading a text is like driving the length of a football field — with your eyes closed, a...
03/20/2026

At 55 miles an hour, sending or reading a text is like driving the length of a football field — with your eyes closed, according to the Centers for Disease Control.

Address

4728 N Fordney Road Unit B
Hemlock, MI
48626

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19896958181

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