Matt Owens- Allstate Producer

09/16/2015

Are you in the process of purchasing a new home or considering a move? Take that opportunity to get proposals from different insurers to ensure you are getting the best rates and adequate protection. Most people just add the new home to their current insurance provider, but you are missing an opportunity to ensure you are not overpaying for insurance. Allstate has great Homeowners rates right now. Give me a call and receive a fast and easy proposal. I am confident you will find our rates to be extremely competitive.

09/16/2015

Your insurance score has a major impact on insurance premiums. This is a good article explaining what factors impact your insurance score and steps that can be taken to lower your score and save you money on policy premiums.

If you want to save on car insurance, it pays to take a hard look at how you use credit. Your credit history affects how much you pay for car insurance.

09/16/2015

Solid tips to consider when looking into Life Insurance Policies.

PVCC's Bill Pratt joined CBS19's Madeline Curott to discuss life insurance. He tells you who should be insured in your household, for how much and what you should pay for your policies.

08/10/2015

Are you confident that your current Life insurance coverage would properly take care of your family in the event of your death? Interesting article on calculating the right amount of coverage. We have many different Life products that can help protect your family's future. Reach out and let's talk about it.

Calculating the right amount of life insurance

08/10/2015

"Our doubts are traitors, and make us lose the good we oft might win by fearing to attempt."

-Shakespeare

08/10/2015

It is cheaper for teens to be added to their parents auto policy than getting and individual policy on their own. The increased premiums added to the family policy, on average, is 20% less than the cost of an individual policy. For parents looking to create financial responsibility and independence in their children, have your kids pay for a portion of the increase in premium instead of starting a new policy. It saves money.

Teenage drivers are even more dependent on their parents.

07/29/2015

If your marital status changes, it is important to shop around to ensure you are getting the best available rate.

A change in marital status can raise auto insurance premiums as much as 226%.

07/29/2015

Building smarter safety nets is an important step when trying to achieve financial independence. Emergency funds and insurance are rarely discussed in combination. The traditional definition of an emergency fund is a separate account for cash that can be used instead of credit to repair a broken appliance or other expense that may run a few hundred dollars. However, many people keep insurance deductibles high to keep premiums low. Would you have enough cash on hand to cover an insurance deductible if you had a sudden claim? If not, build your deductible amounts into your emergency fund.

07/29/2015

Standard advice leaves many Americans underinsured and unprepared for retirement.

07/29/2015

Hope you have good homeowners insurance.

07/28/2015

Purchase of a new home is a good time to check up on all your insurance needs. It's a good idea to look at consolidating your plans under one company to take advantage of multi-policy discounts.

If you've just bought a home, you probably know about homeowners insurance. But it's a great time for an overall insurance checkup as well -- for reasons you might not have expected.

07/27/2015

The average driver has been with there current provider for 12 years. Many people think that loyalty pays off but that is not always the case. If you haven't shopped your insurance in a while, it is likely that you are not getting the best deal. Important to remember that you do not have to wait until renewal to get quotes or switch insurers. It's time to look around and stop overpaying.

The majority of U.S. drivers won't change their auto insurance for more than a decade. Considering it's never been easier to do so, they may be missing some savings.